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Visa Platinum Credit Card

Discover more rewards

HSBC Visa Platinum Credit Card

Earn more reward points with our HSBC Visa Platinum or HSBC MasterCard®.

Features & benefits

  • 8X Reward Points1 on spend at Mid Valley Megamall and The Gardens Mall
    Earn 8X Reward Points at Mid Valley Megamall and The Gardens Mall and 5X Reward Points on every spend at other participating malls nationwide.
  • 5X Reward Points1 at local participating malls nationwide
  • Card Balance Transfer
    Enjoy 3% upfront interest with 0% interest for 6 months. It's time to turn good savings into good times spent with those who matter. Simply consolidate your other banks' Credit Card outstanding balances and transfer to HSBC Credit Card. You will find managing your finances a breeze with just one consolidated account to monitor and enjoy the flexibility of making a minimum monthly repayment on your total HSBC Credit Card outstanding balance. Find out more.
  • Cash Instalment Plan
    With HSBC Cash Instalment Plan, you can convert your available credit limit into instant cash with your choice of monthly repayment up to 60 months. Let HSBC Cash Instalment Plan help you bring forward your plans. Find out more.
  • Card balance conversion
    Convert your retail transactions or full/partial outstanding retail balances made with HSBC Credit Cards to affordable monthly instalments. Apply here.
  • Cash Advance
    Nothing beats being cash-ready in unannounced situations, especially when you’re travelling. With Cash Advance on your HSBC Credit Card, your temporary financial needs can be instantly covered anytime and anywhere.
  • Card Balance Conversion
    Enjoy greater financial flexibility with HSBC Balance Conversion Plan. Convert your Retail Transactions or Full/Partial Outstanding Retail Balances made with HSBC Credit Cards to affordable monthly instalments. Apply here.
  • VISA Premium Privileges

    As an HSBC VISA Platinum Credit Cardholder, you will also enjoy a host of premium privileges from Visa. Find out more on and enjoy these offerings on top of your 

    HSBC privileges and rewards.

  • Card Security

    Keeping your financial and personal information safe and secure is our highest priority. Your HSBC VISA Platinum comes with the most sophisticated levels of technology and processes to protect your privacy while preventing fraudulent transactions on your credit card in case of loss or theft. We also provide worldwide insurance coverage and protection cover in making sure your experience with HSBC is worry-free.

  • Free 24 Hour loss reporting line for all cards
    Call us on: 1 300 88 1388 (local) or 03 8321 5400 (overseas)

Exclusive rewards

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Enjoy fabulous credit and debit card offers, whether you are at home or travelling around the world.

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Exclusive deals and savings from special discounts to offers at more than 6,500 shopping outlets.

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As an HSBC Platinum Credit Cardholder you are automatically entitled to our HSBC Rewards Programme.

Apply for HSBC Visa Platinum Credit Card

Apply online

Apply online in 10 minutes or less.

Alternatively you can call us on 1800-227 8889 or (65) 6216 9080 (overseas).

Things you should know

PIN and Pay

Due to an industry-wide initiative, all signature-based cards will no longer be accepted with the new replacement being PIN and Pay. PIN (Personal Identification Number) is a 6-digit password of your choice that will be used to authorise transactions. Your PIN must always be kept a secret and never noted down. With the new PIN-enabled Credit Card, your security is enhanced as your 6-digit PIN will be required for ATM cash withdrawals and retail transactions at PIN-enabled terminals. You may also use your Credit Card contactless feature for more secure transactions wherever you see the universal contactless symbol.

Find out more.

If you're an existing customer and have not received your new PIN and Pay Credit Card, please visit your nearest HSBC branch for a replacement.

Important notes

1Terms & Conditions for HSBC Platinum Reward Points Programme 2018 apply. Valid from 1 January 2018 to 31 December 2018. The Additional Reward Points are only awarded up to maximum of 10,000 Additional Reward Points on Eligible Spend at Participating Shopping Malls listed in Table 2A and maximum of 10,000 Additional Reward Points on Eligible Spend at Participating Shopping Malls listed in Table 2B ("Additional Reward Points Cap") per Eligible Cardholder per Participating Month. There is a maximum of 700 million Additional Reward Points to be given out throughout the Programme Period based on first come, first served basis ("Maximum Additional Reward Points"). 1X Reward Point will be awarded for any other spend which is not Eligible Spend for this Programme, and any spend above the Maximum Additional Reward Points or the Additional Reward Points Cap, where every RM1.00 transaction will generate one Reward Point.