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A father and daughter are cooking together; image used for HSBC Malaysia Protection

Protection

HSBC's ProtectCare Plan

  • Flexibility to choose your coverage amount

  • Guaranteed level premium for 10, 15, or 20 years depending on the selected coverage term

  • Hassle free and no medical examination required

Today, relax with complete peace of mind.

HSBC's UniversalLegacy Plan

  • Diversify your financial portfolio to spread potential investment risk

  • Pass on a portion of your wealth to your next generation without having to go through estate distribution process

Create a path that will take your loved ones further.

HSBC's UniversalTreasure Plus

  • Increasing annual guaranteed income in the form of guaranteed cash payment (GCP)*

  • Guaranteed maturity benefit* of total premiums paid

Retire from work, not life.

HSBC's UniversalIncome Plan

  • Guaranteed long term retirement income

  • Short premium payment terms - choose either 3 or 10 years

Secure a long and happy retirement.

HSBC's HealthPlus Plan

  • Enjoy up to 2x initial medical coverage with your annual medical coverage increasing by 5% at the end of every policy year

  • Medical card that provides cashless admission at a nationwide panel of hospitals

Leave behind the anxiety of medical costs.

HSBC's Reducing Term Assurance

  • Coverage for financing to help you meet your loan repayment obligations

  • Protection in the event of Death and Total & Permanent Disability (TPD)

  • Applicable for Home Financing, Personal Financing and Business Premises Financing

  • Affordable and flexible regular premium payment mode

Protect your loved ones from financial liabilities.

Smart Home Cover

  • Cover the cost of loss or damage to the household goods and personal effects in your home

  • Cover the cost of repairing or maintaining your home

  • Cover for malicious damage to your home caused by tenants, loss of rent and the cost of legal fees for a Demand Letter

Travel Care

  • Overseas and domestic travel coverage for luggage and travel delays. For overseas travel, the coverage also includes loss or damage to your travel documents, personal luggage and valuables, and more

  • Reimbursement of necessary and reasonable medical, surgical or hospital charges, and emergency dental treatment fees incurred as a result of accidental bodily injuries, illness or death during your trip

  • Accidental death and permanent disability coverage

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