Refinancing

If you've had your home loan/financing for a number of years, such as 5 years or more, you may be a prime candidate for refinancing. There are many benefits of refinancing your mortgage, including:

• Lower interest rates
• Reducing your monthly instalments
• Free up cash for other life's purposes
• More flexible home financing features such as ATM, cheque book and online banking facility

• You take advantage of your property’s rising value to obtain a larger home loan/financing amount
• Your refinanced home loan/financing pays off your current home loan/financing
• You are free to use the balance as you wish

For more information, talk to our mortgage consultant to assess your situation which may help you to make an informed decision on what works best for you.