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Switch to HSBC mortgage with zero moving cost. Enjoy more savings and flexibility with our discounted interest rate. *Terms & Conditions apply.

A mother and daughter are decorating an apartment; image used for HSBC Malaysia Mortages


HSBC Ideal Home Mortgage

  • No monthly fee and set-up cost

  • Interest is calculated monthly

  • Regular, systematic repayments throughout loan tenure

Especially suited to first time home buyers.

HSBC HomeSmart Mortgage

  • Transactional flexibility of a Current Account

  • Deposit excess funds to save interest and shorten your loan tenure

  • Withdraw excess funds anytime without charges

Offers the flexibility to prioritise what is most important to you.

HSBC HomeSmart-i Mortgage

  • Freedom to make prepayments and withdrawals on excess payments anytime without notice or charges

  • Banking convenience via ATM, cheque book and online banking

  • Save on profit paid and shorten your financing tenure by consolidating your deposits, including salary and savings into your HomeSmart-i account

Based on the principle of Diminishing Musharakah, HomeSmart-i gives you more control in your life and the flexibility to adapt to different priorities that may arise in the future.

Latest Offers for HSBC Mortgages

Switch your mortgage to us for more savings and flexibility.

Zero moving cost as HSBC will cover up to RM15,000 for your loan legal fees, stamp duties and valuation fees.

*Terms and Conditions apply.

Gain more out of your mortgage with us.

Up to RM15,000 Cashback to pay loan legal fees, stamp duties and valuation fees.

*Terms and Conditions apply.

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