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Compare credit cards

See which card and perks suits you best

At a glance

See which of our credit cards are right for you.

Discover the credit card that gives you more, with up to 15× Reward points on overseas spend.

Best for online shopping and travel, with up to 8X Rewards Points on online and international purchases

Best for contactless shopping, with up to 8x Reward Points with every tap of your card

Annual fee

No annual fee

RM600 (annual fee is waived with minimum annual retail spend of RM24,000 p.a)

RM240 (annual fee is waived with minimum annual retail spend of RM6,000 p.a)

Features

Additional features

  • Get complimentary access 6X per year to Plaza Premium Lounges at Kuala Lumpur International Airport (KLIA1), Hong Kong International Airport and Changi International Airport

  • Enjoy Global Data Roaming by Flexiroam in 120 countries

  • Enjoy exclusive shopping and dining discounts at sp.hsbc.com.my

  • Get instant discounts and handpicked offers from around the world with Home&Away

  • Get complimentary access 6X per year to Plaza Premium Lounges at Kuala Lumpur International Airport (KLIA1), Hong Kong International Airport and Changi International Airport

  • Enjoy exclusive shopping and dining discounts at sp.hsbc.com.my

  • Get instant discounts and handpicked offers from around the world with Home&Away

  • Enjoy exclusive shopping and dining discounts at sp.hsbc.com.my

  • Get instant discounts and handpicked offers from around the world with Home&Away

Rewards

Terms and conditions apply

  • Earn up to 10× Reward Points on overseas spend (with an extra 5× Reward Points if you meet the Premier eligibility criteria each month) (valid until 31 December 2026)

  • Earn 8X Reward Points for every RM1 spent via contactless

  • Earn 5X Reward Points for every RM1 spent at Lazada, Shopee, Grab, Zalora, Fave and Happy Fresh

  • Earn 5X Reward Points for every RM1 spent on groceries

  • Earn 5X Reward Points for every RM1 you spend on shopping under eligible Merchant Category Code (MCC)

  • Earn 5X Reward Points for every RM1 you spend online

  • Earn 8X Reward Points for every RM1 spent abroad

  • Earn 5X Reward Points for every RM1 spent on groceries

  • Earn 5X Reward Points for every RM1 spent at Lazada, Shopee, Grab, Zalora, and Fave

  • Earn 5X Reward Points for every RM1 spent abroad

  • Earn 8X Reward Points for every RM1 spent via contactless

Can you apply?

Quick check on eligibility criteria

  • For HSBC Premier customers

  • For new and existing HSBC customers

  • For new and existing HSBC customers

  • Minimum annual income of RM36,000

  • Minimum annual income of RM102,000

  • Minimum annual income of RM102,000

  • Be aged 21 years or older

  • Be aged 21 years or older

  • Be aged 21 years or older

  • Minimum RM300,000 in total relationship balance

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