Cash or CreditSaving your money and paying cash for an item is less expensive than using credit. But credit gets you goods and services now. Both require that you regularly set aside money from current income. In other words, if you cannot afford to save for it, you cannot afford to buy it on credit.
What is credit
Find out more
Pro's and con's of using credit
Find out more
Should you use credit
Find out more
How does credit cards work
Find out more
Protect your card
Find out how to minimise the risk of identity theft
Control your finances
Adopt useful methods to avoid debt or improve the situation