You have simple needs which makes this home loan ideal for you
Simplicity is ideal when you have basic needs and do not require many features in a home loan. The Ideal Home Plan is especially suited to first time home buyers of a property worth up to RM100,000 in Peninsular Malaysia or RM120,000 in East Malaysia.

How to know if the Ideal Home Plan is right for you?
- Do you prefer regular, systematic repayments?
- Do you not foresee having extra cash to deposit into your home loan?
- Do you not intend to consolidate your idle funds into your home loan account?
If you've answered 'Yes' for all 3 questions, you may be a perfect candidate for Ideal Home Plan. If you have 1 or more 'No's, you may prefer a more flexible home loan such as HSBC HomeSmart.
Enjoy these benefits with HSBC Ideal Home Plan
- Margin of financing up to 90%#
- No monthly fee and set-up cost
- Interest is calculated monthly
- Consider pairing your home loan with Takaful Products for complete home and personal protection
Requirements
- 18 to 65 years of age
- Your home is your only residential property
- Property value up to RM100,000 for Peninsular Malaysia or RM120,000 for East Malaysia
- Not applicable for refinancing
Documents required:
- Photocopy of NRIC
- Photocopy of Income Tax returns (J Forms) for 2 years
- Latest 3-month salary slips and bank statements
- Business registration documents and Profit & Loss account for company (if self-employed)
- Sale & Purchase Agreement or Property Title, and Letter of Offer from developer