Dependable Financing With Guaranteed Peace-Of-Mind For All.Certainty is the key to your financial state. That's why we've created the HSBC Amanah Home Financing-i package that gives up-front assurance.
If you intend to purchase or refinance completed residential properties, look no further. HSBC Amanah Home Financing-i plan offers exceptional benefits.
Fixed payment...for peace of mind
Once a monthly payment amount is set, you can be sure that it remains the same until the end of the tenure. You can therefore plan your monthly expenses more efficiently and never be affected by increased Base Lending Rates (BLR).
High Margin Financing
Enjoy a high margin of financing of up to 90%* of the property value thereby making your ideal property more easily affordable under the plan.*subject to eligibility.
All information up-front
All information such as monthly payment amount or compensation for late payment charges will be laid out up-front to avoid any uncertainty or unexpected surprises.
Stamp duty taken care of if you are refinancing*
As part of our government's incentive, stamp duty will be waived for the redeemed amount if you are refinancing with HSBC Amanah Home Financing-i from a conventional home loan.
*Terms and conditions apply
The concept we use for our financing is based on an Islamic principle known as Bai-Bithamnan Ajil, which is sometimes referred to as Deferred Payment Sales. Instead of entering into a home loan arrangement with the bank, you will enter into a buy and sell agreement, Here's how it works:
Hassle-free home purchasing and refinancing is what you get with HSBC Amanah Home Financing-i package. And remember, it's available to all regardless of race and religion.