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HSBC Cash Instalment Plan

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Enjoy 6.88% interest rate p.a. and 10,000 Reward Points1 when you apply for Cash Instalment Plan online.

It is time that your life's choices are not limited by your finances. With the Cash Instalment Plan (CIP), you can apply for minimum cash advance of RM5,000 and above using your HSBC Credit Card while enjoying 6.88% flat interest rate p.a. on the cash advance amount, 0% cash advance fee and 10,000 reward points1 It's the easiest way to have what you really want.
Now at 6.88% interest rate p.a. when you apply for CIP online!
6.88%
6.88% flat interest rate p.a.
No supporting document required
Easy application with no supporting documents required
Flexible repayment period
Flexible repayment period of 12, 24,36, 48 or 60 months with equal monthly instalment amount
Convenient
Convenient funds transfer to your current/ savings account at any bank
Apply for CIP online and enjoy the offers below
Cash Instalment Plan Offer
1 Not applicable for HSBC Amanah Credit Card-i.

Apply for cash and pay from as low as RM112.00 per month
Cash Instalment Plan Amount at 6.88% p.a. flat Monthly Repayment (RM)
12 months 24 months 36 months 48 months 60 months
RM5,000 RM445.33 RM237.00 RM167.56 RM132.83 RM112.00
RM10,000 RM890.67 RM474.00 RM335.11 RM256.67 RM224.00
RM15,000 RM1,336.00 RM711.00 RM502.67 RM502.67 RM336.00
*The 6.88% flat interest rate p.a. is equivalent to the effective interest rate of 12.47% p.a. for 12 months.
  12.70% p.a. for 24 months, 12.62% p.a. for 36 months, 12.47% p.a. for 48 months, 12.31% p.a.for 60 months.

apply now
Or call 03-2059 9123 to apply
Hurry! Promotion valid until 31 March 2016.
HSBC Online Cash Instalment Plan with Bonus Reward Points Programme 2016 (A) Terms and Condiitons apply.

Exclusive for new HSBC Credit Cardholders
Enjoy Cash Instalment Plan rate at 4.88% p.a.^
Cash Instalment Plan Amount Monthly Repayment (RM)
12 months 24 months 36 months 48 months 60 months
RM1,500 RM131.10 RM68.60 RM47.77 RM37.35 RM31.10
RM5,000 RM437.00 RM228.67 RM159.22 RM124.50 RM103.67
RM10,000 RM874.00 RM457.33 RM318.44 RM249.00 RM207.33
^The 4..88% interest rate p.a. is equivalent to the effective interest rate of 8.89% p.a. for 12 months, 9.11% p.a. for 24 months, 9.10% p.a. for 36 months, 9.03% p.a. for 48 months, 8.95% p.a. for 60 months.
HSBC Cash Instalment Plan at 4.88% Interest Rate p.a. Terms nad Conditions apply.
Promotion valid until 31 March 2016

apply now
Or call 03-2059 9123 to apply
Hurry! Promotion valid until 31 March 2016.


HSBC Cash Instalment Plan Calculator

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Important note:

The maximum amount of CIP application with its applicable CIP interest amount is up to 95% of your HSBC credit card limit.

HSBC Bank may at its sole discretion
1) Approve the CIP amount applied for therein; or
2) Approve the CIP at a lower amount from what was applied for therein without further notification to the Eligible Cardholder at the time of approval. However, HSBC Bank will subsequently notify the Eligible Cardholder in writing of the CIP approved at a lower amount and the CIP Monthly Instalment; or
3) Decline the CIP application.

During the CIP tenure, the CIP amount together with the CIP interest will be billed to you by way of equal monthly instalment. The CIP tenure/ monthly instalment cannot be altered or changed.

The effective rate of CIP varies based on the tenure and is up to 12.7% per annum.

The Bonus Reward Points is capped to 10,000 points per Eligible Cardholder during Programme Period.

Upon successful application of CIP, you are deemed to be responsible in servicing the monthly instalment amount which will be posted to your HSBC credit card account and will be reflected in your monthly credit card statement in the following month. Once you have applied for CIP, a corresponding amount in your HSBC Credit Card will be reserved for this purpose and this amount shall not be available for your use until settlement of the CIP amount. HSBC Online Cash Instalment Plan with Bonus Reward Points Programme 2016 (A) (Valid until 31 March 2016) Terms & Conditions apply. For further info and full Terms & Conditions, please visit www.hsbc.com.my/cip

Generic Terms and Conditions HSBC Cash Instalment Plan


Terms and Conditions HSBC Online Cash Instalment Plan with Bonus Reward Points Programme 2016 (A)


Terms and Conditions HSBC Cash Instalment Plan (C) at 4.88% interest p.a. Programme