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A couple seating on a Gondola; image used for HSBC Malaysia Cash Advance page.

Cash Advance

Use cash advance for instant cash relief.

Enjoy instant cash relief for your temporary needs

Nothing beats being cash ready in unannounced situations, especially when you're travelling. With cash advance on your HSBC credit card, your temporary financial needs can be instantly covered anytime and anywhere.


  • Financial flexibility
    Useful for emergencies or when credit card payment is not accepted
  • Quick cash
    No documents required
  • Easy access
    Instant cash withdrawal from ATMs worldwide, 24 hours a day*

How to get cash advance from HSBC credit card

Any ATMs worldwide

You can withdraw cash advance from HSBC or other banks' ATMsusing your credit card (PIN required). 

cash advance step 1
Step 1: Customer to key in PIN
cash advance step 2
Step 2: Select 'cash advance'
cash advance step 3
Step 3: Customer to key in cash advance amount
cash advance step 4
Step 4: Customer can choose 'print advice' slip or not at this confirmation screen

Online transfer

If you have an HSBC deposit account, you can perform money transfer online from your HSBC credit card account to your HSBC savings or current account, 24 hours a day, 7 days a week*.

Step 1: Log on with username and password.

Step 2: Select 'Other Transfers' and choose 'Make a Transfer'.

Step 3: Select your credit card account to transfer the funds from, then select an amount to transfer your funds.

Step 4: Enter the amount you would like to withdraw and click 'Transfer' button.


To apply, call 1300-88-1388 (local callers) or +603-832-5400 (oversea callers). Cash can be immediately transferred to your HSBC current or savings account. 

Things you should know

Issued by HSBC Bank Malaysia Berhad Company No. 19840105221 (127776-V).

*Cash advances will be subject to a cash advance fee of 5% of the amount advanced or RM15.00 ( and applicable tax, if any), whichever is higher. In addition to this cash advance fee, cash advances from the HSBC Group’s ATMs and Visa/Plus System and MasterCard/Cirrus ATM Networks are subject to handling charges which are determined by HSBC Bank at its absolute discretion and notified to the Cardholder in such manner as HSBC Bank deems fit. The cash advance fee and any applicable handling charges shall be debited to the Card Account as at the date of the cash advance. The Finance Charge shall be charged at a fixed rate of 18% per annum on the Cash Advances amount taken, calculated from the date of disbursement until payment in full. The maximum amount that can be withdrawn from the Card Account by way of Cash Advance will depend on the prevailing limit set by HSBC Bank from time to time. Where the Cash Advance is made via ATM, each Cash Advance will be subjected to the applicable daily withdrawal limit or the withdrawal limit per Cash Advance transaction of the ATM. For more information, please refer to HSBC Tariff and Charges (PDF).

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