Your Premier banking experience

From extended privileges, or getting the best for your children to growing your wealth, HSBC Premier offers you the life full of life you demand.

Discover HSBC Premier's life full of premier services and support.

Eligibility: Total Relationship Balance of RM200,000 or more.

Enjoy a prosperous start to the Year of the Rat with our exclusive promotion

Enjoy auspicious rates up to 8.88%1 p.a. on your 3-month Term Deposit-i* when you deposit, invest and protect with HSBC.

Your global benefits and worldwide assistance

  • Premier status worldwide
    International account opening from Malaysia
  • Global view of all accounts
    Instantaneous fee-free Global transfers

Privileged Family Recognition

Gift box with red ribbon; image used for HSBC Malaysia Premier
The most precious thing in life is your family.
Benefits
Premier
Non-Premier
Premier Status Extension For Your Family1: Give your spouse and up to 2 children the same exclusive privileges you enjoy as a Premier customer
Yes No
Global Recognition: Worldwide HSBC Premier status recognition wherever you go
Yes
No
Premier Relationship Managers and Wealth Specialist for whole family
Yes
No
Open an HSBC Everyday Global Account2 and get automatic access to additional foreign currencies alongside Malaysian Ringgit
Yes
Yes
Preferential Rate for all deposits, loans and wealth products
Yes
No
Multi-Generation Mortgage with greater flexibility and preferential rate
Yes
No
Premier Travel Credit Card: Bring along your best overseas travel companion to experience seamless support wherever you go and earn 1.1 Air Miles for every RM1 spent worldwide
Yes
No
The most precious thing in life is your family.
Benefits
Premier Status Extension For Your Family1: Give your spouse and up to 2 children the same exclusive privileges you enjoy as a Premier customer
Premier
Yes
Non-Premier
No
Benefits
Global Recognition: Worldwide HSBC Premier status recognition wherever you go
Premier
Yes
Non-Premier
No
Benefits
Premier Relationship Managers and Wealth Specialist for whole family
Premier
Yes
Non-Premier
No
Benefits
Open an HSBC Everyday Global Account2 and get automatic access to additional foreign currencies alongside Malaysian Ringgit
Premier
Yes
Non-Premier
Yes
Benefits
Preferential Rate for all deposits, loans and wealth products
Premier
Yes
Non-Premier
No
Benefits
Multi-Generation Mortgage with greater flexibility and preferential rate
Premier
Yes
Non-Premier
No
Benefits
Premier Travel Credit Card: Bring along your best overseas travel companion to experience seamless support wherever you go and earn 1.1 Air Miles for every RM1 spent worldwide
Premier
Yes
Non-Premier
No

Best Start for your children

Being successful in life demands financial literacy.
Benefits
Premier
Non-Premier
HSBC Premier Junior Saver account with high savings interest rate3
Yes
No
Freedom to withdraw cash and buy items in stores or online with HSBC Premier Junior Saver Visa Debit Card for children aged 12 to 17-years-old
Yes
No
Convert HSBC Premier Credit Card(s) Rewards Points into Cash Back5 in your children’s Premier Junior Savers account
Yes
No
Being successful in life demands financial literacy.
Benefits
HSBC Premier Junior Saver account with high savings interest rate3
Premier
Yes
Non-Premier
No
Benefits
Freedom to withdraw cash and buy items in stores or online with HSBC Premier Junior Saver Visa Debit Card for children aged 12 to 17-years-old
Premier
Yes
Non-Premier
No
Benefits
Convert HSBC Premier Credit Card(s) Rewards Points into Cash Back5 in your children’s Premier Junior Savers account
Premier
Yes
Non-Premier
No
Apple on some books; image used for HSBC Malaysia Premier

Priceless Learning Experience for your Children

A red hat for graduating; image used for HSBC Malaysia Premier
We believe in helping the next generation to be the best that they can be.
Benefits
Premier
Non-Premier
Complimentary6 consultation and support for university admission (PrepWorks)
Yes
No
Education Loan with preferential rate to assist Premier customers in support of children’s education
Yes
No
Overseas account opening7 prior to leaving Malaysia
Yes
No
Instantaneous, fee-free international find transfers between your HSBC accounts with Global Transfer8
Yes
No
We believe in helping the next generation to be the best that they can be.
Benefits
Complimentary6 consultation and support for university admission (PrepWorks)
Premier
Yes
Non-Premier
No
Benefits
Education Loan with preferential rate to assist Premier customers in support of children’s education
Premier
Yes
Non-Premier
No
Benefits
Overseas account opening7 prior to leaving Malaysia
Premier
Yes
Non-Premier
No
Benefits
Instantaneous, fee-free international find transfers between your HSBC accounts with Global Transfer8
Premier
Yes
Non-Premier
No

Wealth Support for Future Achievers

You know your desired financial goals.
Benefits
Premier
Non-Premier
Wealth Start Kit for first-time investors
Yes
No
Consolidate Wealth Insights under a single online platform
Yes
Yes
Wealth Specialist and Support for all levels of investors
Yes
No
Real time Foreign Exchange Rates
Yes
No
You know your desired financial goals.
Benefits
Wealth Start Kit for first-time investors
Premier
Yes
Non-Premier
No
Benefits
Consolidate Wealth Insights under a single online platform
Premier
Yes
Non-Premier
Yes
Benefits
Wealth Specialist and Support for all levels of investors
Premier
Yes
Non-Premier
No
Benefits
Real time Foreign Exchange Rates
Premier
Yes
Non-Premier
No
Growing plant; image used for HSBC Malaysia Premier

Enjoy auspicious rates up to 8.88%1 p.a. on your 3-month Term Deposit-i* when you deposit, invest and protect with HSBC

Promotion open to all New & Existing HSBC Premier & HSBC Advance customers
Special Term Deposit-i (TD-i) rate1
8.88% (3-month) : Banca and Unit Trust Funds
8.88% (3-month) : Banca and Structured Investments
6.88% p.a. (3 months)
4.88% (3-month) : Banca and Unit Trust Funds
4.88% (3-month) : Banca and Structured Investments
Eligible products
Term Deposit-i : Banca** : Unit Trust2
Term Deposit-i : Banca : Structured Investment
Term Deposit-i : Banca**
Term Deposit-i : Unit Trust2
Term Deposit-i : Structured Investment
Ratio
1 : 1 : 1
1 : 1 : 2
1 : 1
1 : 1
1 : 2
Minimum TD-i placement
RM50,000
RM50,000
RM50,000
RM50,000
RM50,000
Example
Term Deposit-i RM50,000 : Banca (Single Premium) RM50,000 : Unit Trust RM50,000
Term Deposit-i RM50,000 : Banca (Single Premium) RM50,000 : Structured Investment RM100,000
Term Deposit-i RM50,000 : Banca (Single Premium) RM50,000
Term Deposit-i RM50,000 : Unit Trust RM50,000
Term Deposit-i RM50,000 : Structured Investment RM100,000
Service charge (Front end load9)
Minimum 2%
none
none
Minimum 2%
none
Promotion open to all New & Existing HSBC Premier & HSBC Advance customers
Special Term Deposit-i (TD-i) rate1
Eligible products
8.88% (3-month) : Banca and Unit Trust Funds
Term Deposit-i : Banca** : Unit Trust2
8.88% (3-month) : Banca and Structured Investments
Term Deposit-i : Banca : Structured Investment
6.88% p.a. (3 months)
Term Deposit-i : Banca**
4.88% (3-month) : Banca and Unit Trust Funds
Term Deposit-i : Unit Trust2
4.88% (3-month) : Banca and Structured Investments
Term Deposit-i : Structured Investment
Special Term Deposit-i (TD-i) rate1
Ratio
8.88% (3-month) : Banca and Unit Trust Funds
1 : 1 : 1
8.88% (3-month) : Banca and Structured Investments
1 : 1 : 2
6.88% p.a. (3 months)
1 : 1
4.88% (3-month) : Banca and Unit Trust Funds
1 : 1
4.88% (3-month) : Banca and Structured Investments
1 : 2
Special Term Deposit-i (TD-i) rate1
Minimum TD-i placement
8.88% (3-month) : Banca and Unit Trust Funds
RM50,000
8.88% (3-month) : Banca and Structured Investments
RM50,000
6.88% p.a. (3 months)
RM50,000
4.88% (3-month) : Banca and Unit Trust Funds
RM50,000
4.88% (3-month) : Banca and Structured Investments
RM50,000
Special Term Deposit-i (TD-i) rate1
Example
8.88% (3-month) : Banca and Unit Trust Funds
Term Deposit-i RM50,000 : Banca (Single Premium) RM50,000 : Unit Trust RM50,000
8.88% (3-month) : Banca and Structured Investments
Term Deposit-i RM50,000 : Banca (Single Premium) RM50,000 : Structured Investment RM100,000
6.88% p.a. (3 months)
Term Deposit-i RM50,000 : Banca (Single Premium) RM50,000
4.88% (3-month) : Banca and Unit Trust Funds
Term Deposit-i RM50,000 : Unit Trust RM50,000
4.88% (3-month) : Banca and Structured Investments
Term Deposit-i RM50,000 : Structured Investment RM100,000
Special Term Deposit-i (TD-i) rate1
Service charge (Front end load9)
8.88% (3-month) : Banca and Unit Trust Funds
Minimum 2%
8.88% (3-month) : Banca and Structured Investments
none
6.88% p.a. (3 months)
none
4.88% (3-month) : Banca and Unit Trust Funds
Minimum 2%
4.88% (3-month) : Banca and Structured Investments
none

To be eligible for the Special TD-i rates, investment in Wealth and/or Banca products must be made on the same day as TD-i placements.

Enjoy a prosperous start to the Year of the Rat with our exclusive promotions.

Premier customer stories

Enjoy a life full of life with HSBC Premier

Your life comes with both opportunities and challenges. HSBC Premier is designed to meet your personal needs, whatever they may be.

Eligibility criteria

There are several ways to qualify for HSBC Premier, including:

  • Total Relationship Balance4 of at least RM200,000 at all times
  • Premier Mortgage5 - Minimum home loan of RM1,000,000
  • Premier by Perks@Work6 - Minimum monthly salary of RM16,500 credited continuously each month into HSBC account in Malaysia

A HSBC Premier Account fee of RM150 (and applicable tax, if any) will be applied for the month if you do not meet the Premier eligibility criteria.

Join HSBC Premier now

Apply Online

Complete the online form and find out more about what HSBC Premier can do for you.

Visit a HSBC branch

Find your nearest branch and apply for HSBC Premier in person.

Contact us

For more information on HSBC Premier, call us on 130 088 9393 (local)

or +603 8321 5222 (overseas)

Things you should know

Important notes:

Issued by HSBC Bank Malaysia Berhad (127776-V). Member of PIDM.

*Term Deposit-i is protected by PIDM up to RM250,000 for each depositor.

**The takaful and insurance benefits protected under the Takaful and Insurance Benefits Protection System (TIPS) are administered by PIDM.

1HSBC Wealth and Banca Bundle CNY 2020 Promotion Terms and Conditions apply. This Promotion is open to new and existing HSBC Premier or Advance customers during the Promotion Period. The minimum amount of Term Deposit-i (TD-i) placement is RM50,000 and the minimum investment amount in a Wealth Product, a Banca Product or both respectively must be in accordance with the TD-i to Wealth Products and Banca Products ratio as per the table above, subject to the minimum investment / single premium amount applicable to each Wealth / Banca Product. This Promotion is subjected to a maximum limit of RM200 million TD-i placements collectively throughout the Promotion Period. The maximum TD-i placements allocated for this Promotion is pooled together with “HSBC Amanah Wealth and Banca Bundle CNY 2020 Promotion”. Promotion period: 2 January 2020 until 28 February 2020. The effective annual yield is 4.36% p.a. for Bundle A(8.88%p.a.) and 3.86% p.a. for Bundle B(6.88%p.a.) assuming that TD-i is renewed for the same tenure at the current board rate of 2.85% p.a. as at 26 December 2019, subject to revision.

2Unit Trust refers to Open-Ended Unit Trust (UT) Funds (Equity/Mixed Assets/Bond). 

3Protected by PIDM up to RM250,000 for each depositor.

4Total Relationship Balance includes any: Deposits in Current Account/-i, Savings Account/-i, Time Deposits, Term Deposits-i, and/ or investments in Unit Trust Funds/ Shariah-compliant Unit Trust funds, Structured Investments/-i, Dual Currency Investments/-i and/or Direct Retail bond, and/or Cash value from Family Takaful/Life Insurance products with Investment-linked and savings components. 

5Account Fee waiver until full and final settlement of home loan/financing.

6Account fee waiver as long as you fulfil the qualification criteria.

7Subject to host country’s approval.

8Subject to destination country’s local regulatory and HSBC internal policy requirement.

9Front End Load is the upfront cost that an investor incurs upon subscription/purchase of UT Funds (Equity/Mixed Assets/Bond).