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Henry Chan and his family took photo for HSBC Premier Banking; image used for HSBC Malaysia Premier.

HSBC Premier

Welcome to HSBC Premier. Embrace a life filled with the best in mind for you and your loved ones.

Your Premier banking experience

From extended privileges, or getting the best for your children to growing your wealth, HSBC Premier offers you the life full of life you demand.

Discover HSBC Premier's life full of premier services and support.

Eligibility:

Total Relationship Balance of RM200,000 or more.

Enjoy special rates with our exclusive promotion

Enjoy special rates up to 5.88%1 p.a. on your 3-month Term Deposit-i (TD-i)* when you invest and protect with HSBC.

Your global benefits and worldwide assistance

  • Global view of all accounts
    Instantaneous fee-free Global transfers

Privileged Family Recognition

Gift box with red ribbon; image used for HSBC Malaysia Premier
The most precious thing in life is your family.
Benefits
Premier
Non-Premier
Premier Status Extension For Your Family1: Give your spouse and up to 2 children the same exclusive privileges you enjoy as a Premier customer
Yes No
Global Recognition: Worldwide HSBC Premier status recognition wherever you go
Yes
No
Premier Relationship Managers and Wealth Specialist for whole family
Yes
No
Open an HSBC Everyday Global Account2 and get automatic access to additional foreign currencies alongside Malaysian Ringgit
Yes
Yes
Preferential Rate for all deposits, loans and wealth products
Yes
No
Multi-Generation Mortgage with greater flexibility and preferential rate
Yes
No
Premier Travel Credit Card: Bring along your best overseas travel companion to experience seamless support wherever you go and earn 1.1 Air Miles for every RM1 spent worldwide
Yes
No
The most precious thing in life is your family.
Benefits
Premier Status Extension For Your Family1: Give your spouse and up to 2 children the same exclusive privileges you enjoy as a Premier customer
Premier
Yes
Non-Premier
No
Benefits
Global Recognition: Worldwide HSBC Premier status recognition wherever you go
Premier
Yes
Non-Premier
No
Benefits
Premier Relationship Managers and Wealth Specialist for whole family
Premier
Yes
Non-Premier
No
Benefits
Open an HSBC Everyday Global Account2 and get automatic access to additional foreign currencies alongside Malaysian Ringgit
Premier
Yes
Non-Premier
Yes
Benefits
Preferential Rate for all deposits, loans and wealth products
Premier
Yes
Non-Premier
No
Benefits
Multi-Generation Mortgage with greater flexibility and preferential rate
Premier
Yes
Non-Premier
No
Benefits
Premier Travel Credit Card: Bring along your best overseas travel companion to experience seamless support wherever you go and earn 1.1 Air Miles for every RM1 spent worldwide
Premier
Yes
Non-Premier
No

Best Start for your children

Being successful in life demands financial literacy.
Benefits
Premier
Non-Premier
HSBC Premier Junior Saver account with high savings interest rate3
Yes
No
Freedom to withdraw cash and buy items in stores or online with HSBC Premier Junior Saver Visa Debit Card for children aged 12 to 17-years-old
Yes
No
Convert HSBC Premier Credit Card(s) Rewards Points into Cash Back4 in your children's Premier Junior Savers account
Yes
No
Being successful in life demands financial literacy.
Benefits
HSBC Premier Junior Saver account with high savings interest rate3
Premier
Yes
Non-Premier
No
Benefits
Freedom to withdraw cash and buy items in stores or online with HSBC Premier Junior Saver Visa Debit Card for children aged 12 to 17-years-old
Premier
Yes
Non-Premier
No
Benefits
Convert HSBC Premier Credit Card(s) Rewards Points into Cash Back4 in your children's Premier Junior Savers account
Premier
Yes
Non-Premier
No
Apple on some books; image used for HSBC Malaysia Premier

Priceless Learning Experience for your Children

A red hat for graduating; image used for HSBC Malaysia Premier
We believe in helping the next generation to be the best that they can be.
Benefits
Premier
Non-Premier
Complimentary5 consultation and support for university admission (PrepWorks)
Yes
No
Education Loan with preferential rate to assist Premier customers in support of children's education
Yes
No
Overseas account opening6 prior to leaving Malaysia
Yes
No
Zero fee on instant money transfers7 to own and other third party HSBC account overseas
Yes
No
We believe in helping the next generation to be the best that they can be.
Benefits
Complimentary5 consultation and support for university admission (PrepWorks)
Premier
Yes
Non-Premier
No
Benefits
Education Loan with preferential rate to assist Premier customers in support of children's education
Premier
Yes
Non-Premier
No
Benefits
Overseas account opening6 prior to leaving Malaysia
Premier
Yes
Non-Premier
No
Benefits
Zero fee on instant money transfers7 to own and other third party HSBC account overseas
Premier
Yes
Non-Premier
No

Wealth Support for Future Achievers

You know your desired financial goals.
Benefits
Premier
Non-Premier
Wealth Start Kit for first-time investors
Yes
No
Consolidate Wealth Insights under a single online platform
Yes
Yes
Wealth Specialist and Support for all levels of investors
Yes
No
Real time Foreign Exchange Rates
Yes
No
You know your desired financial goals.
Benefits
Wealth Start Kit for first-time investors
Premier
Yes
Non-Premier
No
Benefits
Consolidate Wealth Insights under a single online platform
Premier
Yes
Non-Premier
Yes
Benefits
Wealth Specialist and Support for all levels of investors
Premier
Yes
Non-Premier
No
Benefits
Real time Foreign Exchange Rates
Premier
Yes
Non-Premier
No
Growing plant; image used for HSBC Malaysia Premier

Enjoy special rates up to 5.88%1 p.a. on your 3-month Term Deposit-i (TD-i)* when you invest or protect with HSBC

Promotion open to all New & Existing HSBC Premier and Advance customers
Eligible products TD-i: Banca**
TD-i: Unit Trust9 TD-i: Structured Investment
Special TD-i rate1 5.88% p.a.
3.38% p.a. 3.38% p.a.
Ratio 1:1 1:1
1:2
Minimum TD-i placement RM50,000 RM50,000
RM50,000
Example
TD-i RM50,000: Banca (Single Contribution) RM50,000 TD-i RM50,000: Unit Trust RM50,000 TD-i RM50,000: Structured Investment RM100,000
Service charge (Front end load10) None Minimum 2%
None
Promotion open to all New & Existing HSBC Premier and Advance customers
Eligible products Special TD-i rate1
TD-i: Banca**
5.88% p.a.
TD-i: Unit Trust9 3.38% p.a.
TD-i: Structured Investment 3.38% p.a.
Eligible products Ratio
TD-i: Banca**
1:1
TD-i: Unit Trust9 1:1
TD-i: Structured Investment 1:2
Eligible products Minimum TD-i placement
TD-i: Banca**
RM50,000
TD-i: Unit Trust9 RM50,000
TD-i: Structured Investment RM50,000
Eligible products Example
TD-i: Banca**
TD-i RM50,000: Banca (Single Contribution) RM50,000
TD-i: Unit Trust9 TD-i RM50,000: Unit Trust RM50,000
TD-i: Structured Investment TD-i RM50,000: Structured Investment RM100,000
Eligible products Service charge (Front end load10)
TD-i: Banca**
None
TD-i: Unit Trust9 Minimum 2%
TD-i: Structured Investment None

To be eligible for the special TD-i rates, investment in Banca, Unit Trust and Structured Investments must be made on the same day as TD-i placements.

Premier customer stories

Enjoy a life full of life with HSBC Premier

Your life comes with both opportunities and challenges. HSBC Premier is designed to meet your personal needs, whatever they may be.


Eligibility criteria

There are several ways to qualify for HSBC Premier, including:

  • Total Relationship Balance10 of at least RM200,000 at all times
  • Premier Mortgage11 - Minimum home loan of RM1,000,000
  • Premier by Perks@Work12 - Minimum monthly salary of RM16,500 credited continuously each month into HSBC account in Malaysia

A HSBC Premier Account fee of RM150 (and applicable tax, if any) will be applied for the month if you do not meet the Premier eligibility criteria.

Apply online in minutes

New to HSBC

Enjoy faster application with instant decision by tapping “Instant Apply”.

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Click here if you need tips to complete your application form.

Existing HSBC customer

Leave us your contact details and we will be in touch with you.

For more information on HSBC Premier, call us on 1300 88 9393 (local) or +603 8321 5222 (overseas)

Things you should know

You might also be interested in

A father is giving his daughter a piggyback; image used for HSBC Malaysia Everyday Global Account page.
 

Open an Everyday Global Account today.

Valid from 30 March to 31 December 2020. T&Cs apply.

Important notes:

Issued by HSBC Bank Malaysia Berhad (127776-V). Member of PIDM.

*Term Deposit-i is protected by PIDM up to RM250,000 for each depositor.

**The takaful and insurance benefits protected under the Takaful and Insurance Benefits Protection System (TIPS) are administered by PIDM.

1Amended HSBC Wealth and Banca Bundle 2020 Promotion (“Promotion”) Promotion period: 1 October 2020 to 30 November 2020. This Promotion is open to new and existing HSBC Premier or Advance customers during the Promotion Period. The minimum amount of TD-i placement is RM50,000 and the minimum investment amount in a Wealth Product or Banca Product respectively must be in accordance with the TD-i to Wealth Products and Banca Products ratio as per table above, subject to the minimum investment / single premium amount applicable to each Wealth / Banca Product. This Promotion is subject to a maximum limit of RM200 million TD-i placements collectively throughout the Promotion Period. The maximum TD-i placements allocated for this Promotion is pooled together with “Amended HSBC Amanah Wealth and Banca Bundle 2020 Promotion”. The effective annual yield is 2.01% p.a for promotional rate 3.38% p.a. ; and 2.63% p.a. for promotional rate 5.88% p.a. assuming that Term Deposit is renewed for the same tenure at the current board rate of 1.55% p.a as at 15 July 2020, subject to revision.

2Protected by PIDM up to RM250,000 for each depositor. HSBC Premier customer enjoy zero overseas cash withdrawal fees across all ATM machines worldwide. For more information, please visit HSBC Everyday Global Account at hsbc.com.my/accounts/products/everyday-global.

3Protected by PIDM up to RM250,000 for each depositor.

4Terms and Conditions apply for HSBC Premier Junior Cash Back Redemption Campaign and Premier World Credit Card. Terms and Conditions apply for Premier Travel Credit Card. The campaign is open to the primary credit cardholders. Valid until 31st December 2020.

5PrepWorks Terms and Conditions apply. Exclusively for HSBC Premier Travel Credit Card, HSBC Premier World Mastercard Credit Card and HSBC Premier Visa Debit Card customers in Malaysia only and subject to appointments only and on first come, first served basis. Valid until 31 December 2020.

6Subject to host country's approval.

7Subject to destination country's local regulation and HSBC internal policy requirement. Instant foreign currency to foreign currency exchange transfer is available 24 hours 7 days. Transfer for Ringgit Malaysia is from Monday to Friday 9.30am to 3pm.

8Unit Trust refers to Open-Ended Unit Trust (UT) Funds (Equity/Mixed Assets/Bond).

9Front End Load ("FEL") is the upfront cost that an investor incurs upon subscription/purchase of UT Funds (Equity/Mixed Assets/Bond).

10Total Relationship Balance (TRB) includes any: Deposits in Current Account/-i, Savings Account/-i, Time Deposits, Term Deposits-i, and/or Investments in Unit Trust funds/Shariah-compliant Unit Trust funds, Structured Investments/-i, Dual Currency Investments/-i and/or Direct Retail bond, and/or Cash value from Family Takaful/Life Insurance products with investment-linked and savings components.

11Account Fee waiver until full and final settlement of home financing.

12Account fee waiver as long as you fulfil the qualification criteria.