Your Premier banking experience

From extended privileges, or getting the best for your children to growing your wealth, HSBC Premier offers you the life full of life you demand.

Discover HSBC Premier's life full of premier services and support.

Eligibility:

Total Relationship Balance of RM200,000 or more.

Enjoy special rates with our exclusive promotion

Enjoy special rates up to 6.18%1 p.a. on your 3-month Term Deposit-i (TD-i)* when you invest and protect with HSBC

Your global benefits and worldwide assistance

  • Global view of all accounts
    Instantaneous fee-free Global transfers

Privileged Family Recognition

Gift box with red ribbon; image used for HSBC Malaysia Premier
The most precious thing in life is your family.
Benefits
Premier
Non-Premier
Premier Status Extension For Your Family2: Give your spouse and up to 2 children the same exclusive privileges you enjoy as a Premier customer
Yes No
Global Recognition: Worldwide HSBC Premier status recognition wherever you go
Yes
No
Premier Relationship Managers and Wealth Specialist for whole family
Yes
No
Open an HSBC Everyday Global Account3 and get automatic access to additional foreign currencies alongside Malaysian Ringgit
Yes
Yes
Preferential Rate for all deposits, loans and wealth products
Yes
No
Multi-Generation Mortgage with greater flexibility and preferential rate
Yes
No
Premier Travel Credit Card: Bring along your best overseas travel companion to experience seamless support wherever you go and earn 1.1 Air Miles for every RM1 spent worldwide
Yes
No
The most precious thing in life is your family.
Benefits
Premier Status Extension For Your Family2: Give your spouse and up to 2 children the same exclusive privileges you enjoy as a Premier customer
Premier
Yes
Non-Premier
No
Benefits
Global Recognition: Worldwide HSBC Premier status recognition wherever you go
Premier
Yes
Non-Premier
No
Benefits
Premier Relationship Managers and Wealth Specialist for whole family
Premier
Yes
Non-Premier
No
Benefits
Open an HSBC Everyday Global Account3 and get automatic access to additional foreign currencies alongside Malaysian Ringgit
Premier
Yes
Non-Premier
Yes
Benefits
Preferential Rate for all deposits, loans and wealth products
Premier
Yes
Non-Premier
No
Benefits
Multi-Generation Mortgage with greater flexibility and preferential rate
Premier
Yes
Non-Premier
No
Benefits
Premier Travel Credit Card: Bring along your best overseas travel companion to experience seamless support wherever you go and earn 1.1 Air Miles for every RM1 spent worldwide
Premier
Yes
Non-Premier
No

Best Start for your children

Being successful in life demands financial literacy.
Benefits
Premier
Non-Premier
HSBC Premier Junior Saver account with high savings interest rate4
Yes
No
Freedom to withdraw cash and buy items in stores or online with HSBC Premier Junior Saver Visa Debit Card for children aged 12 to 17-years-old
Yes
No
Convert HSBC Premier Credit Card(s) Rewards Points into Cash Back5 in your children's Premier Junior Savers account
Yes
No
Being successful in life demands financial literacy.
Benefits
HSBC Premier Junior Saver account with high savings interest rate4
Premier
Yes
Non-Premier
No
Benefits
Freedom to withdraw cash and buy items in stores or online with HSBC Premier Junior Saver Visa Debit Card for children aged 12 to 17-years-old
Premier
Yes
Non-Premier
No
Benefits
Convert HSBC Premier Credit Card(s) Rewards Points into Cash Back5 in your children's Premier Junior Savers account
Premier
Yes
Non-Premier
No
Apple on some books; image used for HSBC Malaysia Premier

Priceless Learning Experience for your Children

A red hat for graduating; image used for HSBC Malaysia Premier
We believe in helping the next generation to be the best that they can be.
Benefits
Premier
Non-Premier
Complimentary6 consultation and support for university admission (PrepWorks)
Yes
No
Education Loan with preferential rate to assist Premier customers in support of children's education
Yes
No
Overseas account opening7 prior to leaving Malaysia
Yes
No
Zero fee on instant money transfers8 to own and other third party HSBC account overseas
Yes
No
We believe in helping the next generation to be the best that they can be.
Benefits
Complimentary6 consultation and support for university admission (PrepWorks)
Premier
Yes
Non-Premier
No
Benefits
Education Loan with preferential rate to assist Premier customers in support of children's education
Premier
Yes
Non-Premier
No
Benefits
Overseas account opening7 prior to leaving Malaysia
Premier
Yes
Non-Premier
No
Benefits
Zero fee on instant money transfers8 to own and other third party HSBC account overseas
Premier
Yes
Non-Premier
No

Wealth Support for Future Achievers

You know your desired financial goals.
Benefits
Premier
Non-Premier
Wealth Start Kit for first-time investors
Yes
No
Consolidate Wealth Insights under a single online platform
Yes
Yes
Wealth Specialist and Support for all levels of investors
Yes
No
Real time Foreign Exchange Rates
Yes
No
You know your desired financial goals.
Benefits
Wealth Start Kit for first-time investors
Premier
Yes
Non-Premier
No
Benefits
Consolidate Wealth Insights under a single online platform
Premier
Yes
Non-Premier
Yes
Benefits
Wealth Specialist and Support for all levels of investors
Premier
Yes
Non-Premier
No
Benefits
Real time Foreign Exchange Rates
Premier
Yes
Non-Premier
No
Growing plant; image used for HSBC Malaysia Premier

Enjoy special rates up to 6.18%1 p.a. on your 3-month Term Deposit-i (TD-i)* when you invest or protect with HSBC

Promotion open to all New & Existing HSBC Premier and Advance customers
Eligible products
TD-i : Banca**
TD-i : Unit Trust9
TD-i : Structured Investment
Special TD-i rate1
6.18% p.a.
3.68% p.a.
3.68% p.a.
Ratio
1:1
1:1
1:2
Minimum TD-i placement
RM50,000
RM50,000
RM50,000
Example
TD-i RM50,000 : Banca (Single Premium) RM50,000
TD-i RM50,000 : Unit Trust RM50,000
TD-i RM50,000 : Structured Investment RM100,000
Service charge (Front end load10)
None
Minimum 2%
None
Promotion open to all New & Existing HSBC Premier and Advance customers
Eligible products
Special TD-i rate1
TD-i : Banca**
6.18% p.a.
TD-i : Unit Trust9
3.68% p.a.
TD-i : Structured Investment
3.68% p.a.
Eligible products
Ratio
TD-i : Banca**
1:1
TD-i : Unit Trust9
1:1
TD-i : Structured Investment
1:2
Eligible products
Minimum TD-i placement
TD-i : Banca**
RM50,000
TD-i : Unit Trust9
RM50,000
TD-i : Structured Investment
RM50,000
Eligible products
Example
TD-i : Banca**
TD-i RM50,000 : Banca (Single Premium) RM50,000
TD-i : Unit Trust9
TD-i RM50,000 : Unit Trust RM50,000
TD-i : Structured Investment
TD-i RM50,000 : Structured Investment RM100,000
Eligible products
Service charge (Front end load10)
TD-i : Banca**
None
TD-i : Unit Trust9
Minimum 2%
TD-i : Structured Investment
None

To be eligible for the special TD-i rates, investment in Banca, Unit Trust and Structured Investments must be made on the same day as TD-i placements.

Premier customer stories

Enjoy a life full of life with HSBC Premier

Your life comes with both opportunities and challenges. HSBC Premier is designed to meet your personal needs, whatever they may be.

Eligibility criteria

There are several ways to qualify for HSBC Premier, including:

  • Total Relationship Balance11 of at least RM200,000 at all times
  • Premier Mortgage12 - Minimum home loan of RM1,000,000
  • Premier by Perks@Work13 - Minimum monthly salary of RM16,500 credited continuously each month into HSBC account in Malaysia

A HSBC Premier Account fee of RM150 (and applicable tax, if any) will be applied for the month if you do not meet the Premier eligibility criteria.

Join HSBC Premier now

Apply Online

Complete the online form and find out more about what HSBC Premier can do for you.

Contact us

For more information on HSBC Premier, call us on 130 088 9393 (local)

or +603 8321 5222 (overseas)

Things you should know

Important notes:

Issued by HSBC Bank Malaysia Berhad (127776-V). Member of PIDM.

*Term Deposit-i is protected by PIDM up to RM250,000 for each depositor.

**The takaful and insurance benefits protected under the Takaful and Insurance Benefits Protection System (TIPS) are administered by PIDM.

1Amended HSBC Wealth and Banca Bundle 2020 Promotion (“Promotion”) Terms and Conditions apply. Promotion period: 5 March 2020 to 30 June 2020. This Promotion is open to new and existing HSBC Premier or Advance customers during the Promotion Period. The minimum amount of TD-i placement is RM50,000 and the minimum investment amount in a Wealth Product or Banca Product respectively must be in accordance with the TD-i to Wealth Products and Banca Products ratio as per table above, subject to the minimum investment / single premium amount applicable to each Wealth / Banca Product. This Promotion is subject to a maximum limit of RM200 million TD-i placements collectively throughout the Promotion Period. The maximum TD-i placements allocated for this Promotion is pooled together with “Amended HSBC Amanah Wealth and Takaful Bundle 2020 Promotion". The effective annual yield is 2.27% p.a. for promotional rate of 3.68% p.a.; and 2.90% p.a. for promotional rate 6.18% p.a. assuming that Term Deposit-i is renewed for the same tenure at the current board rate of 1.80% p.a. as at 21 May 2020, subject to revision.

2For as long as Premier Family's Primary HSBC Premier customer in Malaysia meets the Premier criteria via: (i) Total Relationship Balances of at least RM200,000 at all times (ii) Premier Mortgage (iii) Premier by Perks@Work. Premier Family extension to child will expire on his/her 28th birthday. Thereafter, the child would need to meet Premier eligibility on their own to continue to enjoy fee waiver and if customer fails to meet any of the above eligibility criteria, monthly account fee of the RM150 (and applicable tax, if any) will be charged.

3Protected by PIDM up to RM250,000 for each depositor. HSBC Premier customer enjoy zero overseas cash withdrawal fees across all ATM machines worldwide. For more information, please visit HSBC Everyday Global Account at hsbc.com.my/accounts/products/everyday-global.

4Protected by PIDM up to RM250,000 for each depositor.

5Terms and Conditions apply for HSBC Premier Junior Cash Back Redemption Campaign and Premier World Credit Card. Terms and Conditions apply for Premier Travel Credit Card. The campaign is open to the primary credit cardholders. Valid until 31st December 2020.

6PrepWorks Terms and Conditions apply. Exclusively for HSBC Premier Travel Credit Card, HSBC Premier World Mastercard Credit Card and HSBC Premier Visa Debit Card customers in Malaysia only and subject to appointments only and on first come, first served basis. Valid until 31 December 2020.

7Subject to host country's approval.

8Subject to destination country's local regulation and HSBC internal policy requirement. Instant foreign currency to foreign currency exchange transfer is available 24 hours 7 days. Transfer for Ringgit Malaysia is from Monday to Friday 9.30am to 3pm.

9Unit Trust refers to Open-Ended Unit Trust (UT) Funds (Equity/Mixed Assets/Bond).

10Front End Load ("FEL") is the upfront cost that an investor incurs upon subscription/purchase of UT Funds (Equity/Mixed Assets/Bond).

11Total Relationship Balance (TRB) includes any: Deposits in Current Account/-i, Savings Account/-i, Time Deposits, Term Deposits-i, and/or Investments in Unit Trust funds/Shariah-compliant Unit Trust funds, Structured Investments/-i, Dual Currency Investments/-i and/or Direct Retail bond, and/or Cash value from Family Takaful/Life Insurance products with investment-linked and savings components.

12Account Fee waiver until full and final settlement of home financing.

13Account fee waiver as long as you fulfil the qualification criteria.