Enjoy up to 8.28% p.a.2 by investing or purchasing an insurance plan with us.
Secure higher returns with up to a 3-month Time / Term Deposit/-i in either MYR or USD by investing or purchasing an insurance plan with us.
T&Cs apply. Offer runs from 1 July 2024 – 30 September 2024.
| Product | Tenure | Interest / profit rate1 | Minimum TD/-i placement | Placement ratio | Programme Validity |
|---|---|---|---|---|---|
| Unit trusts1 | 3-month | MYR TD/-i 6.28% p.a. |
MYR50,000 or USD equivalent | 1:1 | Offer ends 30 September 2024. |
| Structured investments1 | 3-month | MYR TD/-i 5.28% p.a. USD TD/-i 6.28% p.a. |
MYR50,000 or USD equivalent | 1:2 | Offer ends 30 September 2024. |
| Foreign currency bonds1 | 3-month | USD TD/-i 6.28% p.a. |
MYR50,000 or USD equivalent | 1:2 | Offer ends 30 September 2024. |
Bancaassurance2 (Regular premium) |
3-month | MYR TD/-i 9.28% p.a. |
MYR20,000 or USD equivalent | 1:1 | Offer ends 30 September 2024. |
Bancaassurance2 (Single premium) |
3-month | MYR TD/-i 9.28% p.a. |
MYR20,000 or USD equivalent | 1:3 | Offer ends 30 September 2024. |
| Product | Unit trusts1 |
|---|---|
| Tenure | 3-month |
| Interest / profit rate1 |
MYR TD/-i 6.28% p.a. |
| Minimum TD/-i placement | MYR50,000 or USD equivalent |
| Placement ratio | 1:1 |
| Programme Validity | Offer ends 30 September 2024. |
| Product | Structured investments1 |
| Tenure | 3-month |
| Interest / profit rate1 |
MYR TD/-i 5.28% p.a. USD TD/-i 6.28% p.a. |
| Minimum TD/-i placement | MYR50,000 or USD equivalent |
| Placement ratio | 1:2 |
| Programme Validity | Offer ends 30 September 2024. |
| Product | Foreign currency bonds1 |
| Tenure | 3-month |
| Interest / profit rate1 |
USD TD/-i 6.28% p.a. |
| Minimum TD/-i placement | MYR50,000 or USD equivalent |
| Placement ratio | 1:2 |
| Programme Validity | Offer ends 30 September 2024. |
| Product |
Bancaassurance2 (Regular premium) |
| Tenure | 3-month |
| Interest / profit rate1 |
MYR TD/-i 9.28% p.a. |
| Minimum TD/-i placement | MYR20,000 or USD equivalent |
| Placement ratio | 1:1 |
| Programme Validity | Offer ends 30 September 2024. |
| Product |
Bancaassurance2 (Single premium) |
| Tenure | 3-month |
| Interest / profit rate1 |
MYR TD/-i 9.28% p.a. |
| Minimum TD/-i placement | MYR20,000 or USD equivalent |
| Placement ratio | 1:3 |
| Programme Validity | Offer ends 30 September 2024. |
How to invest
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Unit Trust
Access a world of investment opportunities.
- Access a world of investment opportunities across different asset classes, geographical regions and sectors
- Wide range of options to cater for different investment objective, style and risk appetite
- Available in foreign currencies
Dual Currency Investment
Enjoy flexibility with your investments.
- Up to 42 currency pairings (as of 26th August 2021) with real time pricing
- Flexibility to choose the currency pairing (base and linked currencies), tenure (ranging from 1 week to 3 months) and the conversion rate you feel most comfortable with
Bonds
Capitalise on Bonds to enjoy potentially higher returns.
- Gain higher returns via bonds compared to cash investments
- You may enjoy a regular stream of interest income - usually payable half yearly
- Diversify your investment risk
Structured Investments
Tailor-made investments to meet your specific investment needs.
- Can be extensively customised to meet your investment risk/return profile, market outlook and investment objectives
Featured digital wealth solutions
HSBC EZInvest
-
Convenient and affordable to start investing in unit trust funds with EZInvest
-
Review and monitor your portfolio 24/7
-
Get global access
From as low as RM500, you can start to invest in some of the Unit Trust funds offered by EZInvest - a new feature within HSBC Malaysia Mobile Banking App that brings you closer to your wealth goals.
24/7 Foreign Exchange
-
Convert foreign currency with real-time rates
-
Transact conveniently via online & mobile banking
Bring the world closer with real-time FX rates.
International Transfer & Payment
-
Make instant Global Transfer* to own and 3rd party HSBC accounts at zero transfer fees.
-
Access competitive real-time exchange rates and make transfers globally.
Cross-border fund transfers completed in seconds.
Learn more about Investments
Wealth Insights
Need a fresh perspective? Get the latest insights into Asset Class Views, FX Insights, ESG Insights, Market Outlook and Wealth Needs anytime, anywhere.
FAQs
Got a question about investments? Learn the latest frequently asked questions from Unit Trusts to Bonds.
Important note:
Issued by HSBC Bank Malaysia Berhad 198401015221 (127776-V). Member of PIDM. Protected by PIDM up to RM250,000 for each depositor. This material has not been reviewed by the Securities Commission Malaysia (SC).
1HSBC Premier Q3 2024 Wealth Bundling Terms & Conditions apply (“Promotion”). This Promotion is open to new and existing active HSBC Premier customer(s). The minimum investment amount in Wealth Products and the TD/-i, as well as the ratio, must be accordance with the amount stated in the Terms & Conditions. A maximum limit of MYR166 million TD/-i placements apply collectively throughout the Promotion Period, which is pooled together with 'HSBC Amanah Premier Q3 2024 Wealth Bundling'. All TD/-i placements under this Promotion must be made with New Funds. HSBC Bank is the sole provider for this Promotion. TD/-i Promotional Rates are subject to Overnight Policy Rate revision.
2HSBC Q3 2024 Bancassurance Bundle Terms & Conditions apply (“Promotion”). The Promotion is open to new and existing active HSBC Premier and HSBC Advance customer(s). The minimum investment amount in Banca Products and the TD/-i, as well as the ratio, must be accordance with the amount stated in the Terms & Conditions. A maximum limit of MYR52 million TD/-i placements apply collectively throughout the Promotion Period, which is pooled together with 'HSBC Amanah Q3 2024 Banca-Takaful Bundle'. All TD/-i placements under this Promotion must be made with New Funds. HSBC Bank is the sole provider for this Promotion. TD/-i Promotional Rates are subject to Overnight Policy Rate revision.