This section contains details of all interest calculation methods and specific charges. It will help you better understand credit card products and services.
The amount of interest you have to pay and the time it takes to repay your balance in full will increase if only the minimum monthly payment is made. The following table illustrates the amount of interest incurred and the repayment period, under different outstanding amount scenarios if you continue to pay only the minimum amount. The computations are based on 5% minimum payment or RM50, whichever is higher, at a finance charge under different tiered interest rates. You may pay more if you wish (any amount above your minimum payment requirement) as long as payment is made within the specified payment due date.