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Investments

Take your wealth goals to new heights with our digital investment account.

Join HSBC Premier to enjoy returns up to 6.28% p.a.1

Secure higher returns on a 6-month Time Deposit in either MYR or USD by investing or purchasing an insurance plan with us.

Offer runs from 2 January 2024 to 31 March 2024. T&Cs apply.

Promotional interest rates
Product Interest rate1 Minimum deposit placement Placement ratio
Unit trusts

MYR TD
5.28% p.a.

USD TD

6.28% p.a.

MYR50,000 or USD equivalent 1:1
Structured investments MYR TD
5.28% p.a.

USD TD
6.28% p.a.
MYR50,000 or USD equivalent 1:2
Foreign currency bonds

USD TD

6.28% p.a.

MYR50,000 or USD equivalent 1:2

Bancaassurance2

(Regular premium)

MYR TD
6.28% p.a.

USD TD

7.28% p.a.

MYR20,000 or USD equivalent 1:1

Bancaassurance2

(Single premium)

MYR TD
6.28% p.a.

USD TD

7.28% p.a.

MYR20,000 or USD equivalent 1:3
Promotional interest rates
Product Unit trusts
Interest rate1

MYR TD
5.28% p.a.

USD TD

6.28% p.a.

Minimum deposit placement MYR50,000 or USD equivalent
Placement ratio 1:1
Product Structured investments
Interest rate1 MYR TD
5.28% p.a.

USD TD
6.28% p.a.
Minimum deposit placement MYR50,000 or USD equivalent
Placement ratio 1:2
Product Foreign currency bonds
Interest rate1

USD TD

6.28% p.a.

Minimum deposit placement MYR50,000 or USD equivalent
Placement ratio 1:2
Product

Bancaassurance2

(Regular premium)

Interest rate1

MYR TD
6.28% p.a.

USD TD

7.28% p.a.

Minimum deposit placement MYR20,000 or USD equivalent
Placement ratio 1:1
Product

Bancaassurance2

(Single premium)

Interest rate1

MYR TD
6.28% p.a.

USD TD

7.28% p.a.

Minimum deposit placement MYR20,000 or USD equivalent
Placement ratio 1:3

How to invest

Already an HSBC customer?

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New to HSBC Premier?

Open a new bank account online with us in just 3 simple steps. 

Unit Trust

Access a world of investment opportunities.

  • Access a world of investment opportunities across different asset classes, geographical regions and sectors
  • Wide range of options to cater for different investment objective, style and risk appetite
  • Available in foreign currencies

Dual Currency Investment

Enjoy flexibility with your investments.

  • Up to 42 currency pairings (as of 26th August 2021) with real time pricing
  • Flexibility to choose the currency pairing (base and linked currencies), tenure (ranging from 1 week to 3 months) and the conversion rate you feel most comfortable with

Bonds

Capitalise on Bonds to enjoy potentially higher returns.

  • Gain higher returns via bonds compared to cash investments
  • You may enjoy a regular stream of interest income - usually payable half yearly
  • Diversify your investment risk

Structured Investments

Tailor-made investments to meet your specific investment needs.

  • Can be extensively customised to meet your investment risk/return profile, market outlook and investment objectives

Featured digital wealth solutions

A man is holding a mobile phone and a tumbler in a dining place; image used for HSBC EZInvest

HSBC EZInvest

  • Convenient and affordable to start investing in unit trust funds with EZInvest
  • Review and monitor your portfolio 24/7
  • Get global access

From as low as RM500, you can start to invest in some of the Unit Trust funds offered by EZInvest - a new feature within HSBC Malaysia Mobile Banking App that brings you closer to your wealth goals.

A woman is using her mobile phone while using her laptop; image used on HSBC Malaysia foreign exchange page.

24/7 Foreign Exchange

  • Convert foreign currency with real-time rates
  • Transact conveniently via online & mobile banking

Bring the world closer with real-time FX rates.

A woman is using her phone; image used for HSBC Malaysia International transfer and payment

International Transfer & Payment

  • Make instant Global Transfer* to own and 3rd party HSBC accounts at zero transfer fees.
  • Access competitive real-time exchange rates and make transfers globally.
*applicable to HSBC Premier and Advance customers.

Cross-border fund transfers completed in seconds.

Learn more about Investments

 

Need a fresh perspective? Get the latest insights into Asset Class Views, FX Insights, ESG Insights, Market Outlook and Wealth Needs anytime, anywhere.

 

Got a question about investments? Learn the latest frequently asked questions from Unit Trusts to Bonds.

Important note

HSBC Bank Malaysia Berhad 198401015221 (127776-V).  This material has not been reviewed by the Securities Commission Malaysia (SC).

Member of PIDM. Protected by PIDM up to RM250,000 for each depositor. 1HSBC Premier Q1 2024 Wealth Bundling Terms & Conditions apply. Promotion period from 2 January 2024 to 31 March 2024.This promotion is open to new and existing active HSBC Premier customer(s). All TD/-i placements under this Promotion must be made with New Funds at HSBC Bank/ HSBC Amanah branch only. The minimum investment amount in Wealth Products and the TD/-i : Wealth Product ratio must be accordance with the amount stated in the Terms & Conditions. If any of the Eligible Customer(s) exercise their cooling-off rights of the Wealth Products, they will no longer be entitled for the TD/-i Promotional Rates under this Promotion. A maximum limit of RM300 million TD/-i placements apply collectively throughout the Promotion Period, which is pooled together with “HSBC Amanah Premier Q1 2024 Wealth Bundling". HSBC Bank is the sole provider for this promotion. TD/-i Promotional Rates are subject to Overnight Policy Rate revision.

2HSBC Advance Q1 2024 Wealth Bundling Terms & Conditions apply. Promotion period from 15 January 2024 to 31 March 2024. This promotion is open to existing HSBC Advance customer(s).

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