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A couple is moving the sofa in living room; image used for HSBC Malaysia card instalment plan page.

0% HSBC Card Instalment Plan

Enjoy 0% interest instalments for up to 36 months with your HSBC Credit Card*.


Life decisions are that much easier when you're not limited by your finances. With the 0% HSBC Card Instalment Plan, you can enjoy secure and flexible payments by choosing to settle your transactions in instalments. There are 0% interest instalments for up to 36 months* at over 2,000 retail outlets with your HSBC Credit Card.


  • affordable monthly instalments with 0% interest rate
  • tenures as low as 3 months* right up to 36 months
  • applies to purchases from as low as RM300*
  • wide variety of participating merchants across various categories

Featured Merchants

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Harvey Norman logo
TBM logo
New York Skin Solutions logo

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Terms & Conditions

*Payment must be made with an HSBC Credit Card issued in Malaysia. Minimum purchase amount is dependent on the terminals used by the individual merchants and may be RM300.00 or RM1,000.00. The instalment tenure ranges from 3 months to a maximum of 36 months, depending on the participating individual merchants and subject to change from time to time. Full Terms & Conditions for HSBC Card Instalment Plan. To avoid interest charges, all cardholders who have subscribed to a 'zero-management fee/management fee-free' monthly payment plan(s), are required to make payment of the monthly instalment specified by the bank at the time the Instalment Payment Plan is entered into ("the Monthly Instalment") in full. In the event a cardholder opts to only pay the minimum amount of five percent (5%) of the balance remaining unpaid under the Instalment Payment Plan, ("the Outstanding Balance") or Ringgit Malaysia Fifty (RM50), whichever is higher, instead of the Monthly Instalment in full, the cardholder will be liable for the applicable interest charges as stated in the Cardholder Agreement.

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