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Refinancing
Refinance to free up cash
If you've had your home loan/financing for a number of years, such as 5 years or more, you may be a prime candidate for refinancing.
There are many benefits of refinancing. You may enjoy:
- Lower interest rates
- Reduction of monthly instalments
- Free up cash for other life’s purposes
- More flexible home loan/financing features such as ATM, cheque book and internet banking facility
- Free moving costs^ when you switch to HomeSmart
How does refinancing work?
- You take advantage of your property’s rising value to obtain a larger home loan/financing amount.
- Your refinanced home loan/financing pays off your current home loan/financing.
- You are free to use the balance as you wish.
Disclaimers:
^ Subject to HSBC Bank Malaysia Berhad’s absolute discretion, free moving cost is only applicable to home loan/financing above RM100,000. Moving costs refer to inter alia, legal fees, valuation fees, stamp duty and other disbursement or charges relating to the preparation of the legal documentation by the HSBC Bank Malaysia Berhad’s panel lawyers. The free moving cost is subject to the terms and conditions as stated in the legal documentation.
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