More rewards on your everyday spend, for you and your family
Get rewarded for your daily purchases while enjoying curated privileges exclusively for HSBC Premier customers.
Exclusive privileges
Discover a world of exclusive privileges
Earn great rewards at home and overseas
Earn Reward Points every time you spend, at home and overseas. Redeem your Reward Points with 17 global airlines and 4 world-renowned hotel chains. Choose from a wide selection of gifts and vouchers in our Premier World Rewards Catalogue.
Earn up to 10× Reward Points on overseas spend (with an extra 5× Reward Points if you meet the Premier eligibility criteria each month[@premier-world-mastercard-reward-point])
(valid until 31 December 2026)
- 8× Reward Points on contactless payments
- 5× Reward Points on groceries and online shopping
Travel in comfort and style
With HSBC Premier, you'll take your home comforts with you, wherever you go.
- 6× complimentary airport lounge passes to Plaza Premium Lounges (KLIA1, Singapore and Hong Kong)[@credit-cards-plaza-premium-lounge-tncs]
- Enjoy global data roaming from FlexiRoam in over 120 countries and regions[@global-data-roaming] – learn more
- Complimentary travel insurance with up to USD500,000 coverage offered by Mastercard – register and read terms and conditions (PDF)
- Complimentary one (1) night stay at some of the best hotels around the globe – learn more
- Enjoy one complimentary main course* when you pay with your HSBC Mastercard – learn more
Confidence in every purchase
- e-Commerce Protection insurance by Mastercard provides you with worldwide coverage and reimbursements of up to USD200. Learn more
- Enjoy exclusive deals and discounts at over 2,000 outlets nationwide with SmartPrivileges[@premier-smartprivileges-terms]
More benefits with your new card
- Enjoy the flexibility of a Cash Instalment PlanConvert your available credit limit into instant cash with a Cash Instalment Plan.
- Pay less interest and simplify your repayments with a Balance Transfer InstalmentConsolidate the outstanding balances from your other credit cards to your HSBC credit card with a Balance Transfer Instalment.
- New accessibility features
The notch at the bottom of the card shows the correct way to insert it into a reader, while the raised tactile dots help differentiate between different card types by touch. Two dots at the top indicate a credit card.
- Cash AdvanceInstant access to cash, when you need it.
Things you should know
Who can apply?
To apply for an HSBC Premier World Mastercard Credit Card, you'll need to meet both of these criteria:
- Be aged 21 or older as the primary cardholder (any supplementary cardholders must be aged 18 or older)
- Be an HSBC Premier customer with a minimum total relationship balance of RM300,000
If you have applied for any supplementary card/s, please include:
- Your supplementary cardholder's MyKad
| Ready to apply? |
| New to HSBC? |
Please make an appointment to apply in person at any HSBC branch.
Already an HSBC Premier customer?
Apply online – it's quick and seamless.