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A mother kissing her son's cheek; image used for HSBC Malaysia Junior TopRate Savings page.

Junior TopRate Statement Savings Account

A savings account for your child

HSBC Junior TopRate Statement Savings Account

Save for your child’s future and earn high savings interest.

Apply for an HSBC Junior TopRate Statement Savings Account today

Features & benefits

  • Low initial deposit of RM1
  • Suitable for parents who want to save money for their children and earn higher interest rates than regular savings account*
  • Withdrawal once per month to encourage savings habit for children

*Interest calculated and accrued daily but payable half yearly (end of June and December each year)


Are you eligible?

  • Parent with child age 17 and below
  • No introducer required

Identification documents:

  • MyKad (Malaysian citizens)
  • Passport and PR card (Non-Malaysians with Malaysian PR)
  • Passport (Non-Malaysians)
  • Birth Certificate for the child

Apply for HSBC Junior TopRate Statement Savings Account

Things you should know

  • Initial deposit: RM1
  • One withdrawal per month, inclusive of over-the-counter withdrawals and transfers via Online Banking
  • No service charge or maintenance fee
  • Member of Perbadanan Insurans Deposit Malaysia
  • Protected by Perbadanan Insurans Deposit Malaysia up to RM250,000 for each depositor*.

Click here for more details on PIDM protection.

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