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Balance Transfer Instalment (BTI)

Consolidate all of the outstanding balances from your other credit cards to your HSBC credit card.

What is our Balance Transfer Instalment?

Our BTI lets you transfer your outstanding balances from other banks' credit cards to an HSBC credit card, which you would pay off with fixed monthly instalment. This helps you simplify your payments and save some money.

How to sign up for a BTI

To sign up for a BTI, just complete our online form. We'll call you back to chat about your application in more detail.

Things you should know

The minimum amount for each BTI is RM1,000. You would have to pay 100% of the monthly instalment amount which is part of the Minimum Monthly Payment due on or before the payment due date. The interest rate is subject to HSBC Bank's approval. The terms used herein are as defined in the HSBC Balance Transfer Instalment Terms and Conditions.

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