24/7 currency exchange & International transfer

24/7 Foreign currency conversion
Telegraphic transfers
HSBC SWIFT Code
Global View and Global Transfer
Global Transfers for family and friends (to third party HSBC accounts)

24/7 Foreign currency conversion

When will the funds be available in the crediting account?

Fund transfers are executed real-time, so the funds will be credited immediately.

If I am transferring funds to a foreign currency account, where can I check the exchange rate?

For 'Send now' transactions: Under the 'Pay and transfer' page, the exchange rate will be shown in the 'Rate' field after you've finished filling in the 'From' and/or 'To' foreign currency account details. Do note that the exchange rate shown is applicable for a limited time only; you have to refresh the page for a new rate once the quoted exchange rate expires.
For recurring or future dated transactions: You can check the exchange rate from your debit account transaction history after the transaction has been executed.

Can I transfer foreign currencies at any time of the day?

Yes, you can transfer foreign currencies at any time.

However, any future dated/recurring transfers scheduled on a non-working day will be executed on the next working day, using the exchange rate prevalent on that working day.

Why are some of my accounts not available in the 'Transfer from' and 'Transfer to' list when I'm making a transfer?

When making a transfer, you'll only be able to select active accounts. If a particular account is not available, the account is likely to be dormant, so please call our Contact Centre or visit your nearest branch to reactivate the account.

Do I require a security code (6-digit code generated from my Security Device) to transfer funds to my beneficiaries saved previously?

No, you don't need a security code to transfer funds to your saved beneficiaries.

What is my maximum transfer limit per day for 24/7 Foreign currency conversion?

There are no maximum limits to fund transfers of the same currency.

For cross-currency fund transfers, the following limits apply:

Fund transfers between my own accounts: Each respective transfer you make between your own accounts is limited to RM3 million. If you'd like to transfer more than RM3 million, you can split it into multiple transfers. You may increase or reduce your transfer limit, under 'Services' -> 'Tools & Services' -> 'Change your online banking limits' → 'Own account transfers'.
Fund transfers to other HSBC/HSBC Amanah account: RM200,000 per day, which is the combined daily limit for all third-party fund transfers. You may increase or reduce your transfer limit, up to a maximum transfer limit of RM200,000, under 'Services' -> 'Tools & Services' → 'Change your online banking limits' -> 'Third party transfer'.

Note:

For external accounts (a Malaysian Ringgit account maintained with a financial institution in Malaysia by a non resident), the transfer limit is RM10,000 per transaction.

Telegraphic transfers

What information is required to transfer funds to an overseas beneficiary?

You'll need the following information:

a) Recipient's account number/IBAN details

b) Recipient's name

c) SWIFT/BIC code

Step 1: Logon your HSBC Online Banking through web browser. Select "Pay and transfer"

Account Selection

Step 2: Select which account to transfer "From" and Click "New payment to a person" for new payee. For existing payee "Select Your accounts or someone you’ve paid before"

Step 3: Select Telegraphic Transfer

Step 4: Fill in the required information.

"If the payee’s name exceeds 35 characters, please continue typing in the “Address line 1” field below."

Fill in details

Step 5: Fill in the information as required. Using the Bank search function, key in the bank of the payee that is available in the selected country. (Preferably to input SWIFT/ BIC Code)

Note: Selecting the country/ territory will select the country's currency by default. Please select the correct currency you wish to convert.

Save the payee for future use. (Tick Box)

Step 6: Choose the transfer currency if it is different to the default

The currency can be change from the drop down.

Currency Selection

Step 7: Select who pays the fees and select the purpose of transfer

FEP Declaration

Step 8: Select FEP Declaration and generate the security code by following the instruction.

Review and Confirm

Review the transaction details, including the HSBC exchange rate (if applicable), then select 'Confirm'. Once you do this, you won't be able to cancel the transaction. Please wait the amount to be deducted from your account to avoid duplicate transaction. Select Print to save a copy of your receipt.

When will my beneficiary receive the funds?

Below is the indicative timeframe for funds to reach your beneficiary:

If the transfer is being made to a beneficiary bank that is part of the HSBC Group: 2 banking days (transaction date + 1 banking day) from the date of instruction
If the transfer is being made to a beneficiary bank that is not part of the HSBC Group: 3 to 6 banking days from the date of instruction, depending on the following:
a. Location of the beneficiary bank (i.e. whether the beneficiary bank is located at remote areas) and
b. whether it may involve multiple correspondent banks. The actual time taken for a beneficiary to receive the money will depend on, among other factors, the respective correspondence bank or beneficiary bank and the daily cut-off times as established by HSBC Bank Malaysia Berhad (the Bank) from time to time.

If I'm transferring funds to a foreign currency account, where can I check the exchange rate?

For 'Send now' transactions: Under the 'Pay and transfer' page, the exchange rate will be shown in the 'Rate' field after you've finished filling in the 'From' and/or 'To' foreign currency account details. Do note that the exchange rate shown is applicable for a limited time only; you have to refresh the page for a new rate once the quoted exchange rate expires.
For recurring or future dated transactions: You can check the exchange rate from your debit account transaction history after the transaction has been executed.

Can I transfer foreign currencies at any time of the day?

Yes, you can transfer foreign currencies at any time. However, do note that the actual exchange rate will only be available at the following hours:

Foreign currency conversion involving Malaysian Ringgit: 9:00am to 12:00am on business days
Foreign currency conversion not involving Malaysian Ringgit: any time, any day

Foreign currency conversion rates quoted outside the above hours will be an indicative rate only. The actual exchange rate on the next business day will be applied accordingly.

Do I require a security code (8-digit code generated from my Security Device) to transfer funds to my beneficiaries saved previously?

No, you do not need a security code to transfer funds to your saved beneficiaries.

What is my maximum transfer limit per day for telegraphic transfers?

Telegraphic transfers carry a daily limit of RM200,000, which is the combined daily limit across all third-party fund transfers. You may increase or reduce your transfer limit, up to a maximum transfer limit of RM200,000, under 'Services' -> 'Tools & Services' → 'Change your online banking limits' -> 'Third party transfer'.

HSBC SWIFT Code

What is the HSBC SWIFT Code and when is it needed?

The SWIFT Code is a unique identifier of every bank worldwide via the Society for Worldwide Interbank Financial Telecommunication system. SWIFT Code below is required for incoming overseas payments to your HSBC/HSBC Amanah account.
Banks	SWIFT Code	Address
HSBC Bank Malaysia Berhad	HBMBMYKL	Menara IQ, Lingkaran TRX, 55188 Tun Razak Exchange, Kuala Lumpur, Malaysia.
HSBC Amanah Malaysia Berhad	HMABMYKL	Menara IQ, Lingkaran TRX, 55188 Tun Razak Exchange, Kuala Lumpur, Malaysia.

The SWIFT Code is a unique identifier of every bank worldwide via the Society for Worldwide Interbank Financial Telecommunication system. SWIFT Code below is required for incoming overseas payments to your HSBC/HSBC Amanah account.
Banks	HSBC Bank Malaysia Berhad
SWIFT Code	HBMBMYKL
Address	Menara IQ, Lingkaran TRX, 55188 Tun Razak Exchange, Kuala Lumpur, Malaysia.

Banks	HSBC Amanah Malaysia Berhad
SWIFT Code	HMABMYKL
Address	Menara IQ, Lingkaran TRX, 55188 Tun Razak Exchange, Kuala Lumpur, Malaysia.