Exclusively for new Primary HSBC Credit Cardholders

Discover new adventures with HSBC Cash Instalment Plan. Get up to RM12,000 at 0% interest* for 12 months when you apply together with a new HSBC Credit Card.

Promotion Period: 1 November 2019 – 29 February 2020
Options
Interest Rate
Hidden Fee
Maximum amount
Tenure
Option 1
0%2
NO
RM12,000
12 months
Option 2
2.88%3
NO
NO capping
24 months
Promotion Period: 1 November 2019 – 29 February 2020
Options
Option 1
Interest Rate
0%2
Hidden Fee
NO
Maximum amount
RM12,000
Tenure
12 months
Options
Option 2
Interest Rate
2.88%3
Hidden Fee
NO
Maximum amount
NO capping
Tenure
24 months

2Minimum application amount is RM1,000 and will not exceed RM12,000 or 60% of the available credit limit, whichever is lower. 

3Minimum application amount is RM1,000 and will not exceed 60% of the available credit limit.

Choose a credit card

Picture of Visa Signature card

Visa Signature

  • 8x Reward Points on all overseas spend
  • 5x Reward Points at local participating malls nationwide and online spend

Eligibility:

Primary cardholders must be at least 21 years old with a minimum annual income of RM 72,000.

Picture of Visa Platinum card

Platinum

  • 8x Reward Points on contactless spend
  • 5x Reward Points on online, groceries, and overseas spend (Lazada, Shopee, Grab, Zalora, HappyFresh & Fave)

Eligibility:

Primary cardholders must be at least 21 years old with a minimum annual income of RM 36,000.

Picture of Amanah MPower Platinum card

Amanah MPower Platinum

  • Get up to 8% cash back on petrol
  • Get up to 8% cash back on groceries
  • Get up to 8% cash back on eWallet spend (GrabPay, SamsungPay, FavePay and Touch and Go)
    From 1 April 2020, cash back will change to 1%
  • 0.2% cash back on other spend

Eligibility:

Primary cardholders must be at least 21 years old with a minimum annual income of RM 36,000.

Save on interest and enjoy better cash flow management

Example: Save on interest by clearing outstanding balance of other bank’s credit card
Details
Amount
Interest Rate
Interest Incurred
Outstanding Credit Card Debt
RM12,000
18% per annum
RM1,796
HSBC Cash Instalment Plan
RM12,000
0% for 12 months
0

Total amount you save = RM1,796
Example: Save on interest by clearing outstanding balance of other bank’s credit card
Details
Outstanding Credit Card Debt
Amount
RM12,000
Interest Rate
18% per annum
Interest Incurred
RM1,796
Details
HSBC Cash Instalment Plan
Amount
RM12,000
Interest Rate
0% for 12 months
Interest Incurred
0

Total amount you save = RM1,796
Example of monthly repayment for 12 months with HSBC Cash Instalment Plan
HSBC Cash Instalment Plan Amount
Monthly Repayment for 12 Months
RM1,000
RM83.33 per month
RM5,000
RM416.66 per month
RM12,000
RM1,000 per month
Example of monthly repayment for 12 months with HSBC Cash Instalment Plan
HSBC Cash Instalment Plan Amount
RM1,000
Monthly Repayment for 12 Months
RM83.33 per month
HSBC Cash Instalment Plan Amount
RM5,000
Monthly Repayment for 12 Months
RM416.66 per month
HSBC Cash Instalment Plan Amount
RM12,000
Monthly Repayment for 12 Months
RM1,000 per month

3 easy application steps:

Step 1:

Apply for an HSBC Credit Card together with HSBC Cash Instalment Plan.

Step 2:

Indicate preferred amount for HSBC Cash Instalment Plan and preferred current/saving account. When credit card gets approved, cash will be transferred to your account.

Step 3:

Take cash out and start making your plans happen!

Fulfil your dreams with HSBC Cash Instalment Plan

vacation icon
wedding icon
education icon
renovation and furnishing icon
healthcare icon
any other plans icon

Important notes

Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V).

*HSBC 0% Cash Instalment Plan (“CIP”) Promotion 2019/2020 Terms and Conditions apply (“Promotion”). This Promotion is not applicable for any existing HSBC/HSBC Amanah Credit Cardholders. Only One (1) Cash Instalment Plan application per Eligible Cardholder. The maximum CIP amount allocated for this Promotion is pooled together with HSBC Amanah 0% Cash Instalment Plan (“CIP”) Promotion 2019/2020 Terms and Conditions. The terms used herein are as defined in the Promotion Terms and Conditions.