Your Premier banking experience
From extended privileges, or getting the best for your children to growing your wealth, HSBC Premier offers you the life full of life you demand.
Discover HSBC Premier's life full of premier services and support.
Eligibility:
Total Relationship Balance of RM200,000 or more.
Find out how you can be our HSBC Premier customer today.
Your global benefits and worldwide assistance
- Global view of all accountsInstantaneous fee-free Global transfers
Eligible products |
TD-i : Banca13 |
TD-i : Banca13 |
TD-i : Unit Trust7 |
TD-i : Unit Trust7 |
TD-i : Structured Investment |
TD-i : Structured Investment |
---|---|---|---|---|---|---|
Minimum TD-i placement |
RM50,000 |
RM50,000 |
RM50,000 |
RM50,000 |
RM50,000 |
RM50,000 |
Ratio (TD-i : wealth product) |
1:1 |
1:2 |
1:1 |
1:2 |
1:2 |
1:4 |
Special TD-i rate14 |
4.38% p.a. |
6.38% p.a. |
2.88% p.a. |
4.38% p.a. |
2.88% p.a. |
4.38% p.a. |
Example |
TD-i RM50K : Banca (Single Premium) RM50K |
TD-i RM50K : Banca (Single Premium) RM100K |
TD-i RM50K : Unit Trust RM50K |
TD-i RM50K : Unit Trust RM100K |
TD-i RM50K : Structured Investment RM100K |
TD-i RM50K : Structured Investment RM200K |
Service charge (Front end load8) |
None |
None |
Minimum 2% |
Minimum 2% |
None |
None |
Eligible products |
Minimum TD-i placement |
---|---|
TD-i : Banca13
|
RM50,000 |
TD-i : Unit Trust7
|
RM50,000 |
TD-i : Structured Investment |
RM50,000 |
Eligible products |
Ratio (TD-i : wealth product) |
TD-i : Banca13
|
1:2 |
TD-i : Unit Trust7
|
1:2 |
TD-i : Structured Investment |
1:4 |
Eligible products |
Special TD-i rate14 |
TD-i : Banca13
|
6.38% p.a. |
TD-i : Unit Trust7
|
4.38% p.a. |
TD-i : Structured Investment |
4.38% p.a. |
Eligible products |
Example |
TD-i : Banca13
|
TD-i RM50K : Banca (Single Premium) RM100K |
TD-i : Unit Trust7
|
TD-i RM50K : Unit Trust RM100K |
TD-i : Structured Investment |
TD-i RM50K : Structured Investment RM200K |
Eligible products |
Service charge (Front end load8) |
TD-i : Banca13
|
None |
TD-i : Unit Trust7
|
Minimum 2% |
TD-i : Structured Investment |
None |
Privileged Family Recognition

Benefits |
Premier |
Non-Premier |
---|---|---|
Premier Status Extension For Your Family: Give your spouse and up to 2 children the same exclusive privileges you enjoy as a Premier customer |
Yes | No |
Global Recognition: Worldwide HSBC Premier status recognition wherever you go |
Yes |
No |
Premier Relationship Managers and Wealth Specialist for whole family |
Yes |
No |
Open an HSBC Everyday Global Account1 and get automatic access to additional foreign currencies alongside Malaysian Ringgit |
Yes |
Yes |
Preferential Rate for all deposits, loans and wealth products |
Yes |
No |
Multi-Generation Mortgage with greater flexibility and preferential rate |
Yes |
No |
Premier Travel Credit Card: Bring along your best overseas travel companion to experience seamless support wherever you go and earn 1.1 Air Miles for every RM1 spent worldwide |
Yes |
No |
Benefits |
Premier Status Extension For Your Family: Give your spouse and up to 2 children the same exclusive privileges you enjoy as a Premier customer |
---|---|
Premier |
Yes |
Non-Premier |
No |
Benefits |
Global Recognition: Worldwide HSBC Premier status recognition wherever you go |
Premier |
Yes |
Non-Premier |
No |
Benefits |
Premier Relationship Managers and Wealth Specialist for whole family |
Premier |
Yes |
Non-Premier |
No |
Benefits |
Open an HSBC Everyday Global Account1 and get automatic access to additional foreign currencies alongside Malaysian Ringgit |
Premier |
Yes |
Non-Premier |
Yes |
Benefits |
Preferential Rate for all deposits, loans and wealth products |
Premier |
Yes |
Non-Premier |
No |
Benefits |
Multi-Generation Mortgage with greater flexibility and preferential rate |
Premier |
Yes |
Non-Premier |
No |
Benefits |
Premier Travel Credit Card: Bring along your best overseas travel companion to experience seamless support wherever you go and earn 1.1 Air Miles for every RM1 spent worldwide |
Premier |
Yes |
Non-Premier |
No |
Best Start for your children
Benefits |
Premier |
Non-Premier |
---|---|---|
HSBC Premier Junior Saver account with high savings interest rate2 |
Yes |
No |
Freedom to withdraw cash and buy items in stores or online with HSBC Premier Junior Saver Visa Debit Card for children aged 12 to 17-years-old |
Yes |
No |
Convert HSBC Premier Credit Card(s) Rewards Points into Cash Back3 in your children's Premier Junior Savers account |
Yes |
No |
Benefits |
HSBC Premier Junior Saver account with high savings interest rate2 |
---|---|
Premier |
Yes |
Non-Premier |
No |
Benefits |
Freedom to withdraw cash and buy items in stores or online with HSBC Premier Junior Saver Visa Debit Card for children aged 12 to 17-years-old |
Premier |
Yes |
Non-Premier |
No |
Benefits |
Convert HSBC Premier Credit Card(s) Rewards Points into Cash Back3 in your children's Premier Junior Savers account |
Premier |
Yes |
Non-Premier |
No |

Priceless Learning Experience for your Children

Benefits |
Premier |
Non-Premier |
---|---|---|
Complimentary4 consultation and support for university admission (PrepWorks) |
Yes |
No |
Education Loan with preferential rate to assist Premier customers in support of children's education |
Yes |
No |
Overseas account opening5 prior to leaving Malaysia |
Yes |
No |
Zero fee on instant money transfers6 to own and other third party HSBC account overseas |
Yes |
No |
Benefits |
Complimentary4 consultation and support for university admission (PrepWorks) |
---|---|
Premier |
Yes |
Non-Premier |
No |
Benefits |
Education Loan with preferential rate to assist Premier customers in support of children's education |
Premier |
Yes |
Non-Premier |
No |
Benefits |
Overseas account opening5 prior to leaving Malaysia |
Premier |
Yes |
Non-Premier |
No |
Benefits |
Zero fee on instant money transfers6 to own and other third party HSBC account overseas |
Premier |
Yes |
Non-Premier |
No |
Wealth Support for Future Achievers
Benefits |
Premier |
Non-Premier |
---|---|---|
Wealth Start Kit for first-time investors |
Yes |
No |
Consolidate Wealth Insights under a single online platform |
Yes |
Yes |
Wealth Specialist and Support for all levels of investors |
Yes |
No |
Real time Foreign Exchange Rates |
Yes |
No |
Benefits |
Wealth Start Kit for first-time investors |
---|---|
Premier |
Yes |
Non-Premier |
No |
Benefits |
Consolidate Wealth Insights under a single online platform |
Premier |
Yes |
Non-Premier |
Yes |
Benefits |
Wealth Specialist and Support for all levels of investors |
Premier |
Yes |
Non-Premier |
No |
Benefits |
Real time Foreign Exchange Rates |
Premier |
Yes |
Non-Premier |
No |

Premier customer stories
Eligibility criteria
There are several ways to qualify for HSBC Premier, including:
- Total Relationship Balance9 of at least RM200,000 at all times
- Premier Mortgage10 - Minimum home loan of RM1,000,000
- Premier by Perks@Work11 - Minimum monthly salary of RM16,500 credited continuously each month into HSBC account in Malaysia
A HSBC Premier Account fee of RM150 (and applicable tax, if any) will be applied for the month if you do not meet the Premier eligibility criteria.
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Existing HSBC customer
Leave us your contact details and we will be in touch with you.
For more information on HSBC Premier, call us on 1300 88 9393 (local) or +603 8321 5222 (overseas)
Frequently asked questions
Things you should know
You might also be interested in

Get up to 2.25% p.a. interest on Ringgit balances*
Open an Everyday Global Account today.
Valid from 1 January to 30 June 2021. *T&Cs apply.
Important notes:
Issued by HSBC Bank Malaysia Berhad (127776-V). Member of PIDM.
1Protected by PIDM up to RM250,000 for each depositor. HSBC Premier customer enjoy zero overseas cash withdrawal fees across all ATM machines worldwide. For more information, please visit HSBC Everyday Global Account at hsbc.com.my/accounts/products/everyday-global.
2Protected by PIDM up to RM250,000 for each depositor.
3Terms and Conditions apply for HSBC Premier Junior Cash Back Redemption Campaign and Premier World Credit Card. Terms and Conditions apply for Premier Travel Credit Card. The campaign is open to the primary credit cardholders. Valid until 31 December 2020.
4PrepWorks Terms and Conditions apply. Exclusively for HSBC Premier Travel Credit Card, HSBC Premier World Mastercard Credit Card and HSBC Premier Visa Debit Card customers in Malaysia only and subject to appointments only and on first come, first served basis. Valid until 31 December 2020.
5Subject to host country/region's approval.
6Subject to destination country/region's local regulation and HSBC internal policy requirement. Instant foreign currency to foreign currency exchange transfer is available 24 hours 7 days. Transfer for Ringgit Malaysia is from Monday to Friday 9.30am to 3pm.
7Unit Trust refers to Open-Ended Unit Trust (UT) Funds (Equity/Mixed Assets/Bond).
8Front End Load (FEL) is the upfront cost that an investor incurs upon subscription/purchase of UT Funds (Equity/Mixed Assets/Bond).
9Total Relationship Balance (TRB) includes any: Deposits in Current Account/-i, Savings Account/-i, Time Deposits, Term Deposits-i, and/or Investments in Unit Trust funds/Shariah-compliant Unit Trust funds, Structured Investments/-i, Dual Currency Investments/-i and/or Direct Retail bond, and/or Cash value from Family Takaful/Life Insurance products with investment-linked and savings components.
10Account Fee waiver until full and final settlement of home financing.
11Account fee waiver as long as you fulfil the qualification criteria.
12Term Deposit-i is protected by PIDM up to RM250,000 for each depositor. This material has not been reviewed by the Securities Commission Malaysia (SC).
13The takaful and insurance benefits protected under the Takaful and Insurance Benefits Protection System (TIPS) are administered by PIDM.
14HSBC Wealth and Banca Bundle Q1 2021 Promotion ("Promotion") Terms and Conditions apply. Promotion period: 4 January 2021 to 31 March 2021. This Promotion is open to new and existing HSBC Premier or Advance customers during the Promotion Period. The minimum amount of TD-i placement is RM50,000 and the minimum investment amount in a Wealth Product or Banca Product respectively must be in accordance with the TD-i to Wealth Products and Banca Products ratio as per table above, subject to the minimum investment / single premium amount applicable to each Wealth / Banca Product. This Promotion is subjected to a maximum limit of RM200 million TD-i placements collectively throughout the Promotion Period. The maximum TD-i placements allocated for this Promotion is pooled together with "HSBC Amanah Wealth and Takaful Bundle Q1 2021 Promotion". The effective annual yield is 1.88% p.a. for promotional rate of 2.88% p.a.; 2.26% p.a. for promotional rate 4.38% p.a.; and 2.76% p.a. for promotional rate 6.38% p.a. assuming that Term Deposit-i is renewed for the same tenure at the current board rate of 1.55% p.a. as at 18 December 2020, subject to revision.