HSBC Premier Banking Services in Malaysia

Your global benefits and worldwide assistance

Premier status worldwide

International account opening from Malaysia

Global view of all accounts

Instantaneous fee-free Global transfers

24/7 emergency assistance

Please call 1 300 88 9393 (local) or +603 8321 5222 (overseas)

Privileged Family Recognition

Gift box with red ribbon; image used for HSBC Malaysia Premier

The most precious thing in life is your family.
Benefits	Premier	Non-Premier
Premier Status Extension For Your Family¹: Give your spouse and up to 2 children the same exclusive privileges you enjoy as a Premier customer	Yes	No
Global Recognition: Worldwide HSBC Premier status recognition wherever you go	Yes	No
Premier Relationship Managers and Wealth Specialist for whole family	Yes	No
Open an HSBC Everyday Global Account² and get automatic access to additional foreign currencies alongside Malaysian Ringgit	Yes	Yes
Preferential Rate for all deposits, loans and wealth products	Yes	No
Multi-Generation Mortgage with greater flexibility and preferential rate	Yes	No
Premier Travel Credit Card: Bring along your best overseas travel companion to experience seamless support wherever you go and earn 1.1 Air Miles for every RM1 spent worldwide	Yes	No

The most precious thing in life is your family.
Benefits	Premier Status Extension For Your Family¹: Give your spouse and up to 2 children the same exclusive privileges you enjoy as a Premier customer
Premier	Yes
Non-Premier	No

Benefits	Global Recognition: Worldwide HSBC Premier status recognition wherever you go
Premier	Yes
Non-Premier	No

Benefits	Premier Relationship Managers and Wealth Specialist for whole family
Premier	Yes
Non-Premier	No

Benefits	Open an HSBC Everyday Global Account² and get automatic access to additional foreign currencies alongside Malaysian Ringgit
Premier	Yes
Non-Premier	Yes

Benefits	Preferential Rate for all deposits, loans and wealth products
Premier	Yes
Non-Premier	No

Benefits	Multi-Generation Mortgage with greater flexibility and preferential rate
Premier	Yes
Non-Premier	No

Benefits	Premier Travel Credit Card: Bring along your best overseas travel companion to experience seamless support wherever you go and earn 1.1 Air Miles for every RM1 spent worldwide
Premier	Yes
Non-Premier	No

Best Start for your children

Being successful in life demands financial literacy.
Benefits	Premier	Non-Premier
HSBC Premier Junior Saver account with high savings interest rate³	Yes	No
Freedom to withdraw cash and buy items in stores or online with HSBC Premier Junior Saver Visa Debit Card for children aged 12 to 17-years-old	Yes	No
Convert HSBC Premier Credit Card(s) Rewards Points into Cash Back⁵ in your children’s Premier Junior Savers account	Yes	No

Being successful in life demands financial literacy.
Benefits	HSBC Premier Junior Saver account with high savings interest rate³
Premier	Yes
Non-Premier	No

Benefits	Freedom to withdraw cash and buy items in stores or online with HSBC Premier Junior Saver Visa Debit Card for children aged 12 to 17-years-old
Premier	Yes
Non-Premier	No

Benefits	Convert HSBC Premier Credit Card(s) Rewards Points into Cash Back⁵ in your children’s Premier Junior Savers account
Premier	Yes
Non-Premier	No

Apple on some books; image used for HSBC Malaysia Premier

Priceless Learning Experience for your Children

A red hat for graduating; image used for HSBC Malaysia Premier

We believe in helping the next generation to be the best that they can be.
Benefits	Premier	Non-Premier
Complimentary⁶ consultation and support for university admission (PrepWorks)	Yes	No
Education Loan with preferential rate to assist Premier customers in support of children’s education	Yes	No
Overseas account opening⁷ prior to leaving Malaysia	Yes	No
Instantaneous, fee-free international find transfers between your HSBC accounts with Global Transfer⁸	Yes	No

We believe in helping the next generation to be the best that they can be.
Benefits	Complimentary⁶ consultation and support for university admission (PrepWorks)
Premier	Yes
Non-Premier	No

Benefits	Education Loan with preferential rate to assist Premier customers in support of children’s education
Premier	Yes
Non-Premier	No

Benefits	Overseas account opening⁷ prior to leaving Malaysia
Premier	Yes
Non-Premier	No

Benefits	Instantaneous, fee-free international find transfers between your HSBC accounts with Global Transfer⁸
Premier	Yes
Non-Premier	No

Wealth Support for Future Achievers

You know your desired financial goals.
Benefits	Premier	Non-Premier
Wealth Start Kit for first-time investors	Yes	No
Consolidate Wealth Insights under a single online platform	Yes	Yes
Wealth Specialist and Support for all levels of investors	Yes	No
Real time Foreign Exchange Rates	Yes	No

You know your desired financial goals.
Benefits	Wealth Start Kit for first-time investors
Premier	Yes
Non-Premier	No

Benefits	Consolidate Wealth Insights under a single online platform
Premier	Yes
Non-Premier	Yes

Benefits	Wealth Specialist and Support for all levels of investors
Premier	Yes
Non-Premier	No

Benefits	Real time Foreign Exchange Rates
Premier	Yes
Non-Premier	No

Growing plant; image used for HSBC Malaysia Premier

Enjoy auspicious rates up to 8.88%¹ p.a. on your 3-month Term Deposit-i^* when you deposit, invest and protect with HSBC

Promotion open to all New & Existing HSBC Premier & HSBC Advance customers
Special Term Deposit-i (TD-i) rate¹	8.88% (3-month) : Banca and Unit Trust Funds	8.88% (3-month) : Banca and Structured Investments	6.88% p.a. (3 months)	4.88% (3-month) : Banca and Unit Trust Funds	4.88% (3-month) : Banca and Structured Investments
Eligible products	Term Deposit-i : Banca^** : Unit Trust²	Term Deposit-i : Banca : Structured Investment	Term Deposit-i : Banca^**	Term Deposit-i : Unit Trust²	Term Deposit-i : Structured Investment
Ratio	1 : 1 : 1	1 : 1 : 2	1 : 1	1 : 1	1 : 2
Minimum TD-i placement	RM50,000	RM50,000	RM50,000	RM50,000	RM50,000
Example	Term Deposit-i RM50,000 : Banca (Single Premium) RM50,000 : Unit Trust RM50,000	Term Deposit-i RM50,000 : Banca (Single Premium) RM50,000 : Structured Investment RM100,000	Term Deposit-i RM50,000 : Banca (Single Premium) RM50,000	Term Deposit-i RM50,000 : Unit Trust RM50,000	Term Deposit-i RM50,000 : Structured Investment RM100,000
Service charge (Front end load⁹)	Minimum 2%	none	none	Minimum 2%	none

Promotion open to all New & Existing HSBC Premier & HSBC Advance customers
Special Term Deposit-i (TD-i) rate¹	Eligible products
8.88% (3-month) : Banca and Unit Trust Funds	Term Deposit-i : Banca^** : Unit Trust²
8.88% (3-month) : Banca and Structured Investments	Term Deposit-i : Banca : Structured Investment
6.88% p.a. (3 months)	Term Deposit-i : Banca^**
4.88% (3-month) : Banca and Unit Trust Funds	Term Deposit-i : Unit Trust²
4.88% (3-month) : Banca and Structured Investments	Term Deposit-i : Structured Investment

Special Term Deposit-i (TD-i) rate¹	Ratio
8.88% (3-month) : Banca and Unit Trust Funds	1 : 1 : 1
8.88% (3-month) : Banca and Structured Investments	1 : 1 : 2
6.88% p.a. (3 months)	1 : 1
4.88% (3-month) : Banca and Unit Trust Funds	1 : 1
4.88% (3-month) : Banca and Structured Investments	1 : 2

Special Term Deposit-i (TD-i) rate¹	Minimum TD-i placement
8.88% (3-month) : Banca and Unit Trust Funds	RM50,000
8.88% (3-month) : Banca and Structured Investments	RM50,000
6.88% p.a. (3 months)	RM50,000
4.88% (3-month) : Banca and Unit Trust Funds	RM50,000
4.88% (3-month) : Banca and Structured Investments	RM50,000

Special Term Deposit-i (TD-i) rate¹	Example
8.88% (3-month) : Banca and Unit Trust Funds	Term Deposit-i RM50,000 : Banca (Single Premium) RM50,000 : Unit Trust RM50,000
8.88% (3-month) : Banca and Structured Investments	Term Deposit-i RM50,000 : Banca (Single Premium) RM50,000 : Structured Investment RM100,000
6.88% p.a. (3 months)	Term Deposit-i RM50,000 : Banca (Single Premium) RM50,000
4.88% (3-month) : Banca and Unit Trust Funds	Term Deposit-i RM50,000 : Unit Trust RM50,000
4.88% (3-month) : Banca and Structured Investments	Term Deposit-i RM50,000 : Structured Investment RM100,000

Special Term Deposit-i (TD-i) rate¹	Service charge (Front end load⁹)
8.88% (3-month) : Banca and Unit Trust Funds	Minimum 2%
8.88% (3-month) : Banca and Structured Investments	none
6.88% p.a. (3 months)	none
4.88% (3-month) : Banca and Unit Trust Funds	Minimum 2%
4.88% (3-month) : Banca and Structured Investments	none

To be eligible for the Special TD-i rates, investment in Wealth and/or Banca products must be made on the same day as TD-i placements.

Enjoy a prosperous start to the Year of the Rat with our exclusive promotions.

Premier customer stories

Download Transcript This link will open in a new window

Enjoy a life full of life with HSBC Premier

Your life comes with both opportunities and challenges. HSBC Premier is designed to meet your personal needs, whatever they may be.

Eligibility criteria

There are several ways to qualify for HSBC Premier, including:

Total Relationship Balance⁴ of at least RM200,000 at all times
Premier Mortgage⁵ - Minimum home loan of RM1,000,000
Premier by Perks@Work⁶ - Minimum monthly salary of RM16,500 credited continuously each month into HSBC account in Malaysia

A HSBC Premier Account fee of RM150 (and applicable tax, if any) will be applied for the month if you do not meet the Premier eligibility criteria.

Join HSBC Premier now

Apply Online

Complete the online form and find out more about what HSBC Premier can do for you.

Apply now to enquire about HSBC Premier This link will open in a new window

Visit a HSBC branch

Find your nearest branch and apply for HSBC Premier in person.

Contact us

For more information on HSBC Premier, call us on 130 088 9393 (local)

or +603 8321 5222 (overseas)

Things you should know

Full Premier Eligibility
Exceptional Entry Criteria for HSBC Premier/HSBC Amanah Premier	Qualification Criteria	Premier Fee waiver period
Premier in One, Premier in All (P1PA)	Hold an HSBC Premier account anywhere else in the world	For as long as you/ your company hold the HSBC/ HSBC Amanah relationship stated in the immediate column to the left.
Premier Group Private Banking (GPB)	Hold an HSBC Group Private Banking account anywhere else in the world	For as long as you/ your company hold the HSBC/ HSBC Amanah relationship stated in the immediate column to the left.
Premier Global Banking and Markets (GBM)	Director, Partner or Senior Manager of selected companies which have relationship with HSBC/HSBC Amanah Global Banking and Markets (GBM)	For as long as you/ your company hold the HSBC/ HSBC Amanah relationship stated in the immediate column to the left.
Premier Mortgage^* ^*Opening of HSBC Premier Account is not mandatory while you can enjoy personalized services from a dedicated Premier Relationship Manager or Premier Associate. To unlock the full range of Premier Benefits, you need to open an HSBC Premier Account.	Have a minimum housing loan/financing amount of RM1,000,000	Until full and final settlement of home loan/financing
Premier by Perks@Work	Minimum monthly salary of RM16,500 credited continuously each month into HSBC/HSBC Amanah Account-i in Malaysia	For as long as you fulfil the qualification criteria stated in the immediate column to the left
Premier CMB	Director or Business owner of a corporate with Commercial Banking relationship with HSBC/HSBC Amanah	24 months
Premier Family	Premier Family extension to one legal spouse and two children (max) until their 28^th birthday with Primary Premier customer in Malaysia meeting the Premier criteria via: Total Relationship Balances of at least RM200,000 at all times Premier Mortgage Premier by Perks@Work	For as long as Premier Family's Primary HSBC Premier/ HSBC Amanah Premier customer in Malaysia meets the Premier criteria via: Total Relationship Balances of at least RM200,000 at all times Premier Mortgage Premier by Perks@Work Note: Premier Family extension to child will expire on his/her 28^th birthday. Thereafter, the child would need to meet Premier eligibility on their own to continue to enjoy fee waiver.

Full Premier Eligibility
Exceptional Entry Criteria for HSBC Premier/HSBC Amanah Premier	Premier in One, Premier in All (P1PA)
Qualification Criteria	Hold an HSBC Premier account anywhere else in the world
Premier Fee waiver period	For as long as you/ your company hold the HSBC/ HSBC Amanah relationship stated in the immediate column to the left.

Exceptional Entry Criteria for HSBC Premier/HSBC Amanah Premier	Premier Group Private Banking (GPB)
Qualification Criteria	Hold an HSBC Group Private Banking account anywhere else in the world
Premier Fee waiver period	For as long as you/ your company hold the HSBC/ HSBC Amanah relationship stated in the immediate column to the left.

Exceptional Entry Criteria for HSBC Premier/HSBC Amanah Premier	Premier Global Banking and Markets (GBM)
Qualification Criteria	Director, Partner or Senior Manager of selected companies which have relationship with HSBC/HSBC Amanah Global Banking and Markets (GBM)
Premier Fee waiver period	For as long as you/ your company hold the HSBC/ HSBC Amanah relationship stated in the immediate column to the left.

Exceptional Entry Criteria for HSBC Premier/HSBC Amanah Premier	Premier Mortgage^* ^*Opening of HSBC Premier Account is not mandatory while you can enjoy personalized services from a dedicated Premier Relationship Manager or Premier Associate. To unlock the full range of Premier Benefits, you need to open an HSBC Premier Account.
Qualification Criteria	Have a minimum housing loan/financing amount of RM1,000,000
Premier Fee waiver period	Until full and final settlement of home loan/financing

Exceptional Entry Criteria for HSBC Premier/HSBC Amanah Premier	Premier by Perks@Work
Qualification Criteria	Minimum monthly salary of RM16,500 credited continuously each month into HSBC/HSBC Amanah Account-i in Malaysia
Premier Fee waiver period	For as long as you fulfil the qualification criteria stated in the immediate column to the left

Exceptional Entry Criteria for HSBC Premier/HSBC Amanah Premier	Premier CMB
Qualification Criteria	Director or Business owner of a corporate with Commercial Banking relationship with HSBC/HSBC Amanah
Premier Fee waiver period	24 months

Exceptional Entry Criteria for HSBC Premier/HSBC Amanah Premier	Premier Family
Qualification Criteria	Premier Family extension to one legal spouse and two children (max) until their 28^th birthday with Primary Premier customer in Malaysia meeting the Premier criteria via: Total Relationship Balances of at least RM200,000 at all times Premier Mortgage Premier by Perks@Work
Premier Fee waiver period	For as long as Premier Family's Primary HSBC Premier/ HSBC Amanah Premier customer in Malaysia meets the Premier criteria via: Total Relationship Balances of at least RM200,000 at all times Premier Mortgage Premier by Perks@Work Note: Premier Family extension to child will expire on his/her 28^th birthday. Thereafter, the child would need to meet Premier eligibility on their own to continue to enjoy fee waiver.

Important notes:

Issued by HSBC Bank Malaysia Berhad (127776-V). Member of PIDM.

^*Term Deposit-i is protected by PIDM up to RM250,000 for each depositor.

^**The takaful and insurance benefits protected under the Takaful and Insurance Benefits Protection System (TIPS) are administered by PIDM.

¹HSBC Wealth and Banca Bundle CNY 2020 Promotion Terms and Conditions apply. This Promotion is open to new and existing HSBC Premier or Advance customers during the Promotion Period. The minimum amount of Term Deposit-i (TD-i) placement is RM50,000 and the minimum investment amount in a Wealth Product, a Banca Product or both respectively must be in accordance with the TD-i to Wealth Products and Banca Products ratio as per the table above, subject to the minimum investment / single premium amount applicable to each Wealth / Banca Product. This Promotion is subjected to a maximum limit of RM200 million TD-i placements collectively throughout the Promotion Period. The maximum TD-i placements allocated for this Promotion is pooled together with “HSBC Amanah Wealth and Banca Bundle CNY 2020 Promotion”. Promotion period: 2 January 2020 until 28 February 2020. The effective annual yield is 4.36% p.a. for Bundle A(8.88%p.a.) and 3.86% p.a. for Bundle B(6.88%p.a.) assuming that TD-i is renewed for the same tenure at the current board rate of 2.85% p.a. as at 26 December 2019, subject to revision.

²Unit Trust refers to Open-Ended Unit Trust (UT) Funds (Equity/Mixed Assets/Bond).

³Protected by PIDM up to RM250,000 for each depositor.

⁴Total Relationship Balance includes any: Deposits in Current Account/-i, Savings Account/-i, Time Deposits, Term Deposits-i, and/ or investments in Unit Trust Funds/ Shariah-compliant Unit Trust funds, Structured Investments/-i, Dual Currency Investments/-i and/or Direct Retail bond, and/or Cash value from Family Takaful/Life Insurance products with Investment-linked and savings components.

⁵Account Fee waiver until full and final settlement of home loan/financing.

⁶Account fee waiver as long as you fulfil the qualification criteria.

⁷Subject to host country’s approval.

⁸Subject to destination country’s local regulatory and HSBC internal policy requirement.

⁹Front End Load is the upfront cost that an investor incurs upon subscription/purchase of UT Funds (Equity/Mixed Assets/Bond).

HSBC Premier

Your Premier banking experience

Enjoy a prosperous start to the Year of the Rat with our exclusive promotion