Make the most of HSBC Advance
HSBC Advance provides digital banking solutions, financial expertise and support, expatriate banking services, and benefits to help you stay in control of your finances and achieve your goals.
Get up to RM900 cashback and 24" Samsonite luggage4
Easy steps. Exclusive rewards await you!
Here's how:
Open an HSBC Advance Account and Apply for an HSBC Credit Card.
Fund RM3,000 into your HSBC Advance Account and Spend RM3,000 with your HSBC Credit Card within 60 days.
Meet minimum Total Relationship Balance of RM30,000 in your HSBC Advance Account within 60 days.
Offer runs from 1 October 2025 - 31 January 2026.
Terms and conditions (PDF) apply.
Discover HSBC Advance’s range of exclusive services and support
Eligibility
To be eligible for HSBC Advance, you must meet one of the following criteria:
- Maintain a Total Relationship Balance (TRB) of RM30,000 or more.
TRB includes: Deposits in Current Account/-i[@protected-by-pidm-terms], Savings Account/-i[@protected-by-pidm-terms], Time Deposits[@protected-by-pidm-terms], Term Deposits-i[@protected-by-pidm-terms], and/or Investments in Unit Trust funds/Shariah-compliant Unit Trust funds, Structured Investments/-i, and/or Cash value from Family Takaful/Life Insurance products with investment-linked and savings components.
- Credit your monthly gross salary[@salary-eligibility] of minimum RM8,500 continuously each month. Proof of income[@advance-payroll] will be collected at the point of account onboarding. Starting from 13th month, you are required to meet the primary eligibility criteria which is to maintain TRB of at least RM30,000.
- Have a minimum housing financing amount of RM300,000. Enjoy a monthly account fee waiver until full settlement of your loan. Thereafter, you are required to meet the primary eligibility criteria which is to maintain TRB of at least RM30,000.
Notes: Monthly account fee of RM10 (subject to applicable tax, if any) will apply if the eligibility criteria are not met. The monthly account fee applies to each HSBC Advance Account you hold.
How to apply
Please visit your nearest branch to apply.
Frequently asked questions
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Premier services and support
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T&Cs apply.
Additional information
4. Notes for HSBC Spend, Save & Maintain Promotion 2025:
- This promotion is open to new to HSBC Advance customers and existing supplementary cardholder customers
- Minimum deposit of RM3,000 for this Promotion is a single transaction amount of RM3,000 into the participating savings account in any one month within the 60 days. 60 days will be calculated from the 1st day of the next calendar month following the day of the account opening
- Minimum RM3,000 retail spend required on credit card within welcome period. Welcome period means 60 days from the date stated in the credit card mailer or by 31 March 2026, whichever comes first
- You must meet the minimum Total Relationship Balance (TRB) of RM30,000 within 60 days. 60 days will be calculated from the 1st day of the next calendar month following the day of the account opening
- TRB includes any deposits in Current Account/-i, Savings Account/-i, Time Deposits/Term Deposit-i, and/or investments in Unit Trust funds/ Shariah-compliant Unit Trust funds, Structured Investment/-i, Dual Currency Investment/-i and/or Bond/Sukuk, and/or Cash Value from Family Takaful/Life Insurance products with investment-linked and savings components
- TRB will be calculated based on Monthly Average TRB
- The total number of units of Samsonite luggage to be given out is 1,000, on a first come first served basis. This number is pooled together with HSBC Amanah Spend, Save and Maintain Promotion 2025
Please refer to the Terms and Conditions of the campaign on the Important information page under Notices for 2025.