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HSBC Live+ Credit Card

Dine, shop and have fun with extra cashback.

Live it up with extra cashback

Who says you can't have it all? With our HSBC Live+ Credit Card, you can spend on all the things you love… and earn cashback towards the things you've got your eye on. 

Apply online today and enjoy our exclusive sign-up offer

Get up to 8% cashback on what you love

Dine

Treat yourself to exclusive restaurant offers, locally and across Asia.

Shop

Indulge in retail therapy, all while earning cashback towards more shopping trips.

Fun

Binge movies and shows at home or at the cinema, and earn cashback on them too.

More

Power up on your spending with unlimited 0.5% cashback on overseas spend and 0.2% on domestic spend.

Live+ perks and privileges

The card that gets you more out of life.

Dine – in Malaysia and around Asia

Take a bite out of dessert, not out of your wallet. Heading out to the restaurants? We've got some pretty sweet dining deals – get a discount of 15% at over 200 restaurants across Asia through our curated Live+ Dining Programme. Plus, enjoy up to 8% cashback[@live-plus-bonus-cap] on dining.

Shop – for yourself, family and friends

Stay on trend without breaking the bank. Whether you're treating yourself to retail therapy or buying gifts for your loved ones, we know here's a reward that will never go out of style – get up to 8% cashback[@live-plus-bonus-cap] on your shopping.

Fun – both on big and small screens

Sit back and enjoy some extra cashback. Whatever you're in the mood for, we've got offers you'd love to immerse yourself in – get up to 8% cashback[@live-plus-bonus-cap] on entertainment spending, plus more.

  • Earn cashback on your favourite streaming subscriptions such as Disney+, Netflix and Spotify
  • RM10 off at any GSC Cinema outlets every Saturday and Sunday from 1 July 2024 to 31 July 2025 – learn more

Life with even more perks

  • Unlock more offers at home and abroad
    Discounts on travel, shopping, dining and more with HSBC Smart Privileges – learn more.
  • Turn big buys into monthly instalments
    With a Balance Conversion Plan at a rate as low as 1.88% upfront for 6 months – learn more.
  • Enjoy exclusive privileges from Visa
    With a wide range of premium privileges from Visa – check them out.
  • Break down larger purchases flexibly
    With a 0% Card Instalment Plan, you can choose a tenure that suits you – learn more.

Good to know

Who can apply?

To apply for an HSBC Live+ Credit Card, you must:

  • Be aged 21 or above to be the primary cardholder, 18 or above to be a supplementary cardholder
  • Have a minimum annual income of RM60,000
 

lllustrative example of how you can earn cashback with Live+

The following table shows the cashback rate you could earn with an HSBC Live+ Credit Card. It assumes that you make the minimum spend required, and takes into account the cashback cap for each statement month.
Monthly Eligible Spend Dining Shopping Entertainment

Other Domestic Spend

(No minimum spend)

Other Overseas Spend

(No minimum spend)

Cashback Type Bonus Cashback Bonus Cashback Bonus Cashback Base Cashback Base Cashback

Minimum spend

RM1,000

1% 1% 1% 0.2% 0.5%

Minimum spend

RM2,500

2% 2% 2% 0.2% 0.5%

Minimum spend

RM5,000

8%[@live-plus-bonus-cap] 8%[@live-plus-bonus-cap] 8%[@live-plus-bonus-cap] 0.2% 0.5%
Monthly Capping RM30 RM30 RM30 Unlimited Unlimited
The following table shows the cashback rate you could earn with an HSBC Live+ Credit Card. It assumes that you make the minimum spend required, and takes into account the cashback cap for each statement month.
Monthly Eligible Spend Cashback Type
Dining Bonus Cashback
Shopping Bonus Cashback
Entertainment Bonus Cashback

Other Domestic Spend

(No minimum spend)

Base Cashback

Other Overseas Spend

(No minimum spend)

Base Cashback
Monthly Eligible Spend

Minimum spend

RM1,000

Dining 1%
Shopping 1%
Entertainment 1%

Other Domestic Spend

(No minimum spend)

0.2%

Other Overseas Spend

(No minimum spend)

0.5%
Monthly Eligible Spend

Minimum spend

RM2,500

Dining 2%
Shopping 2%
Entertainment 2%

Other Domestic Spend

(No minimum spend)

0.2%

Other Overseas Spend

(No minimum spend)

0.5%
Monthly Eligible Spend

Minimum spend

RM5,000

Dining 8%[@live-plus-bonus-cap]
Shopping 8%[@live-plus-bonus-cap]
Entertainment 8%[@live-plus-bonus-cap]

Other Domestic Spend

(No minimum spend)

0.2%

Other Overseas Spend

(No minimum spend)

0.5%
Monthly Eligible Spend Monthly Capping
Dining RM30
Shopping RM30
Entertainment RM30

Other Domestic Spend

(No minimum spend)

Unlimited

Other Overseas Spend

(No minimum spend)

Unlimited

*The base cashback forms part of the bonus cashback.

Apply now

Apply online

You can apply for an HSBC Live+ Credit Card online in minutes and spend with it to enjoy eVouchers worth up to RM500[@live-plus-welcome-tcs].

You might also be interested in

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Manage your money on the go with the HSBC Malaysia Mobile Banking app.

Important notes

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