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HSBC Premier

Enrich your premier privileges for you and your family, beyond boundaries.

Your Premier banking experience

From extended privileges for your family, to building a legacy as you invest for the future, HSBC Premier has you and your loved ones' best interests in mind at every stage in life.

Find out how you can be an HSBC Premier customer today.

HSBC Premier Elite

Experience an elevated priority service with bespoke wealth strategies and solutions, privileged healthcare and legacy preservation, elite concierge services, and international banking expertise.

Discover HSBC Premier's life full of premier services and support

  • Premier around the world
    Your Premier status is recognised worldwide, so you'll get seamless support no matter how far from home you are.
  • Build a Premier legacy
    Share your Premier experience by extending your Premier privileges to your family5. We'll support you at every step of your journey to build a lasting legacy for your loved ones.
  • Premier wealth support
    Access to a Relationship Manager and a team of Wealth Specialists to help you and your family manage and grow your wealth portfolios.
  • Exclusive Premier privileges
    HSBC Premier enriches your life with a range of exclusive privileges and benefits, whether it's for work or play.

New to HSBC

Start opening your account right away and get an instant decision.

Existing HSBC customer

Book an appointment and we'll guide you through the process of becoming an HSBC Premier customer.

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Premier around the world

  • Worldwide HSBC Premier status recognition
  • Pre-arrival cross-border account opening support1
  • With an HSBC Everyday Global Account2 get access to 11 currencies in one account with zero fee international transfers3 between your HSBC accounts
  • Cash withdrawals in the local currency at ATMs around the world without any ATM fees4
  • Global assistance 24/7
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Premier for your family

  • Premier status extension5 for your spouse and up to 2 children
  • Access to a Relationship Manager and Wealth Specialist for your family
  • Preferential rates for all deposits, loans and wealth products, for your family
  • Protection coverage across 3 generations with FamilyCare
  • Overseas education support and complimentary consultation for university admission (PrepWorks)6
  • Education loans with preferential rates to support your child's education
  • Cashback for savings into your child's Premier Junior Savers account7
Coins stacked like a staircase

Premier Wealth Support

  • Remote wealth management
  • A wealth starter kit for first-time investors and wealth expertise for all investors
  • Real-time foreign exchange rates with preferential pricing
  • Consolidated wealth insights on a single online platform
Setting up area for VIP

Exclusive Premier privileges

How to become an HSBC Premier customer

To meet either one of the Premier criteria below:
  • Maintain a Total Relationship Balance (TRB)11 with us of RM200,000 or more at all times
  • Have a minimum home loan of RM1,000,000 with your Premier Mortgage12

An HSBC Premier account fee of RM150 (and applicable tax, if any) will be applied for any month you don't meet the Premier eligibility criteria.

Things you should know

Important to note: The Customer must also inform the bank every time when they switched their qualification on eligibility criteria (for eg, previously eligible via Total Relationship Balance criteria and changed to Premier in One, Premier In All (P1PA), Premier Mortgage or other eligibility criteria) failing which their eligibility may not be captured and the monthly account fee maybe charged.

How to apply

New to HSBC

Start opening your account right away and get an instant decision.

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Existing HSBC customer

Book an appointment and we'll guide you through the process of becoming an HSBC Premier customer.

For more information call us on 1300 88 9393 (local) or +603 8321 5222 (overseas).

You might also be interested in

Refer your family and friends to join us at HSBC Premier today.

T&Cs apply. Offer ends 30 June 2024.

Place a 6-month Time Deposit (TD) in either MYR or USD.

T&Cs apply. Offer ends 30 June 2024.

Join HSBC Premier today to get RM300 cash reward16

Enjoy RM300 cash rewards when you join HSBC Premier and open an Premier Everyday Global Account today.

T&Cs apply. Offer ends 30 June 2024.

Important notes:

Issued by HSBC Bank Malaysia Berhad 108401015221 (127776-V). Member of PIDM. Protected by PIDM up to RM250,000 for each depositor. This material has not been reviewed by the Securities Commission Malaysia (SC).

1Subject to host country/region's approval.

2Protected by PIDM up to RM250,000 for each depositor. HSBC Premier customers enjoy zero overseas cash withdrawal fees across all ATM machines worldwide. For more information, please visit HSBC Everyday Global Account at

3HSBC Premier and HSBC Advance customers only.

4Applicable to successful overseas retail purchases, online shopping and cash withdrawals transactions performed with HSBC Everyday Global Visa Debit Card under the supported currencies only. Transactions in foreign currency will be debited directly from the corresponding supported foreign currency credit balances and will not attract any foreign currency exchange conversion fees. If there are insufficient funds in the account or transaction is performed on a non-supported foreign currency, the entire foreign currency transaction amount will be deducted from the MYR credit balances, subject to conversion to MYR at the prevailing exchange rate as determined by VISA International respectively, and applicable fees and charges. The transaction will be declined if there are insufficient funds in the MYR credit balances.

5For spouse and up to 2 children age 18-28. As long as Premier Family's Primary HSBC Premier customer in Malaysia meets the Premier criteria via:

  • Total Relationship Balances of at least RM200,000 at all times or
  • Premier Mortgage of at least RM1,000,000

Premier Family extension to child will expire on his/her 28th birthday. Thereafter, the child would need to meet Premier eligibility on their own to continue to enjoy fee waiver and if the customer fails to meet any of the above eligibility criteria, monthly account fee of the RM150 (and applicable tax, if any) will be charged.

6PrepWorks Terms and Conditions apply. Exclusively for HSBC Premier Travel Credit Card, HSBC Premier World Mastercard Credit Card and HSBC Premier Visa Debit Card customers in Malaysia only and subject to appointments only and on first come, first served basis. Valid until 31 January 2023.

7Protected by PIDM up to RM250,000 for each depositor. Terms and Conditions apply for HSBC Premier Junior Cash Back Redemption Campaign. Terms and Conditions apply for Premier Travel Credit Card and Premier World Credit Card.

8Terms & Conditions for HSBC Premier World Mastercard Credit Card Programme apply. Effective 3 January 2022.

9Terms & Conditions for HSBC SmartPrivileges.

10Terms and Conditions for HSBC Rewards & HSBC Premier World Rewards Programme 2022 Edition.

11Total Relationship Balance (TRB) includes any: Deposits in Current Account/-i, Savings Account/-i, Time Deposits, Term Deposits-i, and/or Investments in Unit Trust funds/Shariah-compliant Unit Trust funds, Structured Investments/-i, Dual Currency Investments/-i and/or Direct Retail bond, and/or Cash value from Family Takaful/Life Insurance products with investment-linked and savings components.

12Account Fee waiver until full and final settlement of home financing.

13HSBC Premier via exceptional entry criteria is subject to a yearly review to ensure that the exceptional entry criteria is still applicable and intact.

HSBC Premier Referral Programme 2024 terms and conditions apply. Offer runs for the following dates:

Phase 1 - Referral Period from 1 January 2024 to 31 March 2024. Successful Referral Period from 1 January 2024 to 30 April 2024.

Phase 2 - Referral Period from 1 April 2024 to 30 June 2024. Successful Referral Period from 1 April 2024 to 31 July 2024.

Each eligible customer stands to receive cashback for maximum of 6 successful referrals. Successful referrals are defined as a potential customer that is referred by the eligible customer during the successful referral period, and who then successfully opens an HSBC Premier account under this programme. Cashback is pooled together with the HSBC Amanah Premier Referral Programme 2024. HSBC is the sole provider of the prizes. The terms used herein are as defined in the HSBC Premier Referral Program 2024 amended terms and conditions.

15HSBC New to Bank Premier Time/Term Deposit/-i Promotion Q2 2024  Terms and Conditions. Promotion period from 12 April 2024 - 30 June 2024. This promotion is open to new to bank HSBC Premier customers. All time deposit (TD/-i) placements must be made with new funds by the eligible customers under this promotion and completed within the promotion period. The minimum single TD/-i placement amount is MYR50,000 for MYR TD/-i and USD10,000 for USD TD/-i. The maximum TD/-i placement limit for each eligible customer is MYR1,000,000 for MYR TD/-i and USD200,000 for USD TD/-i. No interest shall be payable in the event that the time deposit placement is withdrawn prior to the maturity of the placement, whether wholly or partially, regardless of the number of completed months at the time of premature withdrawal. The total TD/-i placements capping amount for this promotion is RM139 million or equivalent, which is pooled together with the “HSBC Amanah New to Bank Premier Term Deposit-i Q2 Promotion 2024”. HSBC Bank is the sole provider for this promotion. Promotional rates are subject to Overnight Policy Rate revision.

16  HSBC Premier Cash Reward Promotion (“Promotion”) Terms and Conditions apply. This Promotion is open to New HSBC Premier customers who open an HSBC Premier Everyday Global Account and meet a Total Relationship Balance (TRB) of at least RM200,000 by the third month from the Account Opening Month. The total allocation of Cash Rewards under this Promotion is 1,500 units, which is pooled together with the “HSBC Amanah Premier Cash Reward Promotion”. HSBC Bank is the sole provider for this promotion.

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