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Your next property

Upgrade to your dream home or seize an investment opportunity with a new property.

Getting another place to call home

Upgrading from your current home or investing in another property? Based on your current financing needs, your first home loan features may not be the most suitable for you. Get to know the new types of home loan features that can help you own your second home. 

Enjoy zero[@mortgages-zero-cost-campaign] moving cost with HSBC HomeSmart/-i

Enjoy financial peace of mind with your upfront cost covered by HSBC when you finance or refinance your home with us.

This offer is valid until 31 December 2024.

Why choose HSBC for your second mortgage?

Flexible and affordable home loans

Whether you're looking for the stability of regular monthly payments, or the freedom to move funds for your personal needs, HSBC has the right home loan for you.

Check your eligibility instantly

Fill out our online form and you'll be able to check your affordability of a home loan in just minutes.

Apply from the comfort of your home

You can apply via email from home or walk in to any of our branches in Malaysia – our mortgage specialists will be happy to guide you through the process.

Things to know before taking up your second mortgage

Here's what you should keep in mind when you take up a second mortgage.

  • Pay more when you can
    Make excess payments to save on interest and shorten the tenure of your home loan.
  • Withdraw excess funds with no fees
    Make a withdrawal of the excess funds from your mortgage account when you need a bit more financial flexibility.
  • One account for all your needs
    A consolidated account to manage both your home loan and savings easily.

Explore our mortgage products

Enjoy more control and flexibility to prioritise what is most important to you.
Enjoy more control and flexibility to prioritise what is most important to you based on the principle of Diminishing Musharakah.

How to apply

If you reside in Malaysia

Move one step closer to owning your dream home by getting an estimate on your eligible loan amount.

If you reside outside Malaysia or need to contact us

Email us your details and we'll contact you for a follow-up.

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