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HomeSmart-i
Islamic home financing-i products
Financing for peace of mind
No matter what kind of financing you desire – stability with regular payments or flexibility to reuse your funds - we have Islamic home financing packages that may suit your needs.
You want flexibility to cope with life's changes?
You know that life has its ups and downs and want to be prepared for it. A home financing package that gives you the flexibility to adapt makes a big difference. With HomeSmart-i you may get to enjoy these great flexible features:
- Deposit excess payments anytime to own your home in ½ the time*
- Flexibility to withdraw excess payments via ATM, cheque book or online without fees or charges.
- Consolidation of your current account and home financing in one easy to manage account.
- Top up feature to free up additional cash to use as you wish.
- 20% stamp duty remission on financing documents for new purchases.
- Refinance with HomeSmart-i and enjoy FREE moving cost^, including full stamp duty waiver#.
You want certainty and assurance?
There's nothing like peace of mind, knowing that your home financing will not be affected by changing bank financing rates (BFR). Enjoy this and more with HSBC Amanah Home Financing-i:
- Fixed monthly repayments for complete certainty.
- 20% stamp duty remission on home financing documents for new purchases.
- Full stamp duty waiver# when you refinance with HSBC Amanah Home Financing-i.
Disclaimer:
*This is dependent on fulfillment of certain conditions namely the financing amount granted and its tenure, monthly income and savings and/or idle funds that can be maintained by the individual(s) in the HomeSmart-i account.
^ Subject to HSBC Amanah Malaysia Berhad’s absolute discretion, free moving cost is only applicable to home loan/financing above RM100,000. Moving costs refer to inter alia, legal fees, valuation fees, stamp duty and other disbursement or charges relating to the preparation of the legal documentation by the HSBC Amanah Malaysia Berhad’s panel lawyers. The free moving cost is subject to the terms and conditions as stated in the legal documentation. # Stamp duty fee waiver will only be applicable upon switching from your existing conventional home loan to HomeSmart-i or HSBC Amanah Home Financing-i (on the redemption amount only)
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