PowerVantage

	PowerVantage account with full facilities	PowerVantage account with E-Chequeing facilities
Why do I need this account?	You want to manage your finances more effectively with the help of a Personal Banker	You want to manage your finances quickly and easily via Internet Banking
Am I suited for this account?	Suited for those who have varied banking requirements and require a Personal Banker’s assistance	Suited for those who prefer no-frills self service banking and the freedom to bank from anywhere, at anytime



		Withdraw up to RM5,000 from any HSBC ATM per day; accepted at over 500,000 ATMs globally

		Link PowerVantage to your other bank accounts via MEPS InterBank GIRO* for fund transfers, billpayments, etc *Must be a MEPS InterBank GIRO participating bank.

		Automatic transfer of available funds from Savings to Current account when required

		Cut the hassle with auto cheque book re-ordering

		All-in-one Composite Statement for a clearer picture



		Free 24 hour Internet Banking with highly secure One-Time Password authentication

		Free 24-hour personalised Phone Banking services

		Free Short Message Service to notify you of debit and credit transactions.Free Short Message Service to notify you of debit and credit transactions

		PowerVantage CreditLine based on ringgit to ringgit overdraft facility granted against your personal FlexiTime deposit

		Place FlexiTime Deposits via your PowerVantage account; monthly interest payment and flexible premature partial withdrawal option available

		Apply for shares electronically (ESA) with no service charge

		Simplify monthly bills with standing instructions (SI), with no commission charged. Simplify monthly bills with standing instructions (SI), with no commission charged

		Free Priority Teller service at our Personal Financial Services (PFS) Centres