Insurance

Be it to invest or protect, our HSBC's FlexiLife seeks to match your needs.

Are your insurance and investment goals clashing? Do you want to protect your loved ones but find your funds tied up with investments? Or do you wonder about returns you forfeit in order to stay insured? With HSBC's FlexiLife, you don't have to choose one over the other. Increase your protection levels when you need to or increase your investments when you're ready to more risks. Enjoy both investments and insurance, at levels that match your lifestyle. It's the best of both worlds.

With HSBC's FlexiLife, one portion of your premiums goes towards your insurance protection while the other, is invested in your preferred investment allocation from one of the 2 exclusive HSBC's FlexiLife funds. HSBC's FlexiLife let you stay in control, you may choose the level of protection and investment you want at any time and adjust your policy accordingly.

For more comprehensive protection, you may add on optional protection of your choice with :

• HSBC's Critical Illness Benefit
• HSBC's Critical Illness Incomelink Benefit
• HSBC's Payor Incomelink Benefit

Start a HSBC's FlexiLife policy today for your child from age 1 for your child's future OR invest in one for yourself (maximum entry age of 70) to benefit from Critical Illness coverage of up to 99 years.

Grow with FlexiLife GOLD

You feel you are pretty much set for the future. After all, you have a considerable amount of money in the bank. However, through time and inflation, would your savings provide the financial security you’re hoping for? Maybe it’s time to review your investment choices. Consider a plan that combines investment rewards with protection and an investment portfolio that caters to different risk preferences. A plan known as single-premium investment-linked life insurance that provides potentially high investment returns and long-term insurance protection. HSBC's FlexiLife GOLD brings you all the benefits of FlexiLife with only a single contribution of at least RM5,000 to get started.

With HSBC's FlexiLife GOLD, 100% of your single premium is used to buy units at the offer price of any of the HSBC’s FlexiLife funds that you have chosen. Depending on your risk preference, you can choose a particular fund that meets your risk profile or spread your investment over a combination of funds.