Protection

Flexibility to choose your coverage amount

Guaranteed level premium for 10, 15, or 20 years depending on the selected coverage term

Hassle free and no medical examination required

Diversify your financial portfolio to spread potential investment risk

Pass on a portion of your wealth to your next generation without having to go through estate distribution process

Increasing annual guaranteed income in the form of guaranteed cash payment (GCP)^*

Guaranteed maturity benefit^* of total premiums paid

Guaranteed long term retirement income

Short premium payment terms - choose either 3 or 10 years

Enjoy up to 2x initial medical coverage with your annual medical coverage increasing by 5% at the end of every policy year

Medical card that provides cashless admission at a nationwide panel of hospitals

Coverage for financing to help you meet your loan repayment obligations

Protection in the event of Death and Total & Permanent Disability (TPD)

Applicable for Home Financing, Personal Financing and Business Premises Financing

Affordable and flexible regular premium payment mode

Cover the cost of loss or damage to the household goods and personal effects in your home

Cover the cost of repairing or maintaining your home

Cover for malicious damage to your home caused by tenants, loss of rent and the cost of legal fees for a Demand Letter

Overseas and domestic travel coverage for luggage and travel delays. For overseas travel, the coverage also includes loss or damage to your travel documents, personal luggage and valuables, and more

Reimbursement of necessary and reasonable medical, surgical or hospital charges, and emergency dental treatment fees incurred as a result of accidental bodily injuries, illness or death during your trip

Accidental death and permanent disability coverage