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Visa Signature Credit Card

Every purchase takes you places

HSBC Visa Signature Credit Card

The new HSBC Visa Signature Credit Card, where every purchase takes you places.

Features & benefits

  • 8X Reward Points1 on online spend

    (foreign currency)

  • 8X Reward Points1 on all overseas spend

  • 5X Reward Points1 on online spend

    (local currency)

  • 5X Reward Points1 on spend at local participating malls
  • Complimentary access to Plaza Premium Lounge2
    Read terms and conditions here.
  • Complimentary Worldwide Travel Coverage3
    Get Worldwide Coverage for Automatic Flight & Travel Accident of up to RM 750,000.
  • Card Balance Conversion

    Enjoy greater financial flexibility with HSBC Balance Conversion Plan. Convert your Retail Transactions or Full/Partial Outstanding Retail Balances made with HSBC Credit Cards to affordable monthly instalments.

    Apply here.

  • Cash Instalment Plan
    With HSBC Cash Instalment Plan, you can convert your available credit limit into instant cash with your choice of monthly repayment up to 60 months. Let HSBC Cash Instalment Plan help you bring forward your plans. Find out more.
  • Cash Advance
    Nothing beats being cash-ready in unannounced situations, especially when you’re travelling. With Cash Advance on your HSBC Credit Card, your temporary financial needs can be instantly covered anytime and anywhere.
  • Card Balance Transfer
    Enjoy 3% upfront interest with 0% interest for 6 months. It's time to turn good savings into good times spent with those who matter. Simply consolidate your other banks' Credit Card outstanding balances and transfer to HSBC Credit Card. You will find managing your finances a breeze with just one consolidated account to monitor and enjoy the flexibility of making a minimum monthly repayment on your total HSBC Credit Card outstanding balance. Find out more.
  • Card Security
    Keeping your financial and personal information safe and secure is our highest priority. Your HSBC Visa Signature comes with the most sophisticated levels of technology and processes to protect your privacy while preventing fraudulent transactions on your credit card in case of loss or theft. We also provide worldwide insurance coverage and protection cover in making sure your experience with HSBC is worry-free.
  • Free 24 Hour loss reporting line for all cards
    Call us on: 1 300 88 1388 (local) or 03 8321 5400 (overseas)
  • Premium Privileges from Visa
    As an HSBC Visa Signature Credit Cardholder, you will also enjoy a host of premium privileges from Visa. Find out more and enjoy these offerings on top of your HSBC privileges and rewards.

Exclusive rewards

home&Away

 
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Enjoy fabulous credit and debit card offers, whether you are at home or travelling around the world.

SmartPrivileges

 
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Exclusive deals and savings from special discounts to offers at more than 6,500 shopping outlets.

Rewards Redemption

 
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As an HSBC Platinum Credit Cardholder you are automatically entitled to our HSBC Rewards Programme.

Apply for an HSBC Visa Signature Credit Card

Are you eligible?

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Things you should know

PIN and Pay

Due to an industry-wide initiative, all signature-based cards will no longer be accepted with the new replacement being PIN and Pay. PIN (Personal Identification Number) is a 6-digit password of your choice that will be used to authorise transactions. Your PIN must always be kept a secret and never noted down. With the new PIN-enabled Credit Card, your security is enhanced as your 6-digit PIN will be required for ATM cash withdrawals and retail transactions at PIN-enabled terminals. You may also use your Credit Card contactless feature for more secure transactions wherever you see the universal contactless symbol.

Find out more.

If you're an existing customer and have not received your new PIN and Pay Credit Card, please visit your nearest HSBC branch for a replacement.

Important notes

1Amended Terms & Conditions For HSBC Visa Signature Credit Card Programme 2017/2018. Programme runs from 1 September 2017 to 31 December 2018. The Additional Reward Points are awarded up to a maximum of 15,000 Additional Reward Points for spending at Participating Shopping Malls defined in Table 3, 15,000 Additional Reward Points for Online Transactions defined in Clause 12 and 15,000 Additional Reward Points for Overseas Transactions defined in Clause 13, per Eligible Cardholder, per Participating Month (“Additional Reward Points Capping”). 1Comparison is based on HSBC Bank’s Credit Card in 2017. 

2Terms & Conditions for HSBC Plaza Premium Lounge Programme 2018 apply. Programme runs from 1 January 2018 to 31 December 2018. The terms used herein are as defined in the Programme Terms & Conditions

3Worldwide Travel Coverage