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Property Financing

HomeSmart

HomeSmart

Refinancing

Refinance to free up cashRefinance to free up cash

If you've had your home loan/financing for a number of years, such as 5 years or more, you may be a prime candidate for refinancing.

 

There are many benefits of refinancing. You may enjoy:

  • Lower interest rates
  • Reduction of monthly instalments
  • Free up cash for other life’s purposes
  • More flexible home loan/financing features such as ATM, cheque book and internet banking facility

How does refinancing work?

  • You take advantage of your property’s rising value to obtain a larger home loan/financing amount.
  • Your refinanced home loan/financing pays off your current home loan/financing.
  • You are free to use the balance as you wish.