Home Loans

A basic home loan for your simple needs

If you are purchasing your first home, HSBC offers the Ideal Home Plan for new home owners who are looking to buy a house worth RM100,000 for Peninsular Malaysia or RM120,000 for East Malaysia. Here are the advantages of taking the Ideal Home Plan.

Advantages of Ideal Home Plan

• High margin of finance up to 90%
• Free Moving Cost* for completed and under construction properties
• No monthly fee and set-up cost
• Interest is calculated daily
• Get complete protection for your home and your life by signing up for HSBC Amanah Takaful Products

Requirements

• 18 to 65 years of age
• Your home is your only residential property
• Property value up to RM100,000 for Peninsular Malaysia or RM120,000 for East Malaysia
• Not applicable for refinancing

Documents required:

• Photocopy of NRIC
• Photocopy of Income Tax returns (J Forms) for 2 years
• Latest 3-month payslips and bank statements
• Business registration documents and Profit & Loss account for company (if self-employed)
• Sale & Purchase Agreement or Property Title, and Letter of Offer from developer

* Free Moving Cost is only applicable for loan amount RM100,000 and above. It is subject to the terms and conditions as stated in the legal documentation