Top of main content
Female bakery owner; image used for HSBC Malaysia Personal Financing

Personal Financing

Helping to make your plans a reality

HSBC Amanah Personal Financing-i

  • Financing up to RM250,000*

  • Repayment as low as RM109*

  • Payment period up to 7 years*

  • Fast and hassle-free application process

  • Instant cash disbursement into your financing account with HSBC Amanah or HSBC upon approval

*Terms and conditions apply.

Flat rate from 4.88% per annum

HSBC Personal Overdraft

  • Access your overdraft limit any time as it will be maintained in your Current account

  • Overdraft limit up to 100% of your secured HSBC Time Deposit amount

  • Interest is only charged on the utilised amount of the overdraft and calculated on a daily basis

  • No fixed instalment obligation - only need to service the monthly interest

  • Repaid principal amount can be withdrawn again

  • Exclusive rates for HSBC Premier and HSBC Advance customers

  • BR +2.06% per annum for HSBC Premier customers
  • BR +4.06% per annum for HSBC Advance customers
Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.