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Foreign Exchange

Reach out to the world

HSBC Foreign Exchange

HSBC Foreign Exchange Solutions: Connecting you to opportunities around the world.


We invest globally

Buy property overseas

Send your children to study abroad

Retire in your favorite country abroad

At HSBC Bank, we have the Foreign Exchange (FX) solutions to fulfil your needs

Access real-time FX rates and transfer money instantly across the globe

Real-time FX rates

We understand the importance of having up-to-date FX conversion rates when transferring foreign currencies. Get real time quotes whenever you exchange foreign currency using HSBC Online Banking and Mobile Banking.

Enhanced Global Transfers

Global View and Global Transfers (to your own HSBC accounts)1

It takes just 6 seconds for your money to move between your local and overseas HSBC account. Whether you need to sort out your overseas mortgage or transfer money abroad for your children, Global View Global Transfers make viewing, managing and transferring your funds between all your HSBC accounts worldwide incredibly simple2.

Global Transfers for family and friends (to other third party HSBC accounts)1

Introducing the enhanced Global Transfers for family and friends. Whether you need to transfer funds to your children overseas or send money to your family back home, you can now make instant money transfers2 online from your HSBC account to other HSBC account overseas including Bahrain, Bermuda, mainland China, Egypt, Greece, Hong Kong, India, Indonesia, Oman, Philippines, Qatar, Singapore, Sri Lanka, Taiwan, United Arab Emirates, United Kingdom, United States and Vietnam3 in seconds.

  • Instant money transfers2 to other HSBC accounts overseas
  • Cross-border foreign currency fund transfers are completed in seconds2
  • Simple navigation and easy repeat payments
  • Quick and convenient transfers on a single screen

1For HSBC Premier or HSBC Advance customers only. Subject to destination country's local regulation and HSBC internal policy requirement.

2HSBC Premier customers enjoy zero transfer fees. HSBC Advance customers will be charged USD7 (debit foreign currency account) or RM22 (debit Ringgit Malaysia account) per transaction. Instant foreign currency to foreign currency exchange transfer is available 24 hours 7 days. Transfer involving Ringgit Malaysia is from Monday to Friday 9.30am to 3pm. If you perform any transfer outside those hours, the actual amount to be debited will be based on the next business day’s exchange rate.

3Receiving countries will be expanding.

Make a transfer

Move money between local and overseas HSBC accounts by logging into online banking. Not a user of online banking? Register below.

Keep foreign currency for future use and hedge against fluctuation

Foreign currency savings and time deposit accounts

Hold accounts in up to 12 foreign currencies, including Renminbi (RMB).

Save in a foreign currency for your investment abroad, child’s future education or retirement overseas. Designed to support your international lifestyle, with easy access to your account via Online Banking and Mobile Banking, you can manage your finances wherever you are in the world.

Expand your wealth by investing in foreign investments

Dual Currency Investment

Take advantage of the exchange rate to gain potentially higher returns compared to ordinary fixed deposits.

Foreign Currency Bonds

Enjoy a regular stream of interest income with bonds and enhance your investment to reap potential long term capital gain.

Foreign Currency Unit Trusts

Explore a diverse range of unit trusts to suit your investment needs.

Foreign Currency Structured Investment

Access different markets and achieve potentially above market returns in low interest rate environments via our foreign currency structured products.

Get started with foreign exchange

Speak to your Relationship Manager or walk into any HSBC Branch.

Stay informed with the latest wealth insights


Access regular FX Insights and stay informed with the latest FX and market trends.


Need a fresh perspective? Get the latest insights into Asset Class Views, FX Insights, ESG Insights, Market Outlook and Wealth Needs anytime, anywhere.

Related products

Find out more about Dual Currency Investment; image used for HSBC Malaysia Foreign Exchange

Get flexibility with your investments.

Find out more about Foreign Currency Account; image used for HSBC Malaysia Foreign Exchange

Hold accounts in up to 12 foreign currencies.

Find out more about Gold Account; image used for HSBC Malaysia Foreign Exchange

Grow your wealth for the future.