Top of main content
A man is looking at his mobile phone; image used for HSBC Malaysia Foreign Currency Time Deposit Account page.

Foreign Currency Time Deposit Account

Offers a fixed deposit interest rate and flexible term lengths to earn potentially higher returns in 12 currencies.

Why choose the HSBC Foreign Currency Time Deposit Account?

The HSBC Foreign Currency Time Deposit Account is designed to help you earn potentially higher returns on your foreign currency than a standard savings account.

Ready to apply?

If you already bank with us, apply online through online banking
 

If you're new to HSBC, visit your nearest branch

  • You'll get a fixed interest rate and you can choose a term length that suits you

  • Choose from up to 12 major currencies and a range of term lengths from 1,3 6, 9 or 12 months

    Accounts in Chinese Renminbi are only available in a 1-month term. For accounts in Japanese Yen, you can choose a 1 or 3-month term.

  • You can choose to re-invest or withdraw some or all of your funds when your account matures

  • You can open a new Foreign Currency Time Deposit Account easily and conveniently through HSBC Online Banking

  • You can update your maturity instructions anytime anywhere via HSBC Online Banking

How much do I need to open a HSBC Foreign Currency Time Deposit Account?

The minimum deposit amount is different for each foreign currency. It's also the minimum amount you'll need to open an account.

Take a look at the minimum deposit amount for each foreign currency.

Currency
Minimum deposit amount
USD (United States)
3,000
GBP (Great Britain)
2,000
AUD (Australia)
3,000
SGD (Singapore)
4,000
EUR (European Union)
2,000
JPY (Japan)
300,000
BND (Brunei)
4,000
CHF (Switzerland)
3,500
HKD (Hong Kong)
25,000
CAD (Canada)
3,000
NZD (New Zealand)
4,500
CNY (China)
20,000

Take a look at the minimum deposit amount for each foreign currency.

Currency
USD (United States)
Minimum deposit amount
3,000
Currency
GBP (Great Britain)
Minimum deposit amount
2,000
Currency
AUD (Australia)
Minimum deposit amount
3,000
Currency
SGD (Singapore)
Minimum deposit amount
4,000
Currency
EUR (European Union)
Minimum deposit amount
2,000
Currency
JPY (Japan)
Minimum deposit amount
300,000
Currency
BND (Brunei)
Minimum deposit amount
4,000
Currency
CHF (Switzerland)
Minimum deposit amount
3,500
Currency
HKD (Hong Kong)
Minimum deposit amount
25,000
Currency
CAD (Canada)
Minimum deposit amount
3,000
Currency
NZD (New Zealand)
Minimum deposit amount
4,500
Currency
CNY (China)
Minimum deposit amount
20,000

Getting started

Already an HSBC customer?

If you already bank with us, you can log on to HSBC Online Banking to instantly open an HSBC Foreign Currency Time Deposit in minutes.

You'll need to have at least one active HSBC Foreign Currency Savings Account to do this.

New to HSBC?

Apply for a Foreign Currency Time Deposit account in your nearest branch.

Things you should know

Member of Perbadanan Insurans Deposit Malaysia

Protected by Perbadanan Insurans Deposit Malaysia up to RM250,000 for each depositor*.

*Click here for more details on PIDM protection.

You might also be interested in

A mother is using laptop with her son in the living room; image used for HSBC Malaysia Everyday Global Account page.
 

Open an HSBC Everyday Global Account today.

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.