Common types of fraud and scams

Phishing scams use fake emails, text messages, or website links that look like they come from trusted organisations. Fraudsters use them to trick you into following links and sharing sensitive details like passwords, OTPs, or card information. Learn how to spot common tactics and protect yourself before you open a link.

Impersonation scams happen when criminals pretend to be someone you trust. They might pose as a bank officer, a police office, or a delivery company to pressure you into sharing information or sending money. This guide covers how these scams work and the warning signs to watch out for.

Job scams use fake employment offers to steal your money or personal information. They often promise high pay or quick commissions for simple tasks, or they might ask for upfront fees. Read the key red flags and the steps you can take to verify work opportunities safely.

Money mule scams trick people into letting criminals use their bank accounts to move stolen funds. These offers are sometimes disguised as a regular job or commission-based role. Find out how to recognise recruitment tactics so you can avoid getting involved in illegal activity.

Investment scams promise quick or guaranteed high returns on your money. They often look highly professional by using fake platforms, fabricated reviews, or expert advice. Learn how to check if an opportunity is real, avoid high-pressure sales tactics, and protect your money.

E-commerce scams involve fake sellers or websites that you’re your money for goods that never arrive or turn out to be counterfeit. Fraudsters often push buyers to pay outside secure payment systems. This guide explains safer ways to shop online and what to check before you pay.

Shopping scams use artificial urgency – like limited-time deals, countdown timers, or extreme discounts – to rush you into buying. They want you to make quick payments on fake sites or unsafe checkout pages. Read how to verify special offers, spot suspicious websites, and avoid losing money to promotions that seem too good to be true.

Malware scams trick you into downloading harmful apps or files through links sent by fraudsters. Once installed, this software can steal passwords, capture OTPs, or take over your phone or computer. Learn safe download habits, common warning signs, and how to reduce your risks.

Account or device takeover scams happen when criminals persuade you to install remote-access software or share your screen. This gives them full control over your phone or computer. This guide explains how takeovers start, what to avoid, and how to stay in control of your digital devices.

Love scams involve criminals building fake online relationships to gain your trust. Once they win your affection, they ask for money, gifts, or private financial details. Learn the common patterns, emotional pressure tactics, and practical steps to protect yourself and your loved ones.

Loan scams often involve identity theft. Fraudsters use stolen personal details or intercepted OTPs to apply for credit or loans in your name. Read how to spot the early warning signs, protect your personal identity, and find out what to do if you suspect a fraudulent loan has been opened.