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Working Capital Term Loan

Fixed monthly instalments reduce the pressure of a one-off payment at maturity

Key benefit

Short-term working capital loans can help improve your daily operational cash flow and capital liquidity.

Unsecured Working Capital

  • Quick access to working capital as high as RM500k without security / collateral
  • Quick turnaround time
  • Loan tenure up to 5 years
  • Attractive interest rate

Secured Working Capital

  • Working capital with maximum limit of up to RM4 million.
  • Customer may offer property or time deposit as collateral / security
  • Term Loan & Overdraft available
  • Tenure up to 10 years for Term Loan
  • Attractive interest rate


You’re eligible for Working Capital Term Loan if your business is:

  • A sole-proprietor, partnership or private limited
  • Registered and operating in Malaysia
  • Minimum 67% of the shareholder’s guarantor is Malaysian
  • At least 36 months old, with no adverse past record

Related products


Whether you're expanding your business through the purchase of fixed assets or acquiring self-use commercial property, we're here to support you with our Fixed Asset Loan for a term of up to 15 years.