HSBC Everyday Global Account

One bank account. A world of possibilities.

 

Introducing the HSBC Everyday Global Account1 – the all-in-one account packed with features and benefits to match your lifestyle and financial needs.

HSBC Everyday Global Visa Debit Card

Learn more about the only card you need for everyday needs, here and overseas.

Save and transact in 10 currencies with 1 Account

All-new HSBC Everyday Global Account1 and Visa Debit Card. The multi-currency account you can carry with you in one card card wherever you go.

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Transact with ease

Transact with ease in RM plus 9 major foreign currencies1 with 1 debit card.

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More savings

  • Get more savings with zero currency conversion fees on spend & withdrawal2, debit card issuance and annual fees3 plus no minimum balance requirement.
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Greater convenience

  • Enjoy greater convenience with real-time rates on foreign currency exchange4
  • Convenient 24/7 currency conversion at potentially better rates4 via online and mobile banking
  • Protected by Perbadanan Insurans Deposit Malaysia up to RM250,000 for each depositor*
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Instant online transfers

Fee-free instant online transfer between your global HSBC accounts with Global View Global Transfer5.

Available currencies

  • Malaysian Ringgit (MYR)
  • United States Dollar (USD)
  • Canadian Dollar (CAD)
  • Great Britain Pound Sterling (GBP)
  • Hong Kong Dollar (HKD)
  • Australian Dollar (AUD)
  • New Zealand Dollar (NZD)
  • Singapore Dollar (SGD)
  • Euro (EUR)
  • Japanese Yen (JPY)

An account as diverse as you are

If work takes you around the world

Better manage your accounts worldwide with free instant transfers5 abroad between HSBC accounts, access to 9 major foreign currencies in one account1 and zero currency conversion fees at real-time rates4.

If online shopping is your guilty pleasure

Shop online or overseas with one account1 that gives you access to 9 major foreign currencies with zero currency conversion fees on spend & withdrawal2.

If your children are pursuing an education abroad

Enjoy greater convenience with the Everyday Global Visa Debit card for cash withdrawals in 9 major foreign currencies and transfers at preferred real-time rates4.

If your investments span the globe

Enjoy fast and convenient diversification of your savings and wealth portfolio with currency conversion at preferred real-time rates4 via online and mobile banking.

If travel's your passion

Travelling is easier with currency conversion at preferred real-time rates4, conversion fee savings for transactions in 9 major foreign currencies, and a debit card for payments and ATM withdrawals abroad.

Your HSBC Everyday Global Account comes with a Visa Debit Card

The all-new HSBC Everyday Global Visa Debit Card offers convenient access to your HSBC Everyday Global Account* anywhere in the world.

  • Transact with ease in RM plus 9 major foreign currencies1 with only 1 debit card
  • Get more savings with zero debit card issuance and annual fees4
  • Zero currency conversion fees2 and overseas administrative charges on retail purchases, online shopping and cash withdrawals in 9 major currencies.
  • Pay your bills easily with recurring payments on your Everyday Global Visa Debit Card

HSBC Premier and HSBC Advance customers have even more benefits

HSBC Premier customers

Features & benefits

  • Dedicated Premier Relationship Manager to help manage your personal finances
  • HSBC Premier status recognition in all countries where you bank with HSBC
  • Instantaneous, fee-free international fund transfers between your HSBC accounts
  • Zero ATM withdrawal fees when you withdraw cash from participating HSBC Global ATM Network

HSBC Advance customers

Features & benefits

  • Advance Managers to help plan your financial goals
  • Instant global transfers5 between HSBC accounts worldwide
  • Priority service for branch counter services

Important notes:

HSBC Bank Malaysia Berhad 198401015221 (127776-V). Member of Perbadanan Insurans Deposit Malaysia. 

*Protected by Perbadanan Insurans Deposit Malaysia up to RM250,000 for each depositor.

1The 9 Foreign Currency Accounts will be opened automatically by the following working day.

2Applicable to successful retail purchases, online shopping and cash withdrawals performed with Visa Debit Card under the 9 available currencies only. For supported currencies: If you do not have sufficient foreign currency to complete a transaction, we will convert at prevailing rate as determined by the bank and bill you in Ringgit Malaysia. For unsupported currencies: The entire transaction amount shall be converted at a prevailing rate as determined by Visa International and billed to you in Ringgit Malaysia.

3HSBC Advance customers will be charged RM8 for debit card issuance and annual fees respectively.

4Foreign currency conversions involving Ringgit Malaysia are only available from 9am to 12am on business days while conversions of foreign currency to foreign currency are available 24/7.

5Applicable to HSBC Premier and HSBC Advance customers only. Subject to local regulatory and applicable fees.

6Total Relationship Balance includes any: Deposits in Current Account, Savings Account, Time Deposits, Term Deposits, and/ or investments in Unit Trust Funds/ Shariah-compliant Unit Trust funds, Structured Investments, Dual Currency Investments and/or Direct Retail bond, and/or Cash value from Family Takaful/Life Insurance products with Investment-linked and savings components.

7Account Fee waiver until full and final settlement of home financing.

8Account fee waiver as long as you fulfil the qualification criteria.

9First 12-month Advance fee waived. Subsequently, customers who meet the minimum total spend of RM10,000 per annum on their HSBC Credit Card will have the monthly Advance fee waived. If you fail to meet the qualification criteria, your account will be downgraded to an HSBC Basic Current Account. Spend includes internet transactions, local and overseas retail transactions, cash advance, Balance Transfer, Cash Instalment Plan, standing instructions/auto-billing.