Credit Cards

The following fees will be updated by 15/10/2006

Fee	Current Fee	New Fee
Replacement card fee	RM10 per card	RM50 per card
Sales draft retrieval request fee	RM5 per copy	RM20 per copy
New cheque returned due to insufficient funds in the Current Account	Nil	RM100 per cheque

Fees and Charges

Know more about your credit card fees and charges

This section contains details of all interest calculation methods and specific charges. It will help you better understand credit card products and services.

Notice on Paying Only Minimum Monthly Repayment (not applicable for Amanah cards):

The amount of interest you have to pay and the time it takes to repay your balance in full will increase if only the minimum monthly payment is made. The following table illustrates the amount of interest incurred and the repayment period, under different outstanding amount scenarios if you continue to pay only the minimum amount. The computations are based on 5% minimum payment or RM50, whichever is higher, at a finance charge of 18% p.a. You may pay more if you wish (any amount above your minimum payment requirement) as long as payment is made within the specified payment due date.