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A father is giving his daughter a piggyback; image used for HSBC Malaysia Everyday Global Account page.

Everyday Global Account

Enjoy up to 2.25% p.a. interest on Ringgit Malaysia balances1 from 30 March - 31 December 2020

An everyday account for everyday rewards, every step of the way.

Enjoy outstanding value with the HSBC Everyday Global Account1, your global all in one bank account in your pocket that's ideal for:

  • Unlock everyday rewards and enjoy more savings.
  • Pay bills, deposit & transfer your salary with the convenience of a single account with zero account fees.
  • Buy, save, transfer and spend in 11 currencies including RM.
  • Flexibility to pay like a local in the 11 currencies with no hidden fees2.

How your Everyday Global Account can help you in every way

Everyday rewards

  • Enjoy up to 2.25% p.a. interest on Ringgit Malaysia balances from 30 March - 31 December 20203
  • Save more with discounts when you use your debit card here and around the world

Everyday banking

Get more mileage when you pay bills, deposit & transfer your salary: 

  • RM0 monthly account fee and no minimum balance 
  • RM0 debit card issuance and annual fees
  • Pay bills easily via Online and Mobile Banking with JomPay to over 5,000 billers
  • Make payments and receive funds in 11 currencies within 1 account
  • Manage, view and make online transfer to all your worldwide HSBC personal accounts instantly with Global Transfers4

Multicurrency convenience

Switch currencies like time zones where you can buy, save, transfer and spend in 11 currencies, anywhere, anytime in one account:

  • Access competitive real-time rates 
  • Transfer currencies within your account instantly
  • 24/7 access to your currencies

Shop and travel

Carry your global account in your pocket 24/7. The Everyday Global multicurrency debit card is perfect for:

  • Online or in-store shopping using local currencies anywhere in the world without transaction fees2
  • Cash withdrawals in the local currency at ATMs around the world without any ATM fees2
  • Top up your account on the go anytime with 24/7 Online and Mobile Banking

Summary of Everyday Global Account interest rates for Ringgit Malaysia account3

Promotional Interest Rate table
Account Balance Range (RM)
Interest Rate (p.a.) during the Promotion Period
0 to 10,000
0.00%
10,000.01 to 50,000
0.25%
50,000.01 to 100,000
1.75%
100,000.01 to 200,000
2.25%
Above 200,000
0.25%
Promotional Interest Rate table
Account Balance Range (RM)
0 to 10,000
Interest Rate (p.a.) during the Promotion Period
0.00%
Account Balance Range (RM)
10,000.01 to 50,000
Interest Rate (p.a.) during the Promotion Period
0.25%
Account Balance Range (RM)
50,000.01 to 100,000
Interest Rate (p.a.) during the Promotion Period
1.75%
Account Balance Range (RM)
100,000.01 to 200,000
Interest Rate (p.a.) during the Promotion Period
2.25%
Account Balance Range (RM)
Above 200,000
Interest Rate (p.a.) during the Promotion Period
0.25%

Note: Interest rate during the Promotion Period is computed progressively based on the amount in the respective account credit balance range and not the entire balance.

Apply online in minutes

New to HSBC

Open a new bank account online with us in just 3 simple steps.

Existing customers

Leave us your contact details and we will be in touch with you.

International customers

For foreigners in Malaysia, please leave your contact details and we will be in touch with you.

For new customers, it only takes 3 steps to apply for an account online

Select your account and apply

HSBC Everyday Global Account

No minimum balance requirement

HSBC Advance Everyday Global Account

Min Total Relationship Balance5 of RM30,000 or sign up for an HSBC Home Loan of RM300,000 and above

HSBC Premier Everyday Global Account

Total Relationship Balance5 of at least RM200,000

Click here if you need tips to complete your application form.

Important information