
One thing for sure, no one can predict what’s going to happen in the future. Having a home financing package that gives you the flexibility to adapt makes a big difference. Based on the principle of Diminishing Musharakah, HomeSmart-i gives you more control in your life and the flexibility to adapt to different priorities that may arise in the future.

Refinance your existing conventional home loan with HomeSmart-i to possibly reduce your monthly payments, free up cash for other priorities or to enjoy greater flexibility in managing your cash flow. On top of that, you can also enjoy FREE moving cost^, including no stamp duty**.
At HSBC Amanah, we distribute Takaful Mortgage Protector or Takaful Mortgage Protector Plus to protect you and your family from home financing burden should the unexpected happen. Complete your protection with Homeowner Takaful Scheme and enjoy peace of mind.
*This is dependent on fulfilment of certain conditions, namely the financing amount granted and its tenure, monthly income and savings and/or idle funds that can be maintained by the individual(s) in the HomeSmart-i account.
**Terms & Conditions Apply.
^Subject to Bank’s absolute discretion, the free moving cost package is only applicable to home financing above RM100,000. Moving costs refer to inter alia, legal fees, valuation fees, stamp duty and other disbursement or charges relating to the preparation of the legal documentation by the Bank’s panel lawyers. The free moving cost package is subject to the terms and conditions as stated in the legal documentation.




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NOTIFICATION Our HSBC Amanah branches will be closed on the Birthday of Prophet Muhammad S.A.W. (26 Feb 2010)
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