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Protection

A comprehensive range of solutions to protect you and your loved ones.

Get cashback on your second-year premium

Enjoy rewards of up to 0.50% cashback with our HSBC Bancassurance VIP Programme*. Simply pay your second-year premium through your HSBC Current or Savings Account/-i or with your HSBC credit card/-i.

* HSBC Bancassurance VIP Programme terms and conditions apply. Offer runs from 1 January to 31 December 2025.

Boost your savings with up to 6.38% per year interest[@bancassurance] on your Time Deposit (TD) when you invest or buy an insurance plan with us.

Maximise your returns with a Time Deposit (TD) of up to 3 months in MYR.

T&Cs apply. Offer runs from 1 July 2025 to 12 August 2025.

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Promotional interest rates
Product Tenure Interest / profit rate[@premier-td-wealth-bundle] Minimum TD/-i placement Placement ratio
Unit trusts[@premier-td-wealth-bundle] 3-month MYR TD/-i
6.38% per year
 MYR50,000 1:1
Structured investments[@premier-td-wealth-bundle] 3-month MYR TD/-i
6.38% per year		 MYR50,000 1:2
Bonds[@premier-td-wealth-bundle] 3-month

MYR TD/-i
6.38% per year

 MYR50,000 1:2
Bancassurance (Regular Premium)[@bancassurance] 3-month

MYR TD/-i
6.38% per year

 MYR20,000 1:1
Bancassurance (Single Premium)[@bancassurance] 3-month

 

MYR TD/-i

6.38% per year

 MYR20,000 1:3
Promotional interest rates
Product Unit trusts[@premier-td-wealth-bundle]
Tenure 3-month
Interest / profit rate[@premier-td-wealth-bundle] MYR TD/-i
6.38% per year
Minimum TD/-i placement MYR50,000
Placement ratio 1:1
Product Structured investments[@premier-td-wealth-bundle]
Tenure 3-month
Interest / profit rate[@premier-td-wealth-bundle] MYR TD/-i
6.38% per year
Minimum TD/-i placement MYR50,000
Placement ratio 1:2
Product Bonds[@premier-td-wealth-bundle]
Tenure 3-month
Interest / profit rate[@premier-td-wealth-bundle]

MYR TD/-i
6.38% per year
Minimum TD/-i placement MYR50,000
Placement ratio 1:2
Product Bancassurance (Regular Premium)[@bancassurance]
Tenure 3-month
Interest / profit rate[@premier-td-wealth-bundle]

MYR TD/-i
6.38% per year
Minimum TD/-i placement MYR20,000
Placement ratio 1:1
Product Bancassurance (Single Premium)[@bancassurance]
Tenure 3-month
Interest / profit rate[@premier-td-wealth-bundle]

 

MYR TD/-i

6.38% per year
Minimum TD/-i placement MYR20,000
Placement ratio 1:3

View your policy anytime, anywhere

Already have an insurance policy with us?

You can access your insurance policy details instantly via mobile banking. Simply go to 'Your insurance overview' in the HSBC Malaysia Mobile Banking app www.hsbc.com.my

Or you can do so on the 'Your insurance policy summary' page in your online banking dashboard. Log on to online banking.

Protection for you and your loved ones (apply online)

Apply online now for your every protection need.

Smart Home Cover

  • Cover the cost of loss or damage to the household goods and personal effects in your home
  • Cover the cost of repairing or maintaining your home
  • Cover for malicious damage to your home caused by tenants, loss of rent and the cost of legal fees for a Demand Letter

Travel Care

  • Overseas and domestic travel coverage for luggage and travel delays. For overseas travel, the coverage also includes loss or damage to your travel documents, personal luggage and valuables, and more
  • Reimbursement of necessary and reasonable medical, surgical or hospital charges, and emergency dental treatment fees incurred as a result of accidental bodily injuries, illness or death during your trip
  • Accidental death and permanent disability coverage

HSBC's ProtectCare Plan

  • Flexibility to choose your coverage amount
  • Guaranteed level premium for 10, 15, or 20 years depending on the selected coverage term
  • Hassle free and no medical examination required

Protection for you and your loved ones (apply at branch)

Visit any of our Branches to find out how to protect and invest today.

HSBC's EliteDiamond

  • High and flexible sum assured starting from RM1 million
  • Customisable premium payment and coverage terms
  • Optional riders for accelerated critical illness cover and premium waivers
  • Further account value boost with our guaranteed loyalty bonus

Get insured today and secure your loved ones' financial future

HSBC's Universal AssuredTreasure

  • Pay premiums for just 5 years to enjoy a universal life plan that provides life protection coverage and a Guaranteed Cash Payment for 20 years
  • Guaranteed Issuance Offering with no medical check-ups needed
  • Additional accidental death protection
  • Triple tier of increasing yearly Guaranteed Cash Payment

Your blueprint for retirement bliss

HSBC's EliteWealth

  • A regular premium investment-linked plan with limited pay of 5 years and death coverage of up to 100 years old
  • 100% premium being invested from day 1
  • Guaranteed Issuance Offering with no medical check-ups needed
  • Power up your investment with loyalty bonus

Preserve and multiply your wealth

HSBC's EliteSaver SP GIO

  • Protection and savings plan in-one to match your financial situation
  • A single premium plan that gives you protection plus control and flexibility to grow long-term wealth

Grow your wealth, safeguard your future.

HSBC’s EliteCare Plus

  • A regular premium investment-linked plan which has a wide selection of protection coverage to give you peace of mind
  • Build comprehensive protection with optional riders

Safeguard your wealth with the right protection plans

HSBC's FamilyCare Plan

  • Comprehensive Death, Total and Permanent Disability (TPD) and Critical Illness (CI) protection for you
  • Extended protection across 3 generations of your family covering your spouse, children and parents
  • Emotional Relief Benefit to help you through challenging times

Protect those most precious to you with the best care.

HSBC's UniversalLegacy Plan

  • Diversify your financial portfolio to spread potential investment risk
  • Pass on a portion of your wealth to your next generation without having to go through estate distribution process

Create a path that will take your loved ones further.

HSBC's UniversalTreasure Plus

  • Increasing annual guaranteed income in the form of guaranteed cash payment (GCP)*
  • Guaranteed maturity benefit* of total premiums paid

Retire from work, not life.

HSBC's UniversalIncome Plan

  • Guaranteed long term retirement income
  • Short premium payment terms - choose either 3 or 10 years

Secure a long and happy retirement.

HSBC's Reducing Term Assurance

  • Coverage for financing to help you meet your loan repayment obligations
  • Protection in the event of Death and Total & Permanent Disability (TPD)
  • Applicable for Home Financing, Personal Financing and Business Premises Financing
  • Affordable and flexible regular premium payment mode

Protect your loved ones from financial liabilities.

Important information

Issued by HSBC Bank Malaysia Berhad 198401015221 (127776-V). Member of PIDM. Protected by PIDM up to RM250,000 for each depositor. This material has not been reviewed by the Securities Commission Malaysia (SC).
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