Make your dream home yours
Buying your first home is an exciting milestone, but it can be daunting too. As a first-time home buyer, you're not alone, as we are here to help you find a mortgage suited for your home ownership journey.
Enjoy zero[@mortgages-zero-cost-campaign] moving cost with HSBC HomeSmart/-i
Enjoy financial peace of mind with your upfront cost covered by HSBC when you finance or refinance your home with us.
This offer is valid until 31 December 2023.
Why choose HSBC to take up your first mortgage?
Things to know before taking up your first mortgage
Remember the 3 'T's once you know the amount of financing you need.
- Types of home loans available so you can find the one that suits your needs
- Tenure of the home loan, which is the duration in which you choose to pay off your mortgage, depending on your margin of financing
- Total costs involved, including monthly instalments, charges and fees, to assess your affordability
Own your first home with the right mortgage
Our flexible home loan product can help you pay off your mortgage more quickly and reduce interest payments. How?
- Reduce interest payments by depositing your salary into your home loan account. You can also opt to withdraw the excess payment at any time with zero cost.
- Save some of your excess funds every month as even an extra RM50 in your home loan account can help you save on interest charged.
- A longer tenure means lower monthly instalments. You can enjoy financial flexibility and shorten the tenure by keeping the excess funds in your home loan account.
Explore our mortgage products
Enjoy more control and flexibility to prioritise what is most important to you based on the principle of Diminishing Musharakah.
How to apply
If you reside in Malaysia
Move one step closer to owning your dream home by getting an estimate on your eligible loan amount.
Residing outside Malaysia or need to contact us?
Email us with your details and we'll contact you for a follow-up.
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