HSBC Platinum Mastercard

HSBC Platinum Mastercard

Earn up to 8x Reward Points with every tap of your card.


Primary cardholders must be at least 21 years old with a minimum annual income of RM 36,000.

Mastercard Features & Benefits

Contactless icon

8x on contactless

Earn 8x Reward Points1 for every RM1 on contactless spend

Online shopping icon

5x on online

Earn 5x Reward Points1 for every RM1 spend Online with Lazada, Shopee, Zalora, Grab, HappyFresh and Fave

Grocery cart icon

5x on groceries

Earn 5x Reward Points1 for every RM1 spend on groceries

Overseas spending icon

5x on overseas

Earn 5x Reward Points1 for every RM1 spend overseas

Curated offers just for HSBC Platinum Mastercard

Klook logo

5% off2 all activities

Valid from 15 July 2019 to 30 June 2020

Turn your Reward Points to cash vouchers and gifts you love

What can you do with 50,000 Reward Points?


RM100 Cash Voucher

Grab logo

RM100 Cash Voucher


RM100 Cash Voucher

AEON logo

RM100 Cash Voucher

Explore more gifts and vouchers and redeem it via HSBC Rewards Catalogue.

Cardholder extras

Card Balance Transfer

Enjoy 3% upfront interest with 0% interest for 6 months. It's time to turn good savings into good times spent with those who matter. Simply consolidate your other banks' Credit Card outstanding balances and transfer to HSBC Credit Card. Apply now.

Cash Advance

Nothing beats being cash-ready in unannounced situations, especially when you're travelling. With Cash Advance on your HSBC Credit Card, your temporary financial needs can be instantly covered anytime and anywhere. Find out more.

Cash Instalment Plan

With HSBC Cash Instalment Plan, you can convert your available credit limit into instant cash with your choice of monthly repayment up to 60 months. Let HSBC Cash Instalment Plan help you bring forward your plans. Find out more.

Cash Balance Conversion

Enjoy greater financial flexibility with HSBC Balance Conversion Plan. Convert your Retail Transactions or Full/Partial Outstanding Retail Balances made with HSBC Credit Cards to affordable monthly instalments. Find out more.

Exclusive rewards

Couple walking on the street with shopping bags; image used for HSBC SmartPrivileges page
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Exclusive deals and savings from special discounts to offers at more than 6,500 shopping outlets.

Family with popcorn at the cinema; image used for HSBC Rewards programme page
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As an HSBC Platinum Credit Cardholder you are automatically entitled to our HSBC Rewards Programme.

Platinum Mastercard Eligibility

Are you eligible?

  • Minimum age requirement for primary cardholder: 21 years old
  • Minimum age requirement for supplementary cardholder: 18 years old
  • Minimum annual income requirement: RM 36,000 per annum

Apply for HSBC Platinum Mastercard

Things you should know

Important notes

1Terms and Conditions for HSBC Platinum Credit Card Programme apply. Effective 15 July 2019. The Additional Reward Points are awarded up to a maximum of 3,000. Additional Reward Points each for Contactless Purchases, Online shopping spend and Groceries spend and 6,000 Additional Reward Points for Overseas Transactions as defined in Clause 16, per Eligible Cardholder, per Month (“Additional Reward Points Cap”). 1x Reward Points will be awarded for every RM1.00 transaction charged after the Additional Reward Points Cap is met and all other retail transactions that falls under Eligible Spend. The terms used herein are as defined in the Programme Terms and Conditions.

2Terms and Conditions for the respective merchants apply. Terms and Conditions for HSBC SmartPrivileges / HSBC VIP SmartPrivileges apply. Malindo Air: Valid only on every Wednesday from 17 July 2019 to 14 November 2019. Travel period from 17 July 2019 to 31 January 2020. Valid for booking via only, not available for booking via Malindo Air mobile app or any other sites. Limited to 2,000 redemptions during the Promotion Period, on a first come first served basis. Hermo: Valid from 15 July 2019 to 31 December 2019. Capped at RM15.00 per Eligible Transaction. Klook: Valid from 15 July 2019 to 30 June 2020. Capped at RM30.00 per Eligible Transaction. Full terms and conditions found at