Top of main content
A father and daughter are cooking together; image used for HSBC Malaysia Protection

Protection

A comprehensive range of solutions to protect you and your loved ones.

Enjoy returns of up to 6.28% p.a.*

Secure higher returns on a 6-month time deposit in either MYR or USD by investing or purchasing an insurance plan with us.

Promotion period: 2 January 2024 - 31 March 2024. T&Cs apply.

Promotional interest rates

Promotional interest rates, minimum deposit, and placement ratios for a 6-month time deposit (TD) in MYR or USD
Product Interest rate1 Minimum deposit placement Placement ratio
Unit trusts

MYR TD
5.28% p.a.

USD TD

6.28% p.a.

MYR50,000 or USD equivalent 1:1
Structured investments MYR TD
5.28% p.a.

USD TD
6.28% p.a.
MYR50,000 or USD equivalent 1:2
Foreign currency bonds

USD TD

6.28% p.a.

MYR50,000 or USD equivalent 1:2

Bancaassurance2

(Regular premium)

MYR TD
6.28% p.a.

USD TD

7.28% p.a.

MYR20,000 or USD equivalent 1:1

Bancaassurance2

(Single premium)

MYR TD
6.28% p.a.

USD TD

7.28% p.a.

MYR20,000 or USD equivalent 1:3

Promotional interest rates

Promotional interest rates, minimum deposit, and placement ratios for a 6-month time deposit (TD) in MYR or USD
Product Unit trusts
Interest rate1

MYR TD
5.28% p.a.

USD TD

6.28% p.a.

Minimum deposit placement MYR50,000 or USD equivalent
Placement ratio 1:1
Product Structured investments
Interest rate1 MYR TD
5.28% p.a.

USD TD
6.28% p.a.
Minimum deposit placement MYR50,000 or USD equivalent
Placement ratio 1:2
Product Foreign currency bonds
Interest rate1

USD TD

6.28% p.a.

Minimum deposit placement MYR50,000 or USD equivalent
Placement ratio 1:2
Product

Bancaassurance2

(Regular premium)

Interest rate1

MYR TD
6.28% p.a.

USD TD

7.28% p.a.

Minimum deposit placement MYR20,000 or USD equivalent
Placement ratio 1:1
Product

Bancaassurance2

(Single premium)

Interest rate1

MYR TD
6.28% p.a.

USD TD

7.28% p.a.

Minimum deposit placement MYR20,000 or USD equivalent
Placement ratio 1:3

Minimum deposit placements are for each eligible customer. Placement ratios represent the split of investment to insurance products.

Protection for you and your loved ones (apply online)

Apply online now for your every protection need.

Smart Home Cover

  • Cover the cost of loss or damage to the household goods and personal effects in your home
  • Cover the cost of repairing or maintaining your home
  • Cover for malicious damage to your home caused by tenants, loss of rent and the cost of legal fees for a Demand Letter

Travel Care

  • Overseas and domestic travel coverage for luggage and travel delays. For overseas travel, the coverage also includes loss or damage to your travel documents, personal luggage and valuables, and more
  • Reimbursement of necessary and reasonable medical, surgical or hospital charges, and emergency dental treatment fees incurred as a result of accidental bodily injuries, illness or death during your trip
  • Accidental death and permanent disability coverage

HSBC's ProtectCare Plan

  • Flexibility to choose your coverage amount
  • Guaranteed level premium for 10, 15, or 20 years depending on the selected coverage term
  • Hassle free and no medical examination required

Protection for you and your loved ones (apply at branch)

Visit any of our Branches to find out how to protect and invest today.

HSBC's EliteWealth

  • A regular premium investment-linked plan with limited pay of 5 years and death coverage of up to 100 years old
  • 100% premium being invested from day 1
  • Guaranteed Issuance Offering with no medical check-ups needed
  • Power up your investment with loyalty bonus

Preserve and multiply your wealth

HSBC's EliteSaver SP GIO

  • Protection and savings plan in-one to match your financial situation
  • A single premium plan that gives you protection plus control and flexibility to grow long-term wealth

Grow your wealth, safeguard your future.

HSBC’s EliteCare Plus

  • A regular premium investment-linked plan which has a wide selection of protection coverage to give you peace of mind
  • Build comprehensive protection with optional riders

Safeguard your wealth with the right protection plans

HSBC's FamilyCare Plan

  • Comprehensive Death, Total and Permanent Disability (TPD) and Critical Illness (CI) protection for you
  • Extended protection across 3 generations of your family covering your spouse, children and parents
  • Emotional Relief Benefit to help you through challenging times

Protect those most precious to you with the best care.

HSBC's UniversalLegacy Plan

  • Diversify your financial portfolio to spread potential investment risk
  • Pass on a portion of your wealth to your next generation without having to go through estate distribution process

Create a path that will take your loved ones further.

HSBC's UniversalTreasure Plus

  • Increasing annual guaranteed income in the form of guaranteed cash payment (GCP)*
  • Guaranteed maturity benefit* of total premiums paid

Retire from work, not life.

HSBC's UniversalIncome Plan

  • Guaranteed long term retirement income
  • Short premium payment terms - choose either 3 or 10 years

Secure a long and happy retirement.

HSBC's Reducing Term Assurance

  • Coverage for financing to help you meet your loan repayment obligations
  • Protection in the event of Death and Total & Permanent Disability (TPD)
  • Applicable for Home Financing, Personal Financing and Business Premises Financing
  • Affordable and flexible regular premium payment mode

Protect your loved ones from financial liabilities.

Important note

Member of PIDM. Protected by PIDM up to MYR250,000 for each depositor. This material has not been reviewed by the Securities Commission Malaysia (SC). 1HSBC Premier Q1 2024 Wealth Bundling Terms & Conditions apply. Promotion period from 2 January 2024 to 31 March 2024. This promotion is open to new and existing active HSBC Premier customer(s). All TD/-i placements under this promotion must be made with new funds at HSBC Bank/ HSBC Amanah branch only. The minimum investment amount in wealth products and the TD/-i : wealth product ratio must be in accordance with the amount stated in the Terms & Conditions. If any of the eligible customer(s) exercise their cooling-off rights of the wealth products, they will no longer be entitled for the TD/-i promotional rates under this promotion. A maximum limit of MYR300 million TD/-i placements apply collectively throughout the promotion period, which is pooled together with “HSBC Amanah Premier Q1 2024 Wealth Bundling". HSBC Bank is the sole provider for this promotion. TD/-i promotional rates are subject to overnight policy rate revision.

 

2HSBC Advance Q1 2024 Wealth Bundling Terms & Conditions apply. Promotion period from 15 January 2024 to 31 March 2024. This promotion is open to existing HSBC Advance customer(s).

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.