HSBC Premier

Important notes:

Issued by HSBC Bank Malaysia Berhad (127776-V). Member of PIDM.

^*Term Deposit-i is protected by PIDM up to RM250,000 for each depositor.

^**The takaful and insurance benefits protected under the Takaful and Insurance Benefits Protection System (TIPS) are administered by PIDM.

¹HSBC Wealth and Banca Bundle 2020 Promotion ("Promotion") Terms and Conditions apply. Promotion period: 5 March 2020 to 30 June 2020. This Promotion is open to new and existing HSBC Premier or Advance customers during the Promotion Period. The minimum amount of TD-i placement is RM50,000 and the minimum investment amount in a Wealth Product or Banca Product respectively must be in accordance with the TD-i to Wealth Products and Banca Products ratio as per table above, subject to the minimum investment / single premium amount applicable to each Wealth / Banca Product. This Promotion is subject to a maximum limit of RM200 million TD-i placements collectively throughout the Promotion Period. The maximum TD-i placements allocated for this Promotion is pooled together with "HSBC Amanah Wealth and Banca Bundle 2020 Promotion". The effective annual yield is 2.77% p.a. for promotional rate of 4.18% p.a.; and 3.395% p.a. for promotional rate 6.68% p.a. assuming that Term Deposit-i is renewed for the same tenure at the current board rate of 2.30% p.a. as at 5 March 2020, subject to revision.

²For as long as Premier Family's Primary HSBC Premier customer in Malaysia meets the Premier criteria via: (i) Total Relationship Balances of at least RM200,000 at all times (ii) Premier Mortgage (iii) Premier by Perks@Work. Premier Family extension to child will expire on his/her 28th birthday. Thereafter, the child would need to meet Premier eligibility on their own to continue to enjoy fee waiver and if customer fails to meet any of the above eligibility criteria, monthly account fee of the RM150 (and applicable tax, if any) will be charged.

³Protected by PIDM up to RM250,000 for each depositor. HSBC Premier customer enjoy zero overseas cash withdrawal fees across all ATM machines worldwide. For more information, please visit HSBC Everyday Global Account at hsbc.com.my/accounts/products/everyday-global.

⁴Protected by PIDM up to RM250,000 for each depositor.

⁵Terms and Conditions apply for HSBC Premier Junior Cash Back Redemption Campaign and Premier World Credit Card. Terms and Conditions apply for Premier Travel Credit Card. The campaign is open to the primary credit cardholders. Valid until 31st December 2020.

⁶PrepWorks Terms and Conditions apply. Exclusively for HSBC Premier Travel Credit Card, HSBC Premier World Mastercard Credit Card and HSBC Premier Visa Debit Card customers in Malaysia only and subject to appointments only and on first come, first served basis. Valid until 31 December 2020.

⁷Subject to host country's approval.

⁸Instant foreign currency to foreign currency exchange transfer is available 24 hours 7 days. Transfer for Ringgit Malaysia is from Monday to Friday 9.30am to 3pm.

⁹Unit Trust refers to Open-Ended Unit Trust (UT) Funds (Equity/Mixed Assets/Bond).

¹⁰Front End Load ("FEL") is the upfront cost that an investor incurs upon subscription/purchase of UT Funds (Equity/Mixed Assets/Bond).

¹¹Total Relationship Balance (TRB) includes any: Deposits in Current Account/-i, Savings Account/-i, Time Deposits, Term Deposits-i, and/or Investments in Unit Trust funds/Shariah-compliant Unit Trust funds, Structured Investments/-i, Dual Currency Investments/-i and/or Direct Retail bond, and/or Cash value from Family Takaful/Life Insurance products with investment-linked and savings components.

¹²Account Fee waiver until full and final settlement of home financing.

¹³Account fee waiver as long as you fulfil the qualification criteria.