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Personal Overdraft

Enjoy financial flexibility with standby credit from us

Features & benefits

  • Get up to RM5,000,000 overdraft limit (minimum RM10,000)
  • Overdraft limit up to 100% of your secured HSBC Time Deposit amount
  • Interest is only charged on the utilised amount of the overdraft and calculated on a daily basis
  • No fixed instalment obligation – only need to service the monthly interest
  • Repaid principal amount can be withdrawn again

Apply for HSBC Personal Overdraft

Apply in branch

Find your nearest branch and apply for an overdraft in person.

To find out what documentation you'll need to bring, please see the documents required section below.