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Foreign Currency Time Deposit rates

Find the latest fixed deposit interest rates and available term lengths for an HSBC Foreign Currency Time Deposit Account, available in 12 foreign currencies.

Currencies, rates and term lengths

The following table shows the 12 major currencies you can choose from: US dollar (USD), Great Britain pound (GBP), Australian dollar (AUD), Singapore dollar (SGD), euro (EUR), Hong Kong dollar (HKD), Canadian dollar (CAD), Swiss franc (CHF), New Zealand dollar (NZD), Brunei dollar (BND), Japanese yen (JPY), and Chinese yuan (CNY). It also shows the terms you can choose from, the minimum deposit amount you'll need to make in your chosen currency, and the rates we offer.

Last updated: 01 March 2024

The rates displayed are indicative for the day and subject to change without prior notice.

Currency Minimum deposit amount  1 month 3 months 6 months 9 months 12 months
USD 3,000 4.92% 4.93% 4.87% 4.78% 4.67%
GBP 2,000 4.70%
4.71%
4.68%
4.61%
4.52%
AUD 3,000 3.46%
3.49%
3.58%
3.54%
3.19%
SGD 4,000 3.21%
3.26%
3.31%
3.36%
3.41%
EUR 2,000 3.30%
3.30%
3.25%
3.13%
3.10%
HKD 25,000 3.72%
3.92%
3.95%
3.90%
3.85%
CAD 3,000 3.95%
3.95%
3.73%
3.68%
4.02%
CHF 3,500 1.26%
1.19%
1.09%
0.99%
0.92%
NZD 4,500 4.16%
4.19%
4.53%
4.49%
4.41%
BND 4,000 0.01%
0.01%
0.01%
0.01%
0.01%
JPY 300,000 0.00%
0.00%
N/A
N/A
N/A
CNY 20,000 2.66%
N/A
N/A
N/A
N/A

Last updated: 01 March 2024

The rates displayed are indicative for the day and subject to change without prior notice.

Currency USD
Minimum deposit amount  3,000
1 month 4.92%
3 months 4.93%
6 months 4.87%
9 months 4.78%
12 months 4.67%
Currency GBP
Minimum deposit amount  2,000
1 month 4.70%
3 months 4.71%
6 months 4.68%
9 months 4.61%
12 months 4.52%
Currency AUD
Minimum deposit amount  3,000
1 month 3.46%
3 months 3.49%
6 months 3.58%
9 months 3.54%
12 months 3.19%
Currency SGD
Minimum deposit amount  4,000
1 month 3.21%
3 months 3.26%
6 months 3.31%
9 months 3.36%
12 months 3.41%
Currency EUR
Minimum deposit amount  2,000
1 month 3.30%
3 months 3.30%
6 months 3.25%
9 months 3.13%
12 months 3.10%
Currency HKD
Minimum deposit amount  25,000
1 month 3.72%
3 months 3.92%
6 months 3.95%
9 months 3.90%
12 months 3.85%
Currency CAD
Minimum deposit amount  3,000
1 month 3.95%
3 months 3.95%
6 months 3.73%
9 months 3.68%
12 months 4.02%
Currency CHF
Minimum deposit amount  3,500
1 month 1.26%
3 months 1.19%
6 months 1.09%
9 months 0.99%
12 months 0.92%
Currency NZD
Minimum deposit amount  4,500
1 month 4.16%
3 months 4.19%
6 months 4.53%
9 months 4.49%
12 months 4.41%
Currency BND
Minimum deposit amount  4,000
1 month 0.01%
3 months 0.01%
6 months 0.01%
9 months 0.01%
12 months 0.01%
Currency JPY
Minimum deposit amount  300,000
1 month 0.00%
3 months 0.00%
6 months N/A
9 months N/A
12 months N/A
Currency CNY
Minimum deposit amount  20,000
1 month 2.66%
3 months N/A
6 months N/A
9 months N/A
12 months N/A

Rates displayed above are on a per annum (p.a.) basis.

Member of Perbadanan Insurans Deposit Malaysia (PIDM).

Deposits in your Foreign Currency Time Deposit Account are protected by PIDM up to RM250,000 for each depositor.

Get started

Already an HSBC customer?

You'll need to have at least one active HSBC Everyday Global Account or HSBC Foreign Currency Savings Account to log on to HSBC Online Banking and open an HSBC Foreign Currency Time Deposit Account in minutes.

New to HSBC?

You can apply for an HSBC Everyday Global Account or HSBC Foreign Currency Savings Account, and an HSBC Foreign Currency Time Deposit Account at your nearest branch. Book an appointment to skip the queue when you visit us.

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HSBC Amanah customers

If you prefer an Shariah-compliant alternative, you can consider a Foreign Currency Term Deposit-i instead.
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