Top of main content

Switch to HSBC mortgage with zero moving cost. Enjoy more savings and flexibility with our discounted interest rate. *Terms & Conditions apply.

A mother and daughter are decorating an apartment; image used for HSBC Malaysia Mortages


HSBC Ideal Home Mortgage

  • No monthly fee and set-up cost
  • Interest is calculated monthly
  • Regular, systematic repayments throughout loan tenure

Especially suited to first time home buyers.

HSBC HomeSmart Mortgage

  • Transactional flexibility of a Current Account
  • Deposit excess funds to save interest and shorten your loan tenure
  • Withdraw excess funds anytime without charges

Offers the flexibility to prioritise what is most important to you.

HSBC HomeSmart-i Mortgage

  • Freedom to make prepayments and withdrawals on excess payments anytime without notice or charges
  • Banking convenience via ATM, cheque book and online banking
  • Save on profit paid and shorten your financing tenure by consolidating your deposits, including salary and savings into your HomeSmart-i account

Based on the principle of Diminishing Musharakah, HomeSmart-i gives you more control in your life and the flexibility to adapt to different priorities that may arise in the future.

Latest Offers for HSBC Mortgages

Achieve your lifestyle goals when you finance your home loan with us.

You'll get to enjoy both our discounted interest rate and zero moving cost*

*Terms & Conditions apply.

*HSBC Zero Moving Cost Mortgage Campaign Terms and Conditions apply. Eligible Customers will enjoy Free Moving Cost package, capped at RM20,000 and with a 5-year lock-in period. Minimal application & approved loan amount of RM500,000 (for Klang Valley, Penang Island, Johor Bahru) and RM300,000 (for all other states, inclusive of Penang Mainland, and other districts of Johor). Eigible Customers must apply for the HSBC HomeSmart-i. HSBC will absorb the legal and valuation fees and expenses for the preparation and attending to the security documentation for the Facility under this Campaign up to maximum of RM20,000 only.

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.