Rewards and Offers | HSBC Premier Bank Account

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Premier
Rewards and Offers

All the small touches add up to one big helping hand

Premier doesn't focus on just one area of your life. That's why we don't give you just one reward.

We offer many different ways to improve your wealth, travel and lifestyle. And when added together, they'll make life even better for you and your family.

Join Premier

Enjoy an exclusive rate on your Time Deposit

Join HSBC Premier today and earn 4.28% interest per year[@premier-td-promo-2025] when you place a 6-month Time Deposit.

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Health offers

Enjoy up to 30% off health screening packages at renowned hospitals nationwide.[@premier-healthcare-my]

See all healthcare offers

Wealth offers

Boost your savings – earn up to 10.88% interest per year on your Time Deposit[@premier-30-td-wealth-bundle] when you invest or get insured with us.

See all wealth offers

Premier Referral Programme

Refer your friends and family to join HSBC Premier to earn up to RM18,000 in cashback[@premier-mgm-cashback].

Find out more

Foreign Currency Time Deposit offer

Maximise your foreign currency holdings with up to 4.5% returns per year on a 3-month Time/Term Deposit/-i in US dollars, Australian dollars or British pounds.

Find out more

HSBC Premier welcome rewards

Enjoy welcome rewards and up to 4.28% interest per year on your Time Deposit[@premier-td-promo-2025] when you join HSBC Premier. T&Cs apply.

Get up to 400,000 Reward points for joining HSBC Premier

Redeem a complimentary flight ticket with your Reward points at one of 17 world-class airline partners.
Join HSBC Premier Elite and earn 100,000 air miles

Use your air miles to redeem a complimentary flight ticket at one of 17 world-class airline partners.
Enjoy the 4.28% per year Time Deposit offer

Earn 4.28% p.a. interest per year on your 6-month Time Deposit.[@premier-td-promo-2025]

Reward and offer details

Read more about all our offers and rewards and find out how Premier makes life more fulfilling.

Get rewarded with up to RM18,000 cashback. Simply refer your friends and family to join HSBC Premier.

Earn RM1,200 cashback for every successful referral with a total relationship balance of RM300,000
Earn RM3,000 cashback for every successful referral with a total relationship balance of RM3 million

HSBC Premier Referral Programme 2025 amended terms and conditions apply (PDF).

To refer your friends and family, visit our referral programme page.

Boost your savings with up to 10.88% per year interest on your Time Deposit (TD) when you invest or buy an insurance plan with us. Terms and conditions apply[@premier-30-td-wealth-bundle].
Product	Tenure	Interest / Profit rate	Minimun TD/-i placement	Placement ratio
Unit trusts[@premier-30-td-wealth-bundle]	3-month	New to unit trusts customers: MYR TD/-i 8.88% per year Existing unit trusts customers: MYR TD/-i 6.88% per year	RM50,000	1:1
Structured investments[@premier-30-td-wealth-bundle]	3-month	New to structured investments customers: MYR TD/-i 8.88% per year Existing structured investments customers: MYR TD/-i 6.88% per year	RM50,000	1:2
Bonds[@premier-30-td-wealth-bundle]	3-month	New to bonds customers: MYR TD/-i 8.88% per year Existing bonds customers: MYR TD/-i 6.88% per year	RM50,000	1:2
Bancassurance (regular premium)[@premier-bancassurance-bundling-2025].	3-month	New to bancassurance products customers: MYR TD/-i 10.88% per year Existing Bancassurance Products customers: MYR TD/-i 8.88% per year	RM20,000	1:1
Bancassurance (single premium)[@premier-bancassurance-bundling-2025].	3-month	New to bancassurance products customers: MYR TD/-i 10.88% per year Existing Bancassurance Products customers: MYR TD/-i 8.88% per year	RM20,000	1:3

Boost your savings with up to 10.88% per year interest on your Time Deposit (TD) when you invest or buy an insurance plan with us. Terms and conditions apply[@premier-30-td-wealth-bundle].
Product	Unit trusts[@premier-30-td-wealth-bundle]
Tenure	3-month
Interest / Profit rate	New to unit trusts customers: MYR TD/-i 8.88% per year Existing unit trusts customers: MYR TD/-i 6.88% per year
Minimun TD/-i placement	RM50,000
Placement ratio	1:1

Product	Structured investments[@premier-30-td-wealth-bundle]
Tenure	3-month
Interest / Profit rate	New to structured investments customers: MYR TD/-i 8.88% per year Existing structured investments customers: MYR TD/-i 6.88% per year
Minimun TD/-i placement	RM50,000
Placement ratio	1:2

Product	Bonds[@premier-30-td-wealth-bundle]
Tenure	3-month
Interest / Profit rate	New to bonds customers: MYR TD/-i 8.88% per year Existing bonds customers: MYR TD/-i 6.88% per year
Minimun TD/-i placement	RM50,000
Placement ratio	1:2

Product	Bancassurance (regular premium)[@premier-bancassurance-bundling-2025].
Tenure	3-month
Interest / Profit rate	New to bancassurance products customers: MYR TD/-i 10.88% per year Existing Bancassurance Products customers: MYR TD/-i 8.88% per year
Minimun TD/-i placement	RM20,000
Placement ratio	1:1

Product	Bancassurance (single premium)[@premier-bancassurance-bundling-2025].
Tenure	3-month
Interest / Profit rate	New to bancassurance products customers: MYR TD/-i 10.88% per year Existing Bancassurance Products customers: MYR TD/-i 8.88% per year
Minimun TD/-i placement	RM20,000
Placement ratio	1:3

Up to 30% off on selected health screening packages (PDF) and recovery services

Available at renowned private hospitals nationwide:

30% off at Sunway Medical Centre Damansara
20% off at other Sunway Medical Centres

Exclusive offers in partnership with Sunway Sanctuary

20% discount on Postnatal Care packages
Complimentary Getha gifts (subject to availability)
Complimentary premium birds' nest

Premier Elite exclusive privileges

A complimentary Elite Signature health screening package at any Sunway Medical Centre
A complimentary third night stay with every 2-night stay at Signature One Suite, Sunway Sanctuary
Professional healthcare services in the privacy of your home - exclusive 35% discount on selected Sunway Home Healthcare* services:

• Doctor home visits

• Home physiotherapy

• Lab sample collection (for Sunway City Medical Centre, Sunway City only)

*limited to Klang Valley only

Terms and conditions (PDF) apply.

Earn 15× more Reward points[@my-premier-trb] when you spend overseas with your HSBC Premier World Mastercard.

Enjoy complimentary lounge visits, travel insurance coverage by Mastercard of up to USD500,000, and 5GB data roaming. Terms and conditions apply.

Learn more about HSBC Premier World Mastercard.

Enjoy special rates when you join HSBC Premier Elite or HSBC Premier.

Earn 4.28% interest per year on your 6-month Time Deposit.

HSBC New to Premier Time/Term Deposit/-i Promotion 2025 Terms and Conditions (PDF) apply

Grow your foreign currency holdings with exclusive Time/Term Deposit-i rates.

Deposit a minimum of USD 30,000: 4.50% p.a. for 3 months
Deposit a minimum of GBP 20,000: 4.30% p.a. for 3 months
Deposit a minimum of AUD 30,000: 3.80% p.a. for 3 months

Get more out of your mortgage with HSBC, whether you're buying your first home, a second home, or refinancing.

Enjoy ZERO moving costs for your purchase or refinancing of a completed property

HSBC / HSBC Amanah Zero Moving Cost Campaign 2025 (PDF) apply.

Refer a friend or family for a home financing and get rewarded

Earn a cash reward of up to RM800 for every successful referral

HSBC Bank/HSBC Amanah Mortgage Member-Get-Member (MGM) Campaign 2025 Terms and Conditions (PDF) apply.

Apply for a Premier Everyday Global Account

To enjoy everything Premier has to offer, just open a Premier Everyday Global Account.

Join Premier

HSBC Premier rewards and offers

All the small touches add up to one big helping hand

Join HSBC Premier. Enjoy 4.28% p.a on your Time/Term Deposit/-i[@premier-td-promo-2025].

The extras you want and deserve

Enjoy an exclusive rate on your Time Deposit

Health offers

Wealth offers

Premier Referral Programme

Foreign Currency Time Deposit offer

HSBC Premier welcome rewards

Reward and offer details

Premier referral programme

Wealth offer

Health offers

HSBC Premier World Mastercard offers

Term deposit offers

Foreign currency time deposit offers[@premier-open-to-non-hsbc]

Home loan offers

Apply for a Premier Everyday Global Account

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HSBC Premier Elite

HSBC Premier World Mastercard Credit Card

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