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Refinancing

Refinance the Smart way

By refinancing, you can get 'extra' cash by taking advantage of your property’s rising value to obtain a larger loan amount. In a nutshell, your refinanced loan pays off your current home loan and you can utilise the balance to do whatever you wish.

Why refinance?

There are many reasons to refinance:

To reduce your monthly repayments.
To free up your cash for other purposes, such as a new business venture,
children's education, renovate your home and etc.
To enjoy greater flexibility in managing your cash flow.

What's more, there's zero moving cost*!

*This saving is based on RM400,000 loan amount and is for the first year only. Refer to the Terms and Conditions below for further details.

This is how refinancing helps you free up equity**:

Purchase price of property	RM120,000
Current loan amount	RM100,000
Curent market value of property	RM180,000
Refinanced loan amount	RM150,000
Equity freed up	RM150,000 - RM100,000
	= RM50,000