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Credit Card Education
Control Your Finance
Managing Debt
Ever wonder whether you are managing your debt properly?
If you answer YES to any one of these questions below, it may be time to cut back on your use of credit. If you answer YES to two or more questions, it may be time to take more drastic measures.
Do you have debts?
- Are you at or near the limit of your lines of credit?
- Can you make only minimum payments on your credit cards?
- Is the amount of your new purchases a surprise each month?
- Are you frequently taking cash advances on your credit cards?
- Are you chronically late in paying your bills?
- Are you borrowing to pay for items you used to pay for with cash?
- Are you tapping into your savings to pay current bills?
- Do you put off medical or dental visits because lack of money?
- Do you have savings equal to less than three months of income?
- Is an increasing percentage of your income going to pay debt?
- Are you unsure of how much you owe?
How To Manage Your Debts
Dealing with credit card debts
Find out how
Identify goals and make a budget
Find out more
More On Managing Your Credit Wisely
Know your credit
Make the most from your money with a budget that works.
Protect your card
Find out how to minimise the risk of identity theft
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