HSBC Everyday Global Account

One bank account. A world of possibilities.

 

Introducing the HSBC Everyday Global Account – the all-in-one account packed with features and benefits to match your lifestyle and financial needs.

HSBC Everyday Global Visa Debit Card

Learn more about the only card you need at home and for your travels abroad.

Pack your bank account for your global travels

All-new HSBC Everyday Global Account2 and Visa Debit Card. The global bank account you can carry with you in 1 card wherever you go.

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Transact with ease

Transact with ease in RM plus 8 major foreign currencies2 with 1 debit card.

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More savings

  • Enjoy Zero cash withdrawal fees3 across ATMs worldwide.
  • More savings with zero currency conversion4, monthly, debit card issuance and annual fees, plus no minimum balance requirement.
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Greater convenience

  • Enjoy greater convenience with real-time foreign currency exchange rates5.
  • Convenient 24/7 currency conversion at potentially better rates5.
  • Feel secure with PIDM protection up to RM250,000 for each depositor.
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Instant online transfers

Fee-free instant online transfer between your global HSBC accounts with Global View Global Transfer6.

Available currencies

Malaysian Ringgit (RM), United States Dollar (USD), Canadian Dollar (CAD), Great Britain Pound Sterling (GBP), Hong Kong Dollar (HKD), Australian Dollar (AUD), New Zealand Dollar (NZD), Singapore Dollar (SGD), Euro (EUR)

An account as well-travelled and diverse as you are

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If work takes you around the world

Better manage your accounts worldwide with free instant transfers6 abroad between HSBC accounts, access to 8 major foreign currencies in one account2 and zero currency conversion fees at real-time rates5.

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If travel's your passion

Travelling is easier with currency conversion at preferred real-time rates5, conversion fee savings for transactions in 8 major foreign currencies, and a debit card for payments and ATM withdrawals abroad.

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If your children are pursuing an education abroad

Enjoy greater convenience with the Everyday Global Visa Debit card for cash withdrawals in 8 major foreign currencies and transfers at preferred real-time rates5.

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If your investments span the globe

Enjoy convenient diversification of your savings and wealth portfolios with currency conversion at preferred real-time rates5.

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If online shopping is your guilty pleasure

Shop online or overseas with 1 account2 that gives you access to 8 major foreign currencies with zero conversion fees4.

Your HSBC Everyday Global Account comes with a Visa Debit Card

The all-new HSBC Everyday Global Visa Debit Card offers convenient access to your HSBC Everyday Global Account anywhere in the world.

  • Transact with ease in RM plus 8 major foreign currencies2 with only 1 debit card
  • Enjoy zero cash withdrawal fees3 across ATMs worldwide
  • Get more savings with zero debit card issuance and annual fees
  • Zero currency conversion fees4 and overseas administrative charges on retail purchases, online shopping and cash withdrawals in 8 major currencies.

HSBC Premier and HSBC Advance customers have even more benefits

HSBC Premier customers

Features & benefits

  • Dedicated Premier Relationship Manager to manage your personal finances
  • HSBC Premier status recognition in all countries where you bank with us
  • Instant, fee-free international fund transfers between your HSBC accounts

HSBC Advance customers

Features & benefits

  • Advance Managers to plan your financial goals
  • Instant global transfers6 between HSBC accounts worldwide
  • Priority service for branch counter services

Stand to win dream holidays worth up to RM50,0001

  • Grand prize - 1x RM20,000 Travel Voucher
  • Monthly prize - August: 1x RM7,000 Travel Voucher / September: 1x RM9,000 Travel Voucher
  • Weekly prize - 2x RM500 Travel Voucher each week
     

3 easy steps:

  1. Open an HSBC Everyday Global Account
  2. Convert to any of the 8 major foreign currencies
  3. Spend with your HSBC Everyday Global Visa Debit Card
Contest entries for conversion amount
Conversion amount (per transaction) Contest entries
RM10,000 - RM200,000 5
RM200,001 - RM500,000 20
Above RM500,000 50
Contest entries for conversion amount
Conversion amount (per transaction) RM10,000 - RM200,000
Contest entries 5
Conversion amount (per transaction) RM200,001 - RM500,000
Contest entries 20
Conversion amount (per transaction) Above RM500,000
Contest entries 50
Contest entries for debit card spend
Accumulated debit card spend Contest entries
Every RM100 domestic spend 1
Every RM100 equivalent in overseas spend 5
Contest entries for debit card spend
Accumulated debit card spend Every RM100 domestic spend
Contest entries 1
Accumulated debit card spend Every RM100 equivalent in overseas spend
Contest entries 5

Important notes:

Issued by HSBC Bank Malaysia Berhad (127776-V). Member of PIDM.

1Amended HSBC Everyday Global Account Promotion Terms and Conditions apply. Promotion Period: 15 July - 29 September 2019.

2The 8 Foreign Currency accounts will be opened automatically the following day.

3HSBC Premier customers enjoy zero overseas cash withdrawal fees across all ATM machines worldwide. HSBC Advance customers enjoy zero overseas cash withdrawal fees across HSBC’s Global ATM Network. ATM operator fees may apply for use of non-HSBC ATMs. HSBC Everyday Global Account Fee Waiver Promotion Terms and Conditions apply. Promotion Period: 1 July - 31 December 2019.

4Applicable to successful retail purchases, online shopping and cash withdrawals performed with Visa debit card under the 8 available currencies only. If you do not have sufficient foreign currency to complete a transaction or if the currency is not supported under the account, the entire transaction amount shall be converted at a prevailing rate as determined by Visa International and billed to you in Ringgit Malaysia. 

5Foreign currency conversions involving Ringgit Malaysia is only available from 9am to 12am on business days while conversions of foreign currency to foreign currency is available 24/7.  

6Applicable to HSBC Premier and HSBC Advance customers only. Subject to local regulatory and applicable fees.

7Total Relationship Balance includes any: Deposits in Current Account/-i, Savings Account/-i, Time Deposits, Term Deposits-i, and/ or investments in Unit Trust Funds/ Shariah-compliant Unit Trust funds, Structured Investments/-i, Dual Currency Investments/-i and/or Direct Retail bond, and/or Cash value from Family Takaful/Life Insurance products with Investment-linked and savings components. 

8Account Fee waiver until full and final settlement of home loan/financing.

9Account fee waiver as long as you fulfil the qualification criteria.

10First 12 month Advance fee waived. Subsequently, customers who meet the minimum total spend of RM10,000 per annum on their HSBC/HSBC Amanah Credit Card/-i(s) will have the monthly Advance fee waived. If you fail to meet the qualification criteria, your account will be downgraded to an HSBC/HSBC Amanah Basic Current Account. Spend includes internet transactions, local and overseas retail transactions, cash advance, Balance Transfer, Cash Instalment Plan, standing instructions/auto-billing.