Top of main content

HSBC's EliteWealth

Look after your legacy and longevity with the insurance plan that works hard to meet your goals

Thrive and prosper, every step of the way

Protect what matters with HSBC's EliteWealth. Pay your premiums for 5 years to help manage your cash flow and get death coverage until you're 100 years old. Then customise your portfolio when you need to with diverse funds that match your risk tolerance and goals – we'll handle the rest. 

Here's what you get with HSBC's EliteWealth

100% Premium Allocation Rate

Put your money to work in your chosen funds from day 1 with our 100% premium allocation rate[@premium-allocation-fees]

Guaranteed Issuance Offering

Start today with no medical check-ups or health declarations needed when you apply – our annual basic premiums start at RM20,000 and go up to RM500,000 per life

Loyalty Bonus

Get a bonus worth 15% of your latest annual basic premium at the end of your 5th policy year – this is our way of saying thank you for your trust[@loyalty-bonus]

Hassle-Free Wealth Distribution

Share your wealth with your loved ones without the fuss of the estate distribution process

Pay for a limited time but protect for a lifetime

Fund your future with lifelong protection and growth.

  • Manage your cash flow with a premium payment term of only 5 years
  • Feel the benefit from your investment funds and get death coverage until you are 100 years old
  • Enjoy greater peace of mind with a reliable safety net for you and your loved ones

Invest smart, grow smarter

Pay your premiums consistently and switch up your fund selection to reach your goals.

  • Reduce your risk and exposure to market volatility when you regularly invest a fixed amount of money
  • Tailor your portfolio to suit your needs and risk tolerance with fund switching

What you need to know

Are you eligible?

To apply for the HSBC's EliteWealth investment-linked insurance plan, you need to:

  • Have a life assured entry age between 15 days to 70 years old
  • Have a payor or applicant entry age between 18 to 100 years old

Ready to apply?

If you're ready to apply for our HSBC's EliteWealth investment-linked insurance plan, we recommend that you talk to your Relationship Manager.

You can also book an appointment online to apply in your local HSBC branch. We recommend using the latest version of Chrome or Safari to do so.

View your policy anytime, anywhere

Already have an insurance policy with us?

You can access your insurance policy details instantly via mobile banking. Simply go to 'Your insurance overview' in the HSBC Malaysia Mobile Banking app.

Or you can do so on the 'Your insurance policy summary' page in your online banking dashboard. Log on to online banking.

You might also be interested in

Get long-term protection and build a safety net for you and your loved ones – all from one premium payment.
The life insurance plan that gets flexible to help protect you at every stage in life


    This is an insurance product that is tied to the performance of underlying assets, and is not a pure investment product such as unit trusts.

    Protection by Perbadanan Insurans Deposit Malaysia (PIDM) on benefits payable from the unit portion of this product is subject to limitations. Please refer to PIDM's tips brochure, contact Allianz Life Insurance Malaysia Berhad, or visit the PIDM website.

    HSBC's EliteWealth is distributed by HSBC Bank Malaysia Berhad (198401015221 (127776-V)) and underwritten by Allianz Life Insurance Malaysia Berhad (198301008983 (104248-X)). Allianz Life Insurance Malaysia Berhad is a member of PIDM.

    Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.