HSBC Advance

Master your money to get the right start in life

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Make the most of HSBC Advance

HSBC Advance provides digital banking solutions, financial expertise and support, expatriate banking services, and benefits to help you stay in control of your finances and achieve your goals.

Earn a cashback of RM200 and a piece of 24" Samsonite luggage^{[@advance-spend-and-maintain-2026]}

Exclusive rewards in just 3 simple steps!

All you need to do is open an HSBC Advance Savings Account and maintain RM50,000 Total Relationship Balance on the check-in dates
Then, apply for an HSBC credit card and spend RM3,000 within the welcome period
And finally, register for HSBC Malaysia Mobile Banking and successfully log on to our mobile app within the welcome period or 30 days of account opening

Promotion Period: 1 April to 30 September 2026

Terms and conditions (PDF) This link will open in a new window

Unlock RM200 cashback with HSBC Advance Savings Account^{[@advance-casa-card-promo-2026]}

Exclusive rewards in just 2 simple steps!

First, open an HSBC Advance Savings Account and maintain RM50,000 Total Relationship Balance on the check-in dates
Then, register for HSBC Malaysia Mobile Banking and successfully log on to our mobile app within 30 days of account opening

Promotion Period: 1 April to 30 September 2026

Terms and conditions (PDF) This link will open in a new window

Discover HSBC Advance’s range of exclusive services and support

Online and on your side

Financial education and planning

Faster access, more control

Preferential rates and rewards

Eligibility

To be eligible for HSBC Advance, you must meet one of the following criteria:

Maintain a Total Relationship Balance (TRB) of RM30,000 or more. TRB includes: Deposits in Current Account/-i[@protected-by-pidm-terms], Savings Account/-i[@protected-by-pidm-terms], Time Deposits[@protected-by-pidm-terms], Term Deposits-i[@protected-by-pidm-terms], and/or Investments in Unit Trust funds/Shariah-compliant Unit Trust funds, Structured Investments/-i, and/or Cash value from Family Takaful/Life Insurance products with investment-linked and savings components.
Credit your monthly gross salary[@salary-eligibility] of minimum RM8,500 continuously each month. Proof of income[@advance-payroll] will be collected at the point of account onboarding. Starting from 13th month, you are required to meet the primary eligibility criteria which is to maintain TRB of at least RM30,000.
Have a minimum housing financing amount of RM300,000. Enjoy a monthly account fee waiver until full settlement of your loan. Thereafter, you are required to meet the primary eligibility criteria which is to maintain TRB of at least RM30,000.

Notes: Monthly account fee of RM10 (subject to applicable tax, if any) will apply if the eligibility criteria are not met. The monthly account fee applies to each HSBC Advance Account you hold.

Open an Advance account

New to HSBC Malaysia

Download the HSBC Malaysia app and open your Advance account now.

Scan the QR code below to download the app now.

Download the app

Already an HSBC customer?

If you hold an account/ credit card with us or require further assistance, please make an appointment to visit your nearest HSBC branch.

Make a branch appointment This link will open in a new window

For Malaysians: MyKad
For permanent resident holder or foreigner: Malaysia Permanent Residence ID (MyPR) and/ or Passport with a minimum of 6 months’ validity prior to the expiry date and other supporting documents. Visit our FAQ page for the list of supporting documents (PDF)