Unit Trusts

There are generally six (6) types of funds:

 

Capital Guaranteed Fund

For investors who wish for a defensive investment vehicle that will ensure full capital value of the investment at the maturity of the fund.

 

Bond Fund

For investors who wish to have a stable stream of income with reasonable protection of capital.

 

Income Fund

For investors seeking a stream of income and some level of capital growth.

 

Balanced Fund

For investors seeking a diversified portfolio which provides moderate income and capital growth.

 

Growth Fund

For investors who wish to have capital growth and may expect some income.

 

Aggressive Fund

For investors seeking maximum capital appreciation with income as incidental.

There are generally five (5) typical investor profiles. Which profile would you fall under?

 

Very Conservative

Very low risk appetite, strong desire to protect capital with zero exposure to market risk. Risk averse.

 

Conservative

Low risk appetite, desire to protect capital with minimal exposure to market risk.

 

Balanced

Medium risk appetite, desire to create a balance between income needs and capital growth. Comfortable with the idea that risk can be a constructive benefit to you if used properly.

 

Growth

High risk appetite, desire to attain capital growth with some exposure to high risks.

 

Aggressive

Higher risk appetite, desire to attain greater capital growth with some exposure to higher risks.

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