Earn up to 7.88% per year on your Time Deposit (TD) when you invest or insure with us.
Maximise your returns with a Time Deposit (TD) of up to 3 months in MYR.
T&Cs apply. Offer runs from 1 October 2025 to 31 December 2025.
| Product | Tenure | Interest / profit rate[@premier-30-td-wealth-bundle] | Minimum TD/-i placement | Placement ratio |
|---|---|---|---|---|
| Unit trusts[@premier-30-td-wealth-bundle] | 3-month | 5.88% per annum | MYR50,000 | 1:1 |
| Structured investments[@premier-30-td-wealth-bundle] | 3-month | 5.88% per annum | MYR50,000 | 1:2 |
| Bonds[@premier-30-td-wealth-bundle] | 3-month | 5.88% per annum | MYR50,000 | 1:2 |
| Bancassurance (Regular Premium)[@premier-bancassurance-bundling-2025] | 3-month | 7.88% per annum |
MYR20,000 | 1:1 |
| Bancassurance (Single Premium)[@premier-bancassurance-bundling-2025] | 3-month | 7.88% per annum | MYR20,000 | 1:3 |
| Product | Unit trusts[@premier-30-td-wealth-bundle] |
|---|---|
| Tenure | 3-month |
| Interest / profit rate[@premier-30-td-wealth-bundle] | 5.88% per annum |
| Minimum TD/-i placement | MYR50,000 |
| Placement ratio | 1:1 |
| Product | Structured investments[@premier-30-td-wealth-bundle] |
| Tenure | 3-month |
| Interest / profit rate[@premier-30-td-wealth-bundle] | 5.88% per annum |
| Minimum TD/-i placement | MYR50,000 |
| Placement ratio | 1:2 |
| Product | Bonds[@premier-30-td-wealth-bundle] |
| Tenure | 3-month |
| Interest / profit rate[@premier-30-td-wealth-bundle] | 5.88% per annum |
| Minimum TD/-i placement | MYR50,000 |
| Placement ratio | 1:2 |
| Product | Bancassurance (Regular Premium)[@premier-bancassurance-bundling-2025] |
| Tenure | 3-month |
| Interest / profit rate[@premier-30-td-wealth-bundle] |
7.88% per annum |
| Minimum TD/-i placement | MYR20,000 |
| Placement ratio | 1:1 |
| Product | Bancassurance (Single Premium)[@premier-bancassurance-bundling-2025] |
| Tenure | 3-month |
| Interest / profit rate[@premier-30-td-wealth-bundle] | 7.88% per annum |
| Minimum TD/-i placement | MYR20,000 |
| Placement ratio | 1:3 |
How to invest
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Unit Trust
Access a world of investment opportunities.
- Access a world of investment opportunities across different asset classes, geographical regions and sectors
- Wide range of options to cater for different investment objective, style and risk appetite
- Available in foreign currencies
Dual Currency Investment
Enjoy flexibility with your investments.
- Up to 42 currency pairings (as of 26th August 2021) with real time pricing
- Flexibility to choose the currency pairing (base and linked currencies), tenure (ranging from 1 week to 3 months) and the conversion rate you feel most comfortable with
Bonds
Capitalise on Bonds to enjoy potentially higher returns.
- Gain higher returns via bonds compared to cash investments
- You may enjoy a regular stream of interest income - usually payable half yearly
- Diversify your investment risk
Structured Investments
Tailor-made investments to meet your specific investment needs.
- Can be extensively customised to meet your investment risk/return profile, market outlook and investment objectives
Featured digital wealth solutions
HSBC EZInvest
-
Convenient and affordable to start investing in unit trust funds with EZInvest
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Review and monitor your portfolio 24/7
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Get global access
From as low as RM500, you can start to invest in some of the Unit Trust funds offered by EZInvest - a new feature within HSBC Malaysia Mobile Banking App that brings you closer to your wealth goals.
24/7 Foreign Exchange
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Convert foreign currency with real-time rates
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Transact conveniently via online & mobile banking
Bring the world closer with real-time FX rates.
International Transfer & Payment
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Make instant Global Transfer* to own and 3rd party HSBC accounts at zero transfer fees.
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Access competitive real-time exchange rates and make transfers globally.
Cross-border fund transfers completed in seconds.
Learn more about Investments
Wealth Insights
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FAQs
Got a question about investments? Learn the latest frequently asked questions from Unit Trusts to Bonds.