Buying Your First Home | First Home Mortgage

Make your dream home yours

Buying your first home is an exciting milestone, but it can be daunting too. As a first-time home buyer, you're not alone, as we are here to help you find a mortgage suited for your home ownership journey.

Flexible and affordable home loans

Whether you're looking for the stability of regular monthly payments, or the freedom to move funds for your personal needs, HSBC has the right home loan for you.

Check your eligibility instantly

Fill out our online form and you'll be able to check your affordability of a home loan in just minutes.

Apply from the comfort of your home

You can apply via email from home or walk in to any of our branches in Malaysia – our mortgage specialists will be happy to guide you through the process.

Things to know before taking up your first mortgage

Remember the 3 'T's once you know the amount of financing you need.

Types of home loans available so you can find the one that suits your needs
Tenure of the home loan, which is the duration in which you choose to pay off your mortgage, depending on your margin of financing
Total costs involved, including monthly instalments, charges and fees, to assess your affordability

Own your first home with the right mortgage

Our flexible home loan product can help you pay off your mortgage more quickly and reduce interest payments. How?

Reduce interest payments by depositing your salary into your home loan account. You can also opt to withdraw the excess payment at any time with zero cost.
Save some of your excess funds every month as even an extra RM50 in your home loan account can help you save on interest charged.
A longer tenure means lower monthly instalments. You can enjoy financial flexibility and shorten the tenure by keeping the excess funds in your home loan account.