Make sure your hard-earned money goes to the ones you love when you’re gone, with a tailored insurance plan from HSBC UniversalLegacy. It’s easy to continue providing for your family into the future with a plan that increases your assets via a guaranteed pay-out with a potential for more1.
When you reach 100 or in the event of your untimely death before then, your beneficiaries will receive a guaranteed insured amount of up to 2.5 times2 the premium you paid for your UniversalLegacy plan. They might receive more if your wealth has grown via investments.
With a UniversalLegacy insurance plan you can:
HSBC’s UniversalLegacy (“this Plan”) is underwritten by Allianz Life Insurance Malaysia Berhad (Company No.104248-X) (“Allianz Life”) and HSBC Bank is the intermediary in distributing this Plan.
1 The guaranteed pay-out and potential upside is payable upon death or maturity by Allianz Life Insurance Malaysia Berhad. The potential upside is not guaranteed and may vary according to the actual investment performance of Allianz Universal Life Fund II.
2 2.5x guaranteed Insured Amount is based on entry age of 21 to 40 years old. Guaranteed Insured Amount may vary based on entry age.
There are several ways to qualify for HSBC Premier, including:
A HSBC Premier Account fee of RM150 (and applicable tax, if any) will be applied for the month if you do not meet the Premier eligibility criteria.
1Total Relationship Balance includes any: Deposits in Current Account/-i, Savings Account/-i, Time Deposits, Term Deposits-i, and/ or investments in Unit Trust Funds/ Shariah-compliant Unit Trust funds, Structured Investments/-i, Dual Currency Investments/-i and/or Direct Retail bond, and/or Cash value from Family Takaful/Life Insurance products with Investment-linked and savings components.
2Account Fee waiver until full and final settlement of home loan/financing
3Account fee waiver as long as you fulfil the qualification criteria