Personal Loans

Greater financial flexibility is yours

Now you can apply for an advance of an amount up to an agreed limit which will be reviewed annually. Find out the benefits and advantages you'll enjoy from this service.

Take advantage of HSBC Personal Overdraft

You can withdraw funds from your Current Account in excess of the credit balance up to an approved limit. With HSBC Personal Overdraft, BLR linked and interest is calculated on a daily basis. The interest is charged on utilised portion of the overdraft and debited monthly on 26th of every month. Enjoy FREE processing fee. There are also NO fixed repayments - only service the monthly interest, to qualify.

You are required to maintain a satisfactory Current Account with HSBC for 6 months or more.

Key benefits and features of HSBC Personal Overdraft

• Provides additional flexibility and access to emergency funds.
• Interest charged only on the utilised portion of the overdraft.
• Repaid amount can be withdrawn again.
• Overdraft to cater for specific needs, i.e. Standby Credit.
• Interest rate fluctuates between 1% to 2.5% above BLR depending on whether the overdraft is clean or
• 1% commitment fee charged on unutilised portion for overdrafts with limit above RM250,000