Home Loans

Start on the right footing

Eyeing your first home? Getting the right home loan/financing is your first step towards home ownership. And it's not as scary as you think. Once you have figured out how much home loan/financing you require, just remember the 3 Ts: Type, Tenure and Total.

For more information on the 3 Ts, talk to our mortgage consultant to assess your situation which may help you to make an informed decision on what works best for you.

A flexible home loan/financing is your best option if you want to pay off your home loan/financing faster and reduce your interest/financing payable. How?

• Reduce interest/financing payable by depositing your entire salary in the home financing account. When you need the cash, withdraw the excess payment (salary – monthly instalment = excess payment) anytime without fees.
• Leave a little behind every month. Saving a little extra, even just RM50*, in your flexible home loan/financing account every month as excess payment can help you save on the interest charged.
• Take a longer tenure to enjoy lower monthly instalments repayment so that it will not be burdensome should you be financially tight in certain months. A longer tenure can be shortened with excess payments you put in your home/loan financing account.