- Our public website, online banking and mobile app (Digital Services) are designed for use in Malaysia. The products and services represented within these digital services are intended for customers in Malaysia.
- These Digital Services are provided by HSBC Malaysia ('HSBC MY'). HSBC Malaysia is authorised to carry on banking business in Malaysia.
- If you are outside of Malaysia, we may not be authorised to offer or provide you with the products and services available through our Digital Services in the country/region/territory you are located or residing in.
- Our Digital Services are not intended for distribution or use by any person in any jurisdiction or country/region/territory where the distribution or use of this material is restricted and would not be permitted by law or regulation.
Digital Cross Border Disclaimers
Please refer to the disclosure for the country/region/territory where you are currently located (even if you are a resident of and/or hold an HSBC account in a different location). Note that countries/regions/territories will only have a disclaimer where required and therefore your country/region/territory location may not appear on this list:
Bahrain
When providing Information:
This communication is sent to the addressee for his / her information only and is not intended to be distributed to the general public in the addressee’s country of residence. The addressee notes, acknowledges and understands that the addresser established in the addresser’s country of residence is not licensed under the laws of the addressee's country of residence and is, therefore, not subject to supervision or regulation by the local regulator at the addressee's country of residence. None of the products and services of the addresser have been approved or registered with the local regulator.
When providing Contractual Documents:
HSBC Bank Malaysia Berhad or HSBC Amanah Malaysia Berhad (HSBC Malaysia) licensed in Malaysia hereby confirms that it is not licensed, supervised or regulated by the Central Bank of Bahrain nor are any of its products and/or services approved or registered with the Central Bank of Bahrain. Any and all services to be provided by HSBC Malaysia shall be provided outside of Bahrain.
Hong Kong SAR/Hong Kong Special Administrative Region
When providing Information in writing on Bank Accounts and Lending:
We, HSBC Bank Malaysia Berhad or HSBC Amanah Malaysia Berhad (HSBC Malaysia) are not an authorized institution under the Hong Kong Banking Ordinance and are therefore not subject to the supervision of the Hong Kong Monetary Authority. The information we are providing you with is provided at your request and does not constitute an advertisement or invitation by us to you to make a deposit or an invitation or offer to enter into any agreement to make a deposit.
This bank documentation/information does not constitute an offer by HSBC Bank Malaysia Berhad or HSBC Amanah Malaysia Berhad (HSBC Malaysia) and this contract will only be concluded by acceptance of this documentation/your application in the territory of HSBC Bank Malaysia Berhad or HSBC Amanah Malaysia Berhad (HSBC Malaysia).
When providing Information in writing for Investment Accounts/Services:
The present communication is made following the addressee’s specific request without any prior solicitation with respect to the information provided in the communication. This communication is sent to the addressee for his / her information only and is not intended to be distributed to the general public at the addressee’s country of residence.
The information contained in this communication or in connection with this communication does not, and is not intended to constitute or form a part of any offer, invitation to offer or solicitation to subscribe, purchase or sell any security or other investment products or investment services, nor does it constitute or form part of any recommendation by the addresser, to subscribe, purchase or sell any security or other investment products or investment services. The information contained in this communication does also not constitute an invitation to enter into a transaction and for the avoidance of doubt, any information or documents provided in connection hereto shall not be construed as such.
This communication is not intended to provide and should not be relied upon for tax, legal or accounting advice or investment recommendations. The addressee of this communication should consult his / her tax, legal, accounting or other advisers (as appropriate) about the content discussed and assess the relevant terms contained in this communication. The addressee should make his / her own research of the relevant terms in the material and it is up to the addressee to make a decision whether to act upon the material or not.
This communication has not been reviewed, authorised or approved by the regulatory authority of the addressee’s country of residence. The addressee is not authorized to deliver, circulate, or distribute this document, or any other documents and materials in connection with a transaction, whether directly or indirectly, electronically or otherwise, to the general public or to any particular members of the public in the addressee’s country of residence.
Kuwait
The present communication is intended to be received by its addressee only and does not, in any manner, constitute a public offering or advertisement of the products or services referred to herein. The addresser established in Malaysia is not licensed under the laws of the addressee's country of residence and is, therefore, not subject to supervision of the local regulator in the addressee's country of residence. None of the products and services of the addresser have been approved by or registered with the local regulator and the assets of the addressee are booked outside of the addressee’s country of residence.
Qatar
Any products or services made available to you to do not constitute an offer or a recommendation and should not be considered an invitation or inducement to engage in banking or investment activity or any offer to buy or sell financial products or instruments.
Products and services made available to you are not governed by the Qatar Central Bank and all assets are booked outside of Qatar.
The contract or agreement does not come into effect until received and accepted by HSBC Bank Malaysia Berhad or HSBC Amanah Malaysia Berhad (HSBC Malaysia).
Singapore
This communication does not constitute an offer by the Bank to make available, solicit, issue an invitation to purchase or offer for purchase any securities or offer any services in Singapore.
Thailand
The present communication is made following the addressee's specific request. The addresser has not solicited the addressee or otherwise offered or marketed to the addressee the products and services to which this communication refers. This communication is sent to the addressee for his / her information only and is not intended to be distributed to the general public in the addressee’s country of residence. The addressee notes, acknowledges and understands that the addresser established in Thailand is not licensed under the laws of the addressee's country of residence and is, therefore, not subject to supervision or regulation by the local regulator at the addressee's country of residence. None of the products and services of the addresser have been approved or registered with the local regulator.
Türkiye
No information is provided for the purpose of offering, marketing and sale by any means of any banking services and/or capital market instruments /services in the Republic of Türkiye. Therefore, this document may not be considered as an offer made or to be made to residents of the Republic of Türkiye. The products and services referred to in this [document] are not products or services authorised/approved by the Banking Regulation and Supervision Agency under the Banking Law (Law No. 5411) or by the Capital Market Board under the Capital Market Law (Law No. 6362) and do not intend to serve as products /services in the Republic of Türkiye. Accordingly, neither this [document] nor any other offering material related to the offering may be utilised in connection with any offering to the public within the Republic of Türkiye without the prior approval of the Capital Market Board. However, pursuant to Article 15 (d) (ii) of the Decree No. 32 there is no restriction on the purchase or sale of the [please insert the name of the instrument] by residents of the Republic of Türkiye, provided that: they purchase or sell such [please insert the name of the instrument] in the financial markets outside of the Republic of Türkiye.
The investment information, comments and recommendations we may provide to you are not within the scope of investment advice. Such recommendations are of a general nature, and are not prepared in accordance with your financial status and risk and income preferences. Therefore, taking investment decisions based only on the information stated herein may not give any results meeting your expectations.
UAE
This information is provided at your request and does not constitute an offer or invitation by us to make a deposit or enter into any agreement with you. If you are entering into a new contractual agreement, this will only be completed on acceptance by HSBC Bank Malaysia Berhad or HSBC Amanah Malaysia Berhad (HSBC Malaysia) of any contractual documentation outside the UAE. HSBC Bank Malaysia Berhad or HSBC Amanah Malaysia Berhad (HSBC Malaysia) is not a financial institution licensed in the UAE.
Venezuela
The present communication is intended to be received by the recipient only and does not, in any manner, constitute a public offering or advertisement of the products or services referred to herein. HSBC is not licensed under the laws of Venezuela and is, therefore, not subject to supervision of the local regulators. None of the products and services of HSBC have been approved by or registered with the local regulator and the assets of the recipient are booked outside of Venezuela.