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Everyday Global Account

Look forward to making every day convenient, in every way.

Experience everyday convenience no matter where you are

Enjoy borderless convenience for you and your loved ones this festive season with HSBC Everyday Global Account. The all-in-one bank account for your everyday needs here in Malaysia and overseas.

With up to 11 currencies all in one account, for you and your loved ones' everyday needs anytime, anywhere.

An everyday account for everyday rewards, every step of the way.

Enjoy outstanding value with the HSBC Everyday Global Account1, your global all in one bank account in your pocket that's ideal for:

  • Everyday rewards

    Unlock everyday rewards and enjoy more savings.

  • Everyday banking

    Pay bills, deposit & transfer your salary with the convenience of a single account with zero account fees.

  • Multicurrency convenience

    Buy, save, transfer and spend in 11 currencies including RM.

  • Shop and travel

    Flexibility to pay like a local in the 11 currencies with no hidden fees2.

How your Everyday Global Account can help you in every way

Everyday rewards

  • Save more with discounts when you use your debit card here and around the world

Everyday banking

Get more mileage when you pay bills, deposit & transfer your salary: 

  • RM0 monthly account fee and no minimum balance 
  • RM0 debit card issuance and annual fees
  • Pay bills easily via Online and Mobile Banking with JomPay to over 5,000 billers
  • Make payments and receive funds in 11 currencies within 1 account
  • Manage, view and make online transfer to all your worldwide HSBC personal accounts instantly with Global Transfers4

Multicurrency convenience

Switch currencies like time zones where you can buy, save, transfer and spend in 11 currencies, anywhere, anytime in one account:

  • Access competitive real-time rates 
  • Transfer currencies within your account instantly
  • 24/7 access to your currencies

Shop and travel

Carry your global account in your pocket 24/7. The Everyday Global multicurrency debit card is perfect for:

  • Online or in-store shopping using local currencies anywhere in the world without transaction fees2
  • Cash withdrawals in the local currency at ATMs around the world without any ATM fees2
  • Top up your account on the go anytime with 24/7 Online and Mobile Banking

Apply for an HSBC Everyday Global Account to enjoy Everyday Rewards

Enjoy up to 3.00% p.a. on your Ringgit Malaysia balances8 from 29th March 2022 till 31st August 2022

Account Credit Balance Range (RM) Promotional Interest Rates (p.a.)
0 - 30,000 0.00%
30,000.01 - 50,000 0.25%
50,000.01 - 100,000 0.50%
100,000.01 - 200,000 2.00%
200,000.01 - 500,000 3.00%
500,000.01 - 1,000,000 0.75%
Above 1,000,000 0.25%

Enjoy up to 3.00% p.a. on your Ringgit Malaysia balances8 from 29th March 2022 till 31st August 2022

Account Credit Balance Range (RM) 0 - 30,000
Promotional Interest Rates (p.a.) 0.00%
Account Credit Balance Range (RM) 30,000.01 - 50,000
Promotional Interest Rates (p.a.) 0.25%
Account Credit Balance Range (RM) 50,000.01 - 100,000
Promotional Interest Rates (p.a.) 0.50%
Account Credit Balance Range (RM) 100,000.01 - 200,000
Promotional Interest Rates (p.a.) 2.00%
Account Credit Balance Range (RM) 200,000.01 - 500,000
Promotional Interest Rates (p.a.) 3.00%
Account Credit Balance Range (RM) 500,000.01 - 1,000,000
Promotional Interest Rates (p.a.) 0.75%
Account Credit Balance Range (RM) Above 1,000,000
Promotional Interest Rates (p.a.) 0.25%

Note: Interest rate during the Promotion Period is computed progressively based on the amount in the respective account credit balance range and not the entire balance.

Plus! Get up to RM30 Cashback when you spend with your HSBC Everyday Global Visa Debit Card/-i9.

Eligible Cardholder Eligible Spend Period No of Eligible Spend per Participating Month Cashback
New-to-EGA Visa Debit Card/-i Within 30 Days of Debit Card issuance date 5x Retail Spend with minimum spend of RM20 per transaction (or equivalent in foreign currency) RM30
Existing-to-EGA Visa Debit Card/-i Within Campaign Month 5x Retail Spend with minimum spend of RM20 per transaction (or equivalent in foreign currency) RM20

Plus! Get up to RM30 Cashback when you spend with your HSBC Everyday Global Visa Debit Card/-i9.

Eligible Cardholder New-to-EGA Visa Debit Card/-i
Eligible Spend Period Within 30 Days of Debit Card issuance date
No of Eligible Spend per Participating Month 5x Retail Spend with minimum spend of RM20 per transaction (or equivalent in foreign currency)
Cashback RM30
Eligible Cardholder Existing-to-EGA Visa Debit Card/-i
Eligible Spend Period Within Campaign Month
No of Eligible Spend per Participating Month 5x Retail Spend with minimum spend of RM20 per transaction (or equivalent in foreign currency)
Cashback RM20

Apply online in minutes

For new customers, it only takes 3 steps to apply for an account online

Select your account and apply

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HSBC Everyday Global Account

No minimum balance requirement

HSBC Advance Everyday Global Account

Min Total Relationship Balance5 of RM30,000 or sign up for an HSBC Home Loan of RM300,000 and above

HSBC Premier Everyday Global Account

Total Relationship Balance5 of at least RM200,000

Click here if you need tips to complete your application form.

Important information

Apply online for an HSBC Credit Card today and receive one of the following sign up offers:

- RM500 eVoucher of your choice
- RM500 Cashback

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