Refinancing

Enjoy more financial flexibility when you refinance your home loan over to HSBC.

HSBC Malaysia
Mortgages
Refinancing

Refinance your mortgage for more financial flexibility

If you've had your home loan for several years now, it might be the time for you to review your home loan package. Explore opportunities with us to reduce your monthly payment, lower your interest rate, shorten your loan tenure or free up cash for other purposes.

Flexible and affordable home loans

Whether you're looking for the stability of regular monthly payments, or the freedom to move funds for your personal needs, HSBC has the right home loan for you.

Apply from the comfort of your home

You can apply via email from home or walk in to any of our branches in Malaysia – our mortgage specialists will be happy to guide you through the process.

Benefits of refinancing your mortgage

Here are a few reasons why you might want to consider refinancing your mortgage with us.

Save on interest expenses

Enjoy lower monthly instalments while saving on interest expenses, with more competitive interest rates.
Ease up with better cash flow

Take advantage of your property’s rising value to obtain a larger home loan amount, which you can use to pay off your existing mortgage, and spend the excess on other life goals.
Enjoy financial flexibility

Have more freedom to make excess payments, which saves interest and shortens loan tenure, while enjoying the flexibility to withdraw the excess funds with no fees when you need them.